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STK X PRO

Active
Private limited companyfounded 2020active for 6 yearsAlfons Gossetlaan 30, 1702 Dilbeek, BelgiumKBO/BCE: BE 0757.703.028
Summary

The computed 12-month bankruptcy probability of STK X PRO is 2.4% (moderate). The 2025 annual accounts show equity of €203,198 and a net result of €42,338. Equity grew by about 36% per year on average since 2021. In 2025 it fell by 41.8%. Its solvency ranks better than 69% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 02-11-2020 Normal situation
Registered office
16 active companies are registered at this address Source: KBO register, as of 5 November 2026.
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.309.148.247 1950 Kraainem, since 03-11-2020
Financial year end
31 December
Peppol
Reachable since 17-04-2025

Board and ownership

Last known board
Shareholders
  • Teodor SVABIUCdeed of 07-10-2025
  • SVABIUC Marynadeed of 07-10-2025
  • BURACIUC Valeriideed of 07-10-2025
and 3 other shareholders

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
€109,244
▼ 65.3%
Turnover
≈ €360,000
estimated
Profit
€42,338
▼ 76.0%
Equity
€203,198
▼ 41.8%
Total assets
€334,607
▼ 33.7%
Staff
≈ 0.9 FTE
estimated
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)2 of the last 3 accounts lateFounded in 2020lowers riskLiquidity: current ratio 1.75, cash €84,527, halvedShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 55% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 86-8
equity 60.7% of total assets
Liquidity 67-24
short-term debt 32.6% · cash 25.3%
Profitability 85-15
return on assets 12.7%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.6%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.6%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.4 percentage points vs 07-2025 09-2025: 2.4%▲ +0.3 percentage points vs 08-2025 10-2025: 3.1%▲ +0.7 percentage points vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 4.1%▲ +1.0 percentage point vs 11-2025 01-2026: 5.7%▲ +1.6 percentage points vs 12-2025highest value 02-2026: 2.3%▼ -3.4 percentage points vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.4%▲ +0.1 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.3%▼ -0.1 percentage points vs 05-2026 07-2026: 4.6%▲ +2.3 percentage points vs 06-2026 08-2026: 2.3%▼ -2.3 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.4%▲ +0.1 percentage points vs 09-2026 11-2026: 2.4%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.75 (3.18 in 2024), above the usual 1.5. Short-term debt is 32.6% and cash 25.3% of total assets. 39.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 70% of them on solvency, 72% on liquidity, 68% on profitability and 12% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.75, cash €84,527, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
13 days early
2024
166 days late
2023
385 days late
2022
759 days late
2021
78 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 275 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 January (4 of the last 5 accounts filed within 220 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €176,200 to €42,338 ▼ 76.0% View
  • Positive: More equity than 87% of companies in construction of buildingssector median €45,644 · 9,402 companies €203,198 View
  • Positive: 5 profitable years in a rowprofit 2025: €42,338 5 years View

Recent changes

  1. · Gazette deed Registered office moved from Kraainem to Groot-BijgaardenNew registered office: Alfons Gossetlaan 30 bus 113, 1702 Groot-Bijgaarden · Previous registered office: Steenweg op Mechelen 455 bus 1, 1950 Kraainem
  2. · Gazette deed Transfer of 5 shares from Teodor SVABIUC to Kostiantyn PALIKYRZHATeodor SVABIUC holds 75 shares · SVABIUC Maryna holds 5 shares · BURACIUC Valerii holds 5 shares
  3. · Gazette deed Resignations: TOFAN Heorhii (director) and VLADEAN Ilie (director)Transfer of 5 shares from Teodor ŞVABIUC to Grigorovici llie · Transfer of 5 shares from Teodor ŞVABIUC to Dibrov Iliie · Teodor ŞVABIUC holds 55 shares
All 13 events

Comparable companies

These companies have the same main activity as STK X PRO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €289,000 and €342,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
STK X PRO Dilbeek€334,607€109,244
MC ART CONSTRUCT Dilbeek€289,030€116,527
V RENOV Dilbeek€301,752€100,439
GENERAL INVEST I.S. Sint-Pieters-Leeuw€331,967€111,447
I-SERVICES Zaventem€329,478€106,509
IVT CONSTRUCT Ternat€340,073€101,407
M GROUP VV Grimbergen€342,276€118,712
Full comparison

Key facts about STK X PRO

What is the company number of STK X PRO?
The company number of STK X PRO is 0757.703.028. The VAT number is the same number with BE in front: BE 0757.703.028.
Where is STK X PRO based?
The registered office is at Alfons Gossetlaan 30, 1702 Dilbeek.Company details
What does STK X PRO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of STK X PRO?
STK X PRO is a private limited company (BV).
When was STK X PRO founded?
STK X PRO was founded on 02-11-2020.
Is STK X PRO still active?
Yes, STK X PRO is an active enterprise in the KBO register.
How many employees does STK X PRO have?
STK X PRO had an average of 0.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of STK X PRO?
The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €109,244 and 98 comparable companies (NACE 41001). It probably lies between €260,000 and €550,000. In financial year 2023 turnover was €874,748.
Is STK X PRO profitable?
In financial year 2025, STK X PRO made a profit of €42,338.
Where can I find the annual accounts of STK X PRO?
STK X PRO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STK X PRO due?
STK X PRO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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