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MC Hobby

Active
Private limited company (pre-2019)founded 2013active for 13 yearsClos de la Giberne 3, 1410 Waterloo, BelgiumKBO/BCE: BE 0538.615.264
Summary

The annual accounts of MC Hobby for financial year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €34,293 and a net result of -€39,842. Equity has been stable since 2018 (±10% per year). Its solvency ranks better than 22% of 21,166 sector peers (NACE 62, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 12-09-2013 Normal situation
Activity
Computer programming NACE 62100and 5 others
Establishment unit
2.221.950.096 1410 Waterloo, since 12-09-2013
Financial year end
31 December
Peppol
Reachable since 15-10-2025

Board and ownership

Board
  • Charlier FrançoiseDirector · since 13-09-2013

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€25,629
▼ 51.5%
Turnover
≈ €84,000
estimated
Loss
€39,842
▲ 70.0%
Equity
€34,293
▼ 53.7%
Total assets
€154,719
▼ 30.1%
Staff
≈ 1 FTE
estimated
  • 2025 accounts filed 56 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 56 days late; 3 of the last 3 accounts lateLoss of €39,842, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €154,719Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 12% of micro companies in computer programming and consultancy (NACE 62)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 47-12
equity 22.2% of total assets
Liquidity 11-7
short-term debt 77.8% · cash 2.9%
Profitability 0-6
return on assets -25.8%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 12-2024: 3.8%highest value 01-2025: 0.8%▼ -3.0 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.2 percentage points vs 07-2025 09-2025: 1.1%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.3%▲ +0.1 percentage points vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.26 (1.48 in 2024), below the usual 1.5. Short-term debt is 77.8% and cash 2.9% of total assets. 77.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 24% of them on solvency, 5% on liquidity, 5% on profitability and 14% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Last filed accounts filed 56 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Loss of €39,842, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €154,719
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€39,842
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 21166 sector peers (2025).
NBB · sector comparison
Position among 21166 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
56 days late
2024
60 days late
2023
145 days late
2022
373 days late
2021
215 days late
2020
217 days late
2019
114 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 169 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 December (4 of the last 5 accounts filed within 90 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in computer programming and consultancysector median €28,615 · 21,172 companies -€39,842 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€39,842 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as MC Hobby: computer programming (NACE 62100). They are comparable in size and age: total assets between €137,000 and €164,000, founded between 2012 and 2015.

CompanyTotal assetsGross margin
MC Hobby Waterloo€154,719€25,629
ProleCT Putte€163,575€23,262
RH-OFFICE Dendermonde€156,941€25,123
TECNOVA Heuvelland€149,367€28,882
BE A PROJECT Lier€139,431€26,160
Bitshift Antwerp€137,329€26,543
BLUE DOTS Mechelen€150,627€26,234
Full comparison

Key facts about MC Hobby

What is the company number of MC Hobby?
The company number of MC Hobby is 0538.615.264. The VAT number is the same number with BE in front: BE 0538.615.264.
Where is MC Hobby based?
The registered office is at Clos de la Giberne 3, 1410 Waterloo.Company details
What does MC Hobby do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of MC Hobby?
MC Hobby is a private limited company (pre-2019) (BVBA).
When was MC Hobby founded?
MC Hobby was founded on 12-09-2013.
Is MC Hobby still active?
Yes, MC Hobby is an active enterprise in the KBO register.
What is the turnover of MC Hobby?
The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €25,629 and 85 comparable companies (NACE 62). It probably lies between €66,000 and €110,000.Financials
Is MC Hobby profitable?
In financial year 2025, MC Hobby made a loss of €39,842.
Where can I find the annual accounts of MC Hobby?
MC Hobby filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MC Hobby due?
MC Hobby must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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