MAXEL FINANCE
ActiveSummary
MAXEL FINANCE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,200 and a net result of €133,980. Equity has been stable since 2018 (±0.1% per year). Its solvency ranks better than 12% of 1,165 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Official details
Source: KBO- Status
- Active since 28-08-1995 Normal situation
- Activity
- Other business support services NACE 82990and 1 other
- Joint committee
- 341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
- Establishment units
- 2.073.417.956 1370 Jodoigne, since 10-10-1995
- 2.327.988.914 1360 Perwez, since 01-01-2022and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 22-01-2026
Board and ownership
Board
- GEOFFROY PETIT SRLManaging director
- MAXEL GROUPE SRLManaging director · permanent representative LUC PETIT SRL
- CONSUL INVEST & PATRIMOINEDirector · since 15-06-2021
Shareholders
- MAXEL GROUPE66.6%2025 annual accounts of MAXEL GROUPE
- CONSULT INVEST & PATRIMOINE33.33%2022 annual accounts of CONSULT INVEST & PATRIMOINE
- encephipar33.33%2025 annual accounts of encephipar
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
Annual accounts 2025
- Gross margin
- €1.1m
- ▲ 8.9%
- Turnover
- ≈ €1.7m
- estimated
- Profit
- €133,980
- ▲ 10.7%
- Equity
- €68,200
- ▼ 84.7%
- Total assets
- €1.9m
- ▲ 2.6%
- Employees on 31-12-2025
- 12
- ▲ 9.1%
Score breakdownraises riskEquity €68,200 (3.6% of total assets)Liquidity: current ratio 0.68, cash €93,866Size: 8.8 FTE, total assets €1.9mlowers riskProfit of €133,980 (financial year 2025)Show the evidence
Checked score
Score 2025
79
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 23% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Weak
Solvency
29-20
equity 3.6% of total assets
Liquidity
36-15
short-term debt 41.7% · cash 5.0%
Profitability
78+1
return on assets 7.2%
Bankruptcy probability within 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%lowest value
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.3 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.68 (1.39 in 2024), below 1. Short-term debt is 41.7% and cash 5% of total assets. 96.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 16% of them on solvency, 21% on liquidity, 49% on profitability and 7% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1165 sector peers (2025).
NBB · sector comparisonPosition among 1165 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
25 days late
2023
2 days early
2022
52 days early
2021
30 days late
2020
3 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Caution: Equity fell in 2025from €445,316 to €68,200 ▼ 84.7% View
- Caution: Lower solvency than 87% of companies in office administrative supportsector median 44.8% · 1,165 companies 3.6% View
- Positive: 8 profitable years in a rowprofit 2025: €133,980 8 years View
- New directorlatest change 10-07-2026 · 4 in office 1 joined View
Recent changes
- · Gazette deed Appointment: SOMACO SRL (director)Permanent representatives: VERKAEREN Tanguy and Petit Luc
- · Gazette deed 2 directors appointed, 2 directors resigningResignation: LUC PETIT SRL (director) · Appointment: MAXEL GROUPE SRL (director) · Permanent representatives: PETIT Luc, LUC PETIT SRL and 2 others
- · Gazette deed Demerger: MAXEL FINANCE splits off to MAXELCompany renamed to MAXEL FINANCE · Appointments: PETIT Luc, VISTA MANAGEMENT and NCA RISK MANAGEMENT · Permanent representatives: ZINZEN Xavier-Henry Fernand Gerard and BIGLIA Alexandre Emmanuel Marie Ghislain
Companies linked to MAXEL FINANCE
Comparable companies
These companies have the same main activity as MAXEL FINANCE: other business support services (NACE 82990). They are comparable in size and age: total assets between €1.3m and €2.4m, founded between 1989 and 2000.
| Company | Total assets | Gross margin |
|---|---|---|
| MAXEL FINANCE Jodoigne | €1.9m | €1.1m |
| PILIPILI Kortrijk | €1.6m | €1.1m |
| ALEACSYS ONLINE Haaltert | €1.5m | €0.9m |
| BATENBORCH INTERNATIONAL Vilvoorde | €1.9m | €1.2m |
| TELE-NARO Herve | €1.9m | €0.7m |
| VEKMO Tessenderlo-Ham | €1.3m | €1.0m |
| PEVABO CONSTRUCT Sint-Niklaas | €2.4m | €1.5m |
Key facts about MAXEL FINANCE
- What is the company number of MAXEL FINANCE?
- The company number of MAXEL FINANCE is 0455.927.813. The VAT number is the same number with BE in front: BE 0455.927.813.
- Where is MAXEL FINANCE based?
- The registered office is at Chaussée de Charleroi(Jod.) 99, 1370 Jodoigne.Company details
- What does MAXEL FINANCE do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of MAXEL FINANCE?
- The legal form of MAXEL FINANCE is Public limited company (NV).
- When was MAXEL FINANCE founded?
- MAXEL FINANCE was founded on 28-08-1995.
- Is MAXEL FINANCE still active?
- Yes, MAXEL FINANCE is an active enterprise in the KBO register.
- How many employees does MAXEL FINANCE have?
- MAXEL FINANCE had an average of 8.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does MAXEL FINANCE fall under?
- In its 2025 annual accounts, MAXEL FINANCE states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
- What is the turnover of MAXEL FINANCE?
- The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €1.1m and 40 comparable companies (NACE 82). It probably lies between €1.2m and €2.4m.
- Is MAXEL FINANCE profitable?
- In financial year 2025, MAXEL FINANCE made a profit of €133,980.
- Where can I find the annual accounts of MAXEL FINANCE?
- MAXEL FINANCE filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MAXEL FINANCE due?
- MAXEL FINANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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