Maxflor
ActiveSummary
Maxflor has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,883 and a net result of -€10,494. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-68
Solvency53▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.49 against 0.65 in 2024; short-term debt: 72.2% of total assets), and 72.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
-16.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
20 d late
2023
22 d late
2022
3 d late
2021
8 d late
2020
47 d late
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€17,883▼ 37.0%
2024 · €28,377
Total assets
€64,414▼ 11.3%
2024 · €72,638
Net result
-€10,494
2024 · €6,370
Working capital
-€23,949▼ 53.2%
2024 · -€15,637
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,414▲ 32.8%-€1,784€6,888€13,623▲ 97.8%-€6,645
Net result€15,056▲ 28.8%-€5,132€2,951€6,370▲ 116%-€10,494
Equity€24,188▲ 165%€19,056▼ 21.2%€22,007▲ 15.5%€28,377▲ 28.9%€17,883▼ 37.0%
Total assets€120,817▲ 23.3%€116,167▼ 3.8%€67,732▼ 41.7%€72,638▲ 7.2%€64,414▼ 11.3%
Debt€96,629▲ 8.8%€97,111▲ 0.5%€45,725▼ 52.9%€44,261▼ 3.2%€46,531▲ 5.1%
Working capital-€25,877▲ 36.4%-€27,737▼ 7.2%-€24,958▲ 10.0%-€15,637▲ 37.3%-€23,949▼ 53.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6,645 after €13,623 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,414
Fixed assets
€41,832 ▼ 5.0%
Current assets
€22,582 ▼ 21.1%
Equity and liabilities €64,414
Equity
€17,883 ▼ 37.0%
Debt
€46,531 ▲ 5.1%
Debt's share of the balance-sheet total rises from 60.9% to 72.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€4,462▼
2024 · €16,573
Cash flow
-€8,312▼
2024 · €9,320
Current ratio
0.49▼
2024 · 0.65
Quick ratio
0.47▼
2024 · 0.65
Debt to equity
2.60▲
2024 · 1.56
ROE
-58.7%▼
2024 · 22.4%
ROA
-16.3%▼
2024 · 8.8%
Interest coverage
-1.21▼
2024 · 4.62
Debt ≤ 1 year
€46,531▲
2024 · €44,261
Income taxes
€149▼
2024 · €3,669
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €100 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,768 | €6,950 | €2,950 | €2,950 | €2,182 | ▼ 26.0% |
| Other operating charges640/8 | €1,751 | €1,764 | €1,801 | €1,501 | €1,488 | ▼ 0.8% |
| Gross operating margin9900 | €28,932 | €6,930 | €11,639 | €18,074 | -€2,974 | ▼ 116% |
| Operating profit (loss)9901 | €22,414 | -€1,784 | €6,888 | €13,623 | -€6,645 | ▼ 149% |
| Financial income75/76B | - | €0 | €0 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | €0 | €0 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €3,033 | €3,105 | €3,673 | €3,584 | €3,701 | ▲ 3.3% |
| Recurring financial charges65 | €3,033 | €3,105 | €3,673 | €3,584 | €3,701 | ▲ 3.3% |
| Profit (loss) for the period before taxes9903 | €19,381 | -€4,889 | €3,216 | €10,039 | -€10,345 | ▼ 203% |
| Income taxes67/77 | €4,325 | €243 | €265 | €3,669 | €149 | ▼ 95.9% |
| Profit (loss) for the period9904 | €15,056 | -€5,132 | €2,951 | €6,370 | -€10,494 | ▼ 265% |
| Profit (loss) for the period to be appropriated9905 | €15,056 | -€5,132 | €2,951 | €6,370 | -€10,494 | ▼ 265% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120,817 | €116,167 | €67,732 | €72,638 | €64,414 | ▼ 11.3% |
| Fixed assets21/28 | €56,864 | €49,914 | €46,964 | €44,014 | €41,832 | ▼ 5.0% |
| Tangible fixed assets22/27 | €56,864 | €49,914 | €46,964 | €44,014 | €41,832 | ▼ 5.0% |
| Land and buildings22 | €41,832 | €41,832 | €41,832 | €41,832 | €41,832 | = |
| Furniture and vehicles24 | €15,032 | €8,082 | €5,132 | €2,182 | €0 | ▼ 100% |
