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ECOBAC

Active
Private limited companyfounded 20241 yr activeRue des Fouleries 11, 4800 Verviers, BelgiumKBO/BCE: BE 1016.392.328
Summary

The computed 12-month bankruptcy probability of ECOBAC is 3.6% (moderate). The 2025 annual accounts show negative equity (-€18,935) and a net result of -€21,432. Its solvency ranks better than 5% of 4583 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-31
Growth32
Track record82
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2 against 0.84 in 2024; short-term debt: 261.3% and cash: 2.6% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-161.3%
Return on assets
-182.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€18,935
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
40 d late
2024
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ECOBAC was incorporated on 19 November 2024 as a Private limited company.1 Since 2026, MBOULE NJAKA Michaël has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 27-07-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€18,935
2024 · €2,497
Total assets
€11,739▼ 72.0%
2024 · €41,850
Net result
-€21,432▼ 186%
2024 · -€7,503
Working capital
-€24,673▼ 295%
2024 · -€6,241
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€6,411--€18,475▼ 188%
Net result-€7,503below the sector's middle half--€21,432below the sector's middle half▼ 186%
Equity€2,497below the sector's middle half--€18,935below the sector's middle half
Total assets€41,850below the sector's middle half-€11,739below the sector's middle half▼ 72.0%
Debt€39,354-€30,673▼ 22.1%
Working capital-€6,241below the sector's middle half--€24,673below the sector's middle half▼ 295%
Solvency6.0%below the sector's middle half--161.3%below the sector's middle half▼ 167.3pp
Current ratio0.84below the sector's middle half-0.20below the sector's middle half▼ 0.65
Return on assets (ROA)-17.9%below the sector's middle half--182.6%below the sector's middle half▼ 164.6pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2024: -€6,411-€6,411Net result 2024: -€7,503-€7,503Operating result 2025: -€18,475-€18,475Net result 2025: -€21,432-€21,43220242025-€30,000-€20,000-€10,000€0Operating result 2024: -€6,411-€6,410Net result 2024: -€7,503-€7,500Operating result 2025: -€18,475-€18,500Net result 2025: -€21,432-€21,40020242025
The operating result stays negative: a loss of €18,475 in 2025 against €6,411 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,739
Fixed assets €5,738 ▼ 34.3%
Current assets €6,001 ▼ 81.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€15,475▼
2024 · -€6,149
Cash flow
-€18,432▼
2024 · -€7,241
Debt to equity
-1.62▼
2024 · 15.76
Interest coverage
-5.23▲
2024 · -5.63
Debt ≤ 1 year
€30,673▼
2024 · €39,354
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90% still going

For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€41,850€11,739▼
Fixed assets21/28€8,738€5,738▼
Intangible fixed assets21€8,738€5,738▼
Current assets29/58€33,112€6,001▼
Amounts receivable within one year40/41€18,723€5,699▼
Trade receivables40€18,723€3,769▼
Other amounts receivable41-€1,931
Cash at bank and in hand54/58€14,390€301▼
Equity and liabilities
Total equity and liabilities10/49€41,850€11,739▼
Equity10/15€2,497-€18,935▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€7,503-€28,935▼
Amounts payable17/49€39,354€30,673▼
Amounts payable within one year42/48€39,354€30,673▼
Trade debts44€34,886€30,673▼
Suppliers440/4€34,886€30,673▼
Taxes, remuneration and social security45€4,468-
Taxes450/3€4,468-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€262€3,000▲
Gross operating margin9900-€6,149-€15,475▼
Operating profit (loss)9901-€6,411-€18,475▼
Financial charges65/66B€1,092€2,957▲
Recurring financial charges65€1,092€2,957▲
Profit (loss) for the period before taxes9903-€7,503-€21,432▼
Profit (loss) for the period9904-€7,503-€21,432▼
Profit (loss) for the period to be appropriated9905-€7,503-€21,432▼
Appropriation of the result
Profit (loss) to be appropriated9906-€7,503-€28,935▼
Profit (loss) brought forward from the previous period14P--€7,503

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€262€3,000▲ 1,044%
Gross operating margin9900-€6,149-€15,475▼ 152%
Operating profit (loss)9901-€6,411-€18,475▼ 188%
Financial charges65/66B€1,092€2,957▲ 171%
Recurring financial charges65€1,092€2,957▲ 171%
Profit (loss) for the period before taxes9903-€7,503-€21,432▼ 186%
Profit (loss) for the period9904-€7,503-€21,432▼ 186%
Profit (loss) for the period to be appropriated9905-€7,503-€21,432▼ 186%
Line20242025Change
Assets
Total assets20/58€41,850€11,739▼ 72.0%
Fixed assets21/28€8,738€5,738▼ 34.3%
Intangible fixed assets21€8,738€5,738▼ 34.3%
Current assets29/58€33,112€6,001▼ 81.9%
Amounts receivable within one year40/41€18,723€5,699▼ 69.6%
Trade receivables40€18,723€3,769▼ 79.9%
Other amounts receivable41-€1,931-
Cash at bank and in hand54/58€14,390€301▼ 97.9%
Equity and liabilities
Total equity and liabilities10/49€41,850€11,739▼ 72.0%
Equity10/15€2,497-€18,935▼ 858%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€7,503-€28,935▼ 286%
Amounts payable17/49€39,354€30,673▼ 22.1%
Amounts payable within one year42/48€39,354€30,673▼ 22.1%
Trade debts44€34,886€30,673▼ 12.1%
Suppliers440/4€34,886€30,673▼ 12.1%
Taxes, remuneration and social security45€4,468--
Taxes450/3€4,468--
Line20242025Change
Profit (loss) for the period9904-€7,503-€21,432▼ 186%
+ Depreciation and write-downs630€262€3,000▲ 1,044%
Operating cash flow (approximation)-€7,241-€18,432▼ 155%
Investment in fixed assets (approximation)-€0-
Change in cash--€14,088-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
27-07
State Gazette act Resignation: RVINVEST SRL (director)
Appointment: MBOULE NJAKA Michaël (director) · Share transfer · Shareholding5 facts ▸
  • General meeting, 09-03-2026
  • Director resignation, RVINVEST SRL (director)
  • Share transfer, RVINVEST SRL → MBOULE NJAKA Michaël
  • Shareholding, 09-03-2026
  • Director appointment, MBOULE NJAKA Michaël (director)
2025
04-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
MBOULE NJAKA Michaël
Director · since 09-03-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
327 m²
Building footprint
398 m²
Volume, LiDAR
2,182 m³
Parcel 63022A0009/00C002, Wallonia · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ECOBAC
Rue des Fouleries 11, 4800 VerviersBusiness consulting
since 20242.367.419.711
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63022A0009/00C002 Wallonia 327 m² 1 · 398 m² 11.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
MBOULE NJAKA Michaël
  • Director, from 09-03-2026 to date
RVINVEST SRL
  • Director, until 27-07-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 27-07-2026 ↗
Share transfer act of 27-07-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 7,368 companies in sector 81210 we hold annual accounts for 2,742. 869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
70200Business and other management consultancy
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016392328
Also 9925:BE1016392328
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.