MC ART CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of MC ART CONSTRUCT is 1.9% (moderate). The 2025 annual accounts show equity of €116,095 and a net result of €70,067. Equity is growing by ~165.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 7564 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+26
Solvency65▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.08 in 2024; short-term debt: 59.8% and cash: 1% of total assets), but 59.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.2%
Return on assets
24.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
22 d early
2022
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€723,817
EBIT margin
5.6%
Net result
€70,067▲ 167%
2024 · €26,221
Working capital
€88,389▲ 631%
2024 · €12,097
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€723,817
Operating result€4,300-€22,500▲ 423%€40,834▲ 81.5%€96,257▲ 136%
Net result€3,353-€15,454▲ 361%€26,221▲ 69.7%€70,067▲ 167%
EBIT margin5.6%
Equity€5,353-€20,807▲ 289%€46,028▲ 121%€116,095▲ 152%
Total assets€17,099-€32,668▲ 91.1%€193,568▲ 493%€289,030▲ 49.3%
Debt€11,746-€11,862▲ 1.0%€147,540▲ 1,144%€172,935▲ 17.2%
Working capital€3,849--€4,554€12,097€88,389▲ 631%
Staff (FTE)0.3
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 136% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289,030
Fixed assets
€27,706 ▼ 18.3%
Current assets
€261,324 ▲ 63.7%
Equity and liabilities €289,030
Equity
€116,095 ▲ 152%
Debt
€172,935 ▲ 17.2%
Debt's share of the balance-sheet total falls from 76.2% to 59.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114,450▲
2024 · €52,068
Cash flow
€88,261▲
2024 · €37,455
Current ratio
1.51▲
2024 · 1.08
Debt to equity
1.49▼
2024 · 3.21
ROE
60.4%▲
2024 · 57.0%
ROA
24.2%▲
2024 · 13.5%
Interest coverage
25.98▲
2024 · 20.15
Debt ≤ 1 year
€172,935▲
2024 · €147,540
Income taxes
€21,784▲
2024 · €12,069
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | - | €723,817 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €664,719 | - | - |
| Remuneration, social security and pensions62 | - | - | €1,801 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,146 | €1,368 | €11,234 | €18,193 | ▲ 61.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,004 | - | - | - |
| Other operating charges640/8 | €201 | €2,536 | €5,229 | €2,077 | ▼ 60.3% |
| Gross operating margin9900 | €5,647 | €27,409 | €59,098 | €116,527 | ▲ 97.2% |
| Operating profit (loss)9901 | €4,300 | €22,500 | €40,834 | €96,257 | ▲ 136% |
| Financial income75/76B | - | €1 | €41 | €0 | ▼ 99.7% |
| Recurring financial income75 | - | €1 | €41 | €0 | ▼ 99.7% |
| Financial charges65/66B | €83 | €732 | €2,584 | €4,405 | ▲ 70.4% |
| Recurring financial charges65 | €83 | €732 | €2,584 | €4,405 | ▲ 70.4% |
| Profit (loss) for the period before taxes9903 | €4,217 | €21,769 | €38,290 | €91,852 | ▲ 140% |
| Income taxes67/77 | €864 | €6,315 | €12,069 | €21,784 | ▲ 80.5% |
| Profit (loss) for the period9904 | €3,353 | €15,454 | €26,221 | €70,067 | ▲ 167% |
| Profit (loss) for the period to be appropriated9905 | €3,353 | €15,454 | €26,221 | €70,067 | ▲ 167% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €17,099 | €32,668 | €193,568 | €289,030 | ▲ 49.3% |
| Fixed assets21/28 | €1,504 | €25,361 | €33,931 | €27,706 | ▼ 18.3% |
| Tangible fixed assets22/27 | €1,504 | €25,361 | €33,450 | €27,225 | ▼ 18.6% |
| Plant, machinery and equipment23 | - | €2,737 | €3,657 | €1,144 | ▼ 68.7% |
| Furniture and vehicles24 | €1,504 | €22,624 | €29,792 | €26,081 | ▼ 12.5% |
| Financial fixed assets28 | - | - | €481 | €481 | = |
| Current assets29/58 | €15,595 | €7,307 | €159,637 | €261,324 | ▲ 63.7% |
| Amounts receivable within one year40/41 | €15,087 | €6,898 | €149,835 | €258,432 | ▲ 72.5% |
| Trade receivables40 | €10,359 | €2,902 | €80,854 | €179,572 | ▲ 122% |
| Other amounts receivable41 | €4,727 | €3,996 | €68,982 | €78,860 | ▲ 14.3% |
| Cash at bank and in hand54/58 | €509 | €409 | €9,802 | €2,891 | ▼ 70.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €17,099 | €32,668 | €193,568 | €289,030 | ▲ 49.3% |
| Equity10/15 | €5,353 | €20,807 | €46,028 | €116,095 | ▲ 152% |
| Contributions10/11 | €2,000 | €2,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €3,353 | €18,807 | €45,028 | €115,095 | ▲ 156% |
| Amounts payable17/49 | €11,746 | €11,862 | €147,540 | €172,935 | ▲ 17.2% |
| Amounts payable within one year42/48 | €11,746 | €11,862 | €147,540 | €172,935 | ▲ 17.2% |
| Financial debts43 | - | - | €12 | - | - |
| Credit institutions430/8 | - | - | €12 | - | - |
| Trade debts44 | €10,287 | €3,490 | €135,459 | €151,150 | ▲ 11.6% |
| Suppliers440/4 | €1,427 | €361 | €12,723 | €13,240 | ▲ 4.1% |
| Bills of exchange payable441 | €8,859 | €3,129 | €122,735 | €137,911 | ▲ 12.4% |
| Taxes, remuneration and social security45 | €1,459 | €8,371 | €12,069 | €21,784 | ▲ 80.5% |
| Taxes450/3 | €1,459 | €8,371 | €12,069 | €21,784 | ▲ 80.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,353 | €15,454 | €26,221 | €70,067 | ▲ 167% |
| + Depreciation and write-downs630 | €1,146 | €1,368 | €11,234 | €18,193 | ▲ 61.9% |
| Operating cash flow (approximation) | €4,499 | €16,822 | €37,455 | €88,261 | ▲ 136% |
| Investment in fixed assets (approximation) | - | -€25,226 | -€19,803 | -€11,969 | ▲ 39.6% |
| Change in cash | - | -€100 | €9,393 | -€6,911 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2022net €70,067 ▲167%
Operating result €96,257, net result €70,067, both a record.
30-06
Financial
Equity above €100,000Eq €116,095 ▲152%
4 profitable years in a row build equity to €116,095.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2021
Ground area
4,983 m²
Building footprint
2,317 m²
Parcel 23026A0132/00G006, Flanders. Linked by address, not a title deed.
105
companies at this address
See who is registered here
1 establishment unit
MC ART CONSTRUCT
since 20212.312.600.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0132/00G006 | Flanders | 4,983 m² | 1 · 2,316 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MVC PREFAB & MORE
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Sint-Truiden · Eq €116,041
Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,998 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2021
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761861160
Also
9925:BE0761861160
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.