MAXSMART
ActiveSummary
The computed 12-month bankruptcy probability of MAXSMART is 2.4% (moderate). The 2025 annual accounts show equity of €2,501 and a net result of -€6. Its solvency ranks better than 15% of 5,645 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €2,501
- Loss
- -€6
Why 50raises riskFounded in 2023Sector: Services to buildings and landscape activities (NACE 81)Liquidity: current ratio 1.03, cash €318, halvedEquity €2,501 (5.1% of total assets)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 14% on solvency, 2% on liquidity, 17% on profitability and 32% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 51 days before the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointments: ADAM Mirela-Adriana (director) and…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 84% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 81, Services to buildings and landscape activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 92.5% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €22 | €1,809 | ▲ 84× |
| Gross operating margin9900 | €10,611 | €3,551 | ▼ 66.5% |
| Operating profit (loss)9901 | €10,589 | €1,742 | ▼ 83.6% |
| Financial income75/76B | €95 | - | - |
| Recurring financial income75 | €95 | - | - |
| Financial charges65/66B | €10,677 | €1,748 | ▼ 83.6% |
| Recurring financial charges65 | €10,677 | €1,748 | ▼ 83.6% |
| Profit (loss) for the period before taxes9903 | €7 | -€6 | - |
| Profit (loss) for the period9904 | €7 | -€6 | - |
| Profit (loss) for the period to be appropriated9905 | €7 | -€6 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €53,303 | €48,775 | ▼ 8.5% |
| Fixed assets21/28 | €1,900 | €1,900 | = |
| Financial fixed assets28 | €1,900 | €1,900 | = |
| Current assets29/58 | €51,403 | €46,875 | ▼ 8.8% |
| Amounts receivable within one year40/41 | €45,642 | €46,557 | ▲ 2.0% |
| Trade receivables40 | €44,742 | €45,875 | ▲ 2.5% |
| Other amounts receivable41 | €900 | €682 | ▼ 24.3% |
| Cash at bank and in hand54/58 | €5,761 | €318 | ▼ 94.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €53,303 | €48,775 | ▼ 8.5% |
| Equity10/15 | €2,507 | €2,501 | ▼ 0.2% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €7 | €1 | ▼ 84.9% |
| Amounts payable17/49 | €50,797 | €46,274 | ▼ 8.9% |
| Amounts payable within one year42/48 | €50,797 | €45,324 | ▼ 10.8% |
| Trade debts44 | €0 | - | - |
| Suppliers440/4 | €0 | - | - |
| Taxes, remuneration and social security45 | €33,680 | €42,593 | ▲ 26.5% |
| Taxes450/3 | €16,750 | €14,450 | ▼ 13.7% |
| Remuneration and social security454/9 | €16,930 | €28,143 | ▲ 66.2% |
| Other amounts payable47/48 | €17,116 | €2,731 | ▼ 84.0% |
| Accrued charges and deferred income492/3 | - | €950 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7 | -€6 | - |
| Operating cash flow (approximation) | €7 | -€6 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€5,443 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-05-2026 | 2026-00117704 |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00198278 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ADAM Mirela-Adriana |
|
| GRECEA Nicoleta-Cristinela |
|
Owners and capital
Capital and shareholders
- ADAM Mirela-Adriana founder
- GRECEA Nicoleta-Cristinela founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 12-01-2023 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
12-01
Gazette deed
IncorporationAppointments: ADAM Mirela-Adriana (director) and GRECEA Nicoleta-Cristinela (director) · Founder · Founding capital9 facts ▸
- Founder, ADAM Mirela-Adriana
- Founder, GRECEA Nicoleta-Cristinela
- Incorporation, “MAXSMART” (deed in French)
- Founding capital, €2,500
- Registered office clause, “4460 Grâce-Hollogne,rue Ruy 109” (deed in French)
- Board rule, 2
- Director appointment, ADAM Mirela-Adriana (director (not named in the articles))
- Director appointment, GRECEA Nicoleta-Cristinela (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements obligations activités entreprises par l un ou l autre comparants au nom et pour compte société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0795.930.035
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62054D0091/00P000 | Wallonia | 764 m² | 1 · 51 m² | 9.3 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Le nettoyage,le déblayage et l’entretien intérieur de bâtiments de tous types,y compris les bureaux,les usines,les ateliers,les locaux…” (deed in French)
14 activities (deed in French)
- Le nettoyage,le déblayage et l’entretien intérieur de bâtiments de tous types,y compris les bureaux,les usines,les ateliers,les locaux d’institutions et autres locaux à usage commercial ou professionnel.
- Le nettoyage des vitres.
- Le nettoyage industriel.
- Le nettoyage de la voirie.
- Le nettoyage des tapis,moquettes,tentures et rideaux.
- Le nettoyage à la vapeur,le sablage de façades et les activités analogues appliquées aux parties extérieures des bâtiments.
- Le commerce en gros et au détail,l’importation et l’exportation,la fabrication de tous produits de nettoyage et de tous les objets et outils destinés au nettoyage.
- Exploitation de salons-lavoir.
- L’exploitation d’instituts de beauté,en ce compris dans le cadre d’activités dites « paramédicales »,de thalassothérapie,pour les soins du corps,de salons de manucures et pédicure,d’établissements de bancs solaires,l’achat et la vente de produits et autres articles pour les soins de beauté,pour les soins du corps,pour les soins des cheveux et du cuir chevelu et pour la manucure et la pédicure,l’achat et la vente de bijoux,l’achat et la vente de boissons,l’achat et la vente de vêtements.
- L’exploitation de centres de bien-être au sens large.
- La pratique de l’esthétique comprenant notamment les soins du visage,du corps,l’épilation,le maquillage éphémère ou semi-permanent.
- La formation,le coaching et l’accompagnement en esthétique.
- L’import-export de produits esthétiques et médical.
- L’achat et la vente de machines esthétiques et médicales.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MAXSMART
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, peut établir par simple décision de l’organe d’administration des sièges administratifs,agences,ateliers,dépôts et…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Nommés avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Rémunération des apports, 100” (deed in French)“Nominatives, registre des actions nominatives avec mentions requises par le Code des sociétés et des associations” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, prévues pour modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, administrateurs en fonction en vertu statuts si aucun autre…” (deed in French)