| Current assets29/58 | €63,953 | €66,253 | €20,768 | €28,624 | €22,582 | ▼ 21.1% |
| Stocks and contracts in progress3 | - | - | - | - | €676 | - |
| Stocks30/36 | - | - | - | - | €676 | - |
| Amounts receivable within one year40/41 | €63,953 | €66,253 | €20,768 | €28,624 | €21,906 | ▼ 23.5% |
| Trade receivables40 | €63,560 | €65,516 | €20,035 | €27,807 | €12,787 | ▼ 54.0% |
| Other amounts receivable41 | €393 | €737 | €733 | €817 | €9,119 | ▲ 1,016% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120,817 | €116,167 | €67,732 | €72,638 | €64,414 | ▼ 11.3% |
| Equity10/15 | €24,188 | €19,056 | €22,007 | €28,377 | €17,883 | ▼ 37.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €17,988 | €12,856 | €15,807 | €22,177 | €11,683 | ▼ 47.3% |
| Non-distributable reserves130/1 | €569 | €569 | €0 | - | - | - |
| Reserves not available under the articles1311 | €569 | €569 | €0 | - | - | - |
| Distributable reserves133 | €17,419 | €12,287 | €15,807 | €22,177 | €11,683 | ▼ 47.3% |
| Amounts payable17/49 | €96,629 | €97,111 | €45,725 | €44,261 | €46,531 | ▲ 5.1% |
| Amounts payable after more than one year17 | €6,800 | €3,121 | €0 | - | - | - |
| Financial debts170/4 | €6,800 | €3,121 | €0 | - | - | - |
| Amounts payable within one year42/48 | €89,829 | €93,989 | €45,725 | €44,261 | €46,531 | ▲ 5.1% |
| Current portion of amounts payable after more than one year42 | €3,606 | €3,678 | €3,121 | €0 | - | - |
| Financial debts43 | €13,667 | €22,409 | €22,128 | €21,978 | €18,292 | ▼ 16.8% |
| Credit institutions430/8 | €13,667 | €22,409 | €22,128 | €21,978 | €18,292 | ▼ 16.8% |
| Trade debts44 | €4,131 | €2,778 | €3,794 | €4,005 | €3,951 | ▼ 1.3% |
| Suppliers440/4 | €4,131 | €2,778 | €3,794 | €4,005 | €3,951 | ▼ 1.3% |
| Taxes, remuneration and social security45 | €13,209 | €5,786 | €1,969 | €4,959 | €4,701 | ▼ 5.2% |
| Taxes450/3 | €13,209 | €5,786 | €1,969 | €4,959 | €4,701 | ▼ 5.2% |
| Other amounts payable47/48 | €55,216 | €59,338 | €14,713 | €13,319 | €19,588 | ▲ 47.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,056 | -€5,132 | €2,951 | €6,370 | -€10,494 | ▼ 265% |
| + Depreciation and write-downs630 | €4,768 | €6,950 | €2,950 | €2,950 | €2,182 | ▼ 26.0% |
| Operating cash flow (approximation) | €19,823 | €1,818 | €5,901 | €9,320 | -€8,312 | ▼ 189% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet -€10,494
Net result drops to -€10,494, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €2,951
Net result €2,951 after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Highest result since 2018net €15,056 ▲28.8%
Operating result €22,414, net result €15,056, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Back to profitnet €11,693
Net result €11,693 after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 1999
Ground area
819 m²
Building footprint
190 m²
Volume, LiDAR
817 m³
Parcel 35004C0717/00N000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
MAXFLOR
since 19992.091.662.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35004C0717/00N000 | Flanders | 819 m² | 1 · 190 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 914 EUR awarded · 914 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 914 EUR | 914 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudenburg2.091.662.270
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Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-1999
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Scores and ratios are computed by Checked and are not a credit decision.