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MAXSMART

Active
Private limited companyfounded 20233 yrs activeRue Ruy(GH) 109, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 0795.930.035

The computed 12-month bankruptcy probability of MAXSMART is 3.4% (moderate). The 2025 annual accounts show equity of €3k and a net result of €-6. Its solvency ranks better than 15% of 4418 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
37 / 100
Weak▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency15▲+1
Growth32
Stability94
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.03 against 1.01 in 2024), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.1%
Return on assets
0%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4418 sector peers (2025).
NBB · sector comparison
Position among 4418 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
70 d early
2024
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€3k▼ 0.2%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€49k▼ 8.5%
2024 · €53k
2024: €53k
2024 → 2025
Net result
€-6
2024 · €7
2024: €7
2024 → 2025
Working capital
€2k▲ 156%
2024 · €607
2024: €607
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€3k-€3k▼ 0.2%
Operating result€11k-€2k▼ 83.6%
Net result€7-€-6
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2024: €11k€11kNet result 2024: €7€7Operating result 2025: €2k€2kNet result 2025: €-6€-620242025
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets €2k=
Current assets €47k▼ 8.8%
Equity and liabilities €49k
Equity €3k▼ 0.2%
Debt €46k▼ 8.9%
The debt ratio falls from 95.3% to 94.9%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
5.1%
2024 · 4.7%
Current ratio
1.03
2024 · 1.01
Quick ratio
1.03
2024 · 1.01
Debt / equity
18.50
2024 · 20.26
ROE
-0.2%
2024 · 0.3%
ROA
0.0%
2024 · 0.0%
Debt
€46k
2024 · €51k
Debt ≤ 1 year
€45k
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€53k€49k
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€51k€47k
Amounts receivable within one year40/41€46k€47k
Trade receivables40€45k€46k
Other amounts receivable41€900€682
Cash at bank and in hand54/58€6k€318
Equity and liabilities
Total equity and liabilities10/49€53k€49k
Equity10/15€3k€3k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€7€1
Amounts payable17/49€51k€46k
Amounts payable within one year42/48€51k€45k
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€34k€43k
Taxes450/3€17k€14k
Remuneration and social security454/9€17k€28k
Other amounts payable47/48€17k€3k
Accrued charges and deferred income492/3-€950
Income statement Code20242025
Other operating charges640/8€22€2k
Gross operating margin9900€11k€4k
Operating profit (loss)9901€11k€2k
Financial income75/76B€95-
Recurring financial income75€95-
Financial charges65/66B€11k€2k
Recurring financial charges65€11k€2k
Profit (loss) for the period before taxes9903€7€-6
Profit (loss) for the period9904€7€-6
Profit (loss) for the period to be appropriated9905€7€-6
Appropriation of the result
Profit (loss) to be appropriated9906€7€1
Profit (loss) brought forward from the previous period14P-€7

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Ruy(GH) 1094460 Grâce-Hollogne
Ground area
764 m²
Building footprint
51 m²
Volume, LiDAR
420 m³
Parcel 62054D0091/00P000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MAXSMART
Rue Ruy(GH) 109, 4460 Grâce-HollogneGeneral cleaning of buildings
since 20232.342.460.621
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62054D0091/00P000 Wallonia 764 m² 1 · 51 m² 9.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,264 companies in sector 81210 we hold annual accounts for 2,690. 837 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-01-2023
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:miralconcept@yahoo.com
Enterprise