PEVABO CONSTRUCT
ActiveSummary
PEVABO CONSTRUCT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €552,205. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+27
Solvency73▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.15 in 2024; short-term debt: 39.1% and cash: 9.6% of total assets), but 52.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
on the day
2023
30 d late
2022
25 d late
2021
2 d early
2020
54 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.1m▲ 93.2%
2024 · €592,640
Total assets
€2.4m▲ 43.7%
2024 · €1.7m
Net result
€552,205▲ 3,491%
2024 · €15,379
Working capital
€964,581▲ 773%
2024 · €110,472
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€93,222▲ 962%€160,444▲ 72.1%€74,456▼ 53.6%€58,284▼ 21.7%€780,785▲ 1,240%
Net result€45,394€83,757▲ 84.5%€19,971▼ 76.2%€15,379▼ 23.0%€552,205▲ 3,491%
Equity€501,142▲ 3.4%€557,291▲ 11.2%€577,261▲ 3.6%€592,640▲ 2.7%€1.1m▲ 93.2%
Total assets€2.3m▼ 5.0%€2.2m▼ 3.7%€1.9m▼ 15.1%€1.7m▼ 10.2%€2.4m▲ 43.7%
Debt€1.8m▼ 7.2%€1.6m▼ 7.9%€1.3m▼ 21.4%€1.1m▼ 16.0%€1.1m▲ 2.6%
Working capital€186,646▲ 3.1%€246,809▲ 32.2%€226,723▼ 8.1%€110,472▼ 51.3%€964,581▲ 773%
Staff (FTE)9.6▼ 5.9%8.8▼ 8.3%7.6▼ 13.6%8.1▲ 6.6%7.6▼ 6.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Net result +3,491%, Equity +93% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,240% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€500,061 ▼ 39.6%
Current assets
€1.9m ▲ 125%
Equity and liabilities €2.4m
Equity
€1.1m ▲ 93.2%
Provisions
€151,648
Debt
€1.1m ▲ 2.6%
Debt's share of the balance-sheet total falls from 64.6% to 46.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€933,408▲
2024 · €267,432
Cash flow
€704,828▲
2024 · €224,527
Current ratio
2.02▲
2024 · 1.15
Quick ratio
1.67▲
2024 · 0.75
Debt to equity
0.97▼
2024 · 1.82
ROE
48.2%▲
2024 · 2.6%
ROA
22.9%▲
2024 · 0.9%
Interest coverage
25.84▲
2024 · 8.18
Debt ≤ 1 year
€941,554▲
2024 · €735,715
Debt > 1 year
€168,149▼
2024 · €345,561
Income taxes
€41,224▲
2024 · €11,088
Staff costs
€548,544▼
2024 · €575,445
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,029 | €2,593 | €0 | €13,104 | €728,534 | ▲ 5,460% |
| Remuneration, social security and pensions62 | €518,528 | €500,658 | €488,907 | €575,445 | €548,544 | ▼ 4.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €214,163 | €209,885 | €209,668 | €209,149 | €152,623 | ▼ 27.0% |
| Other operating charges640/8 | €10,311 | €13,072 | €12,305 | €14,334 | €13,771 | ▼ 3.9% |
| Non-recurring operating charges66A | €2,483 | €9,503 | €2,221 | €263 | €371 | ▲ 41.3% |
| Gross operating margin9900 | €838,707 | €893,563 | €787,557 | €857,474 | €1.5m | ▲ 74.5% |
| Operating profit (loss)9901 | €93,222 | €160,444 | €74,456 | €58,284 | €780,785 | ▲ 1,240% |
| Financial income75/76B | €1,755 | €985 | €1,634 | €894 | €415 | ▼ 53.6% |
| Recurring financial income75 | €1,755 | €985 | €1,634 | €894 | €415 | ▼ 53.6% |
| Financial charges65/66B | €44,876 | €50,937 | €42,217 | €32,711 | €36,123 | ▲ 10.4% |
| Recurring financial charges65 | €44,876 | €50,937 | €42,217 | €32,711 | €36,123 | ▲ 10.4% |
| Profit (loss) for the period before taxes9903 | €50,101 | €110,493 | €33,873 | €26,467 | €745,077 | ▲ 2,715% |
| Transfer from deferred taxes780 | - | - | - | - | €282 | - |
| Transfer to deferred taxes680 | - | - | - | - | €151,930 | - |
| Income taxes67/77 | €4,708 | €26,736 | €13,903 | €11,088 | €41,224 | ▲ 272% |
| Profit (loss) for the period9904 | €45,394 | €83,757 | €19,971 | €15,379 | €552,205 | ▲ 3,491% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €847 | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | €455,791 | - |
| Profit (loss) for the period to be appropriated9905 | €45,394 | €83,757 | €19,971 | €15,379 | €97,261 | ▲ 532% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €2.2m | €1.9m | €1.7m | €2.4m | ▲ 43.7% |
| Fixed assets21/28 | €1.2m | €1.0m | €868,226 | €827,729 | €500,061 | ▼ 39.6% |
| Intangible fixed assets21 | €3,727 | €2,418 | €6,777 | €26,730 | €20,225 | ▼ 24.3% |
| Tangible fixed assets22/27 | €1.2m | €1.0m | €861,369 | €800,919 | €479,756 | ▼ 40.1% |
| Land and buildings22 | €437,023 | €399,471 | €355,291 | €338,911 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €192,905 | €151,040 | €109,127 | €173,713 | €295,395 | ▲ 70.0% |
| Furniture and vehicles24 | €93,251 | €74,910 | €70,717 | €45,978 | €25,960 | ▼ 43.5% |
| Leasing and similar rights25 | €494,067 | €410,151 | €326,234 | €242,318 | €158,401 | ▼ 34.6% |
| Financial fixed assets28 | €80 | €80 | €80 | €80 | €80 | = |
| Current assets29/58 | €1.1m | €1.2m | €996,604 | €846,187 | €1.9m | ▲ 125% |
| Stocks and contracts in progress3 | €246,906 | €176,439 | €208,086 | €294,927 | €331,101 | ▲ 12.3% |
| Stocks30/36 | €142,873 | €123,033 | €125,886 | €169,936 | €140,656 | ▼ 17.2% |
| Contracts in progress37 | €104,034 | €53,406 | €82,200 | €124,991 | €190,445 | ▲ 52.4% |
| Amounts receivable within one year40/41 | €549,707 | €706,719 | €646,774 | €365,788 | €1.3m | ▲ 265% |
| Trade receivables40 | €505,763 | €643,422 | €569,887 | €294,638 | €424,894 | ▲ 44.2% |
| Other amounts receivable41 | €43,944 | €63,297 | €76,886 | €71,150 | €909,403 | ▲ 1,178% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €254,108 | €266,524 | €123,531 | €152,138 | €230,795 | ▲ 51.7% |
| Deferred charges and accrued income490/1 | €8,970 | €8,385 | €18,213 | €33,334 | €9,943 | ▼ 70.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €2.2m | €1.9m | €1.7m | €2.4m | ▲ 43.7% |
| Equity10/15 | €501,142 | €557,291 | €577,261 | €592,640 | €1.1m | ▲ 93.2% |
| Contributions10/11 | €218,600 | €218,600 | €218,600 | €218,600 | €218,600 | = |
| Reserves13 | €282,542 | €338,691 | €338,691 | €338,691 | €793,635 | ▲ 134% |
| Non-distributable reserves130/1 | €9,710 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €9,710 | €0 | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | - | €454,944 | - |
| Distributable reserves133 | €272,832 | €338,691 | €338,691 | €338,691 | €338,691 | = |
| Profit (loss) carried forward14 | €0 | €0 | €19,971 | €35,349 | €132,611 | ▲ 275% |
| Provisions and deferred taxes16 | - | - | - | - | €151,648 | - |
| Deferred taxes168 | - | - | - | - | €151,648 | - |
| Amounts payable17/49 | €1.8m | €1.6m | €1.3m | €1.1m | €1.1m | ▲ 2.6% |
| Amounts payable after more than one year17 | €906,556 | €727,588 | €517,688 | €345,561 | €168,149 | ▼ 51.3% |
| Financial debts170/4 | €906,556 | €727,588 | €517,688 | €345,561 | €168,149 | ▼ 51.3% |
| Amounts payable within one year42/48 | €873,046 | €911,258 | €769,881 | €735,715 | €941,554 | ▲ 28.0% |
| Current portion of amounts payable after more than one year42 | €206,128 | €213,875 | €209,900 | €227,271 | €153,676 | ▼ 32.4% |
| Financial debts43 | €170,829 | €170,588 | €20,583 | €20,596 | €135,000 | ▲ 555% |
| Credit institutions430/8 | €150,496 | €149,993 | €8 | €8 | €135,000 | ▲ 1,755,427% |
| Other loans439 | €20,333 | €20,595 | €20,576 | €20,588 | €0 | ▼ 100% |
| Trade debts44 | €449,059 | €466,405 | €501,672 | €437,264 | €559,372 | ▲ 27.9% |
| Suppliers440/4 | €449,059 | €466,405 | €501,672 | €437,264 | €559,372 | ▲ 27.9% |
| Taxes, remuneration and social security45 | €6,890 | €26,144 | €37,725 | €37,784 | €54,111 | ▲ 43.2% |
| Taxes450/3 | €208 | €8,393 | €8,349 | €2,195 | €22,555 | ▲ 927% |
| Remuneration and social security454/9 | €6,681 | €17,751 | €29,376 | €35,588 | €31,556 | ▼ 11.3% |
| Other amounts payable47/48 | €40,140 | €34,246 | €0 | €12,800 | €39,395 | ▲ 208% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,394 | €83,757 | €19,971 | €15,379 | €552,205 | ▲ 3,491% |
| + Depreciation and write-downs630 | €214,163 | €209,885 | €209,668 | €209,149 | €152,623 | ▼ 27.0% |
| Operating cash flow (approximation) | €259,556 | €293,642 | €229,639 | €224,527 | €704,828 | ▲ 214% |
| Investment in fixed assets (approximation) | - | -€26,902 | -€39,825 | -€168,652 | €175,045 | ▲ 204% |
| Change in cash | - | €12,416 | -€142,994 | €28,608 | €78,656 | ▲ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €552,205 ▲3,491%
Operating result €780,785, net result €552,205, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲93.2%
5 profitable years in a row build equity to €1.1m.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €45,394
Net result €45,394 after one loss-making year.
31-12
Financial
Equity above €500,000Eq €501,142 ▲3.4%
Equity rises from €484,658 to €501,142.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€38,727
Net result drops to -€38,727, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Equity above €500,000Eq €523,385 ▲15.7%
2 profitable years in a row build equity to €523,385.
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1999
Ground area
4,958 m²
Building footprint
3,267 m²
Volume, LiDAR
15,610 m³
Parcel 46445D1857/00B000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PEVABO CONSTRUCT
since 19992.091.795.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1857/00B000 | Flanders | 4,958 m² | 1 · 3,267 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- P & N Invest
- PEVABO CONSTRUCT
Highest known parent: P & N Invest. The sources do not say who stands above it.
Owners 1
- P & N Investparent99.91%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 757 EUR awarded · 727 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 49 EUR | 79 EUR |
| 2024 | 1 | 215 EUR | 185 EUR |
| 2023 | 1 | 351 EUR | 351 EUR |
| 2022 | 1 | 142 EUR | 112 EUR |
Recognitions · licences · registrations
Recognised contractor
6 categoriesPEVABO CONSTRUCT BV#9985
PEVABO CONSTRUCT BV38488
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 4,295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
82990Other business support services
16230Manufacture of other builders' carpentry and joinery
16281Manufacture of other wood products
Contact
Website
www.pevabo.be
E-mail
info@pevabo.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466490816
Also
9925:BE0466490816
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.