Summary
MAXEL ASSURANCE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €86,711 and a net result of €194,933. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 7% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 05-09-2000 Normal situation
- Registered office
- 11 active companies are registered at this address Source: KBO register, as of 4 November 2026.
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
- Establishment units
- 2.097.903.825 1300 Wavre, since 30-03-2001
- 2.353.049.853 1370 Jodoigne, since 18-12-2023and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 10-11-2025
Board and ownership
Board
- CONSULT INVEST & PATRIMOINE SRLManaging director · permanent representative LARIDON Alain
- GREENFLAG SRLManaging director · permanent representative BEAUDUIN Gérald
- LEAD BUSINESS SRLManaging director · permanent representative VANDENHAUTE Quentin
Shareholders
- MAXEL GROUPE100%2025 annual accounts of MAXEL GROUPE
- D-FI CONSULT· score 89act of 23-08-2023
- Holdings
- Shares in 1 company MAXEL FINANCE
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €194,933
- ▼ 41.2%
- Equity
- €86,711
- ▼ 94.0%
- Total assets
- €5.2m
- ▼ 14.5%
- Employees on 31-12-2025
- 42
- ▲ 10.5%
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 611 sector peers (2025).
NBB · sector comparisonPosition among 611 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
25 days late
2023
2 days early
2022
12 days early
2021
2 days late
2020
27 days late
2019
7 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Caution: Equity fell in 2025from €1.4m to €86,711 ▼ 94.0% View
- Caution: Lower solvency than 93% of companies in auxiliary financial servicessector median 41.7% · 611 companies 1.7% View
- New directorlatest change 04-05-2026 · 5 in office 1 joined View
- Positive: 5 profitable years in a rowprofit 2025: €194,933 5 years View
Recent changes
- · Gazette deed Permanent representative: Vandenhaute QuentinAppointment: SOMACO SRL (director)
- · Gazette deed 6 directors appointed, 7 directors resