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GeRo

Active
Private limited companyfounded 20242 yrs activeSint Pieter 13, 3621 Lanaken, BelgiumKBO/BCE: BE 1008.289.858
Summary

The computed 12-month bankruptcy probability of GeRo is 1.9% (moderate). The 2025 annual accounts show equity of €17,814 and a net result of €14,314. Its solvency ranks better than 38% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability88
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.4; short-term debt: 66.1% and cash: 13.1% of total assets), and 80.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19.7%
Return on assets
15.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
39 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GeRo was incorporated on 11 April 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€17,814
Total assets
€90,623
Net result
€14,314
Working capital
€24,193

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €90,623
Fixed assets €6,488
Current assets €84,135
Equity and liabilities €90,623
Equity €17,814
Debt €72,809
Debt finances 80.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€22,486
Cash flow
€15,438
Current ratio
1.40
Quick ratio
0.27
Debt to equity
4.09
ROE
80.4%
ROA
15.8%
Interest coverage
32.24
Debt ≤ 1 year
€59,942
Income taxes
€7,162

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€90,623
Fixed assets21/28€6,488
Tangible fixed assets22/27€6,488
Land and buildings22€2,460
Plant, machinery and equipment23€4,029
Current assets29/58€84,135
Stocks and contracts in progress3€67,764
Stocks30/36€67,764
Amounts receivable within one year40/41€3,846
Trade receivables40€3,162
Other amounts receivable41€684
Cash at bank and in hand54/58€11,906
Deferred charges and accrued income490/1€618
Equity and liabilities
Total equity and liabilities10/49€90,623
Equity10/15€17,814
Contributions10/11€3,500
Reserves13€14,314
Distributable reserves133€14,314
Amounts payable17/49€72,809
Amounts payable within one year42/48€59,942
Current portion of amounts payable after more than one year42€25
Trade debts44€3,896
Suppliers440/4€3,896
Taxes, remuneration and social security45€7,162
Taxes450/3€7,162
Other amounts payable47/48€48,858
Accrued charges and deferred income492/3€12,867
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,124
Other operating charges640/8€1,782
Gross operating margin9900€24,269
Operating profit (loss)9901€21,363
Financial income75/76B€811
Recurring financial income75€811
Financial charges65/66B€697
Recurring financial charges65€697
Profit (loss) for the period before taxes9903€21,476
Income taxes67/77€7,162
Profit (loss) for the period9904€14,314
Profit (loss) for the period to be appropriated9905€14,314
Appropriation of the result
Profit (loss) to be appropriated9906€14,314
Transfer to equity691/2€14,314
To other reserves6921€14,314

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,124
Other operating charges640/8€1,782
Gross operating margin9900€24,269
Operating profit (loss)9901€21,363
Financial income75/76B€811
Recurring financial income75€811
Financial charges65/66B€697
Recurring financial charges65€697
Profit (loss) for the period before taxes9903€21,476
Income taxes67/77€7,162
Profit (loss) for the period9904€14,314
Profit (loss) for the period to be appropriated9905€14,314
Line2025
Assets
Total assets20/58€90,623
Fixed assets21/28€6,488
Tangible fixed assets22/27€6,488
Land and buildings22€2,460
Plant, machinery and equipment23€4,029
Current assets29/58€84,135
Stocks and contracts in progress3€67,764
Stocks30/36€67,764
Amounts receivable within one year40/41€3,846
Trade receivables40€3,162
Other amounts receivable41€684
Cash at bank and in hand54/58€11,906
Deferred charges and accrued income490/1€618
Equity and liabilities
Total equity and liabilities10/49€90,623
Equity10/15€17,814
Contributions10/11€3,500
Reserves13€14,314
Distributable reserves133€14,314
Amounts payable17/49€72,809
Amounts payable within one year42/48€59,942
Current portion of amounts payable after more than one year42€25
Trade debts44€3,896
Suppliers440/4€3,896
Taxes, remuneration and social security45€7,162
Taxes450/3€7,162
Other amounts payable47/48€48,858
Accrued charges and deferred income492/3€12,867
Line2025
Profit (loss) for the period9904€14,314
+ Depreciation and write-downs630€1,124
Operating cash flow (approximation)€15,438

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,824 m²
Building footprint
1,625 m²
Volume, LiDAR
8,254 m³
Parcel 73064B0797/00V000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
GeRo
Sint Pieter 13, 3621 LanakenManufacture of chemicals and chemical products
since 20242.358.448.397
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73064B0797/00V000 Flanders 1,824 m² 1 · 1,625 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lanaken2.358.448.397
4 permissions
Detailhandelaar voedermiddelen · since 13-11-2025
Detailhandel mengvoeders vee · since 31-05-2024
Detailhandelaar meststoffen · since 31-05-2024
and 1 more

Similar companies · same sector, comparable size

Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Contact
E-mail geertrookx@hotmail.comLanaken
Phone +32498437447Lanaken
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008289858
Also 9925:BE1008289858
Registered 15-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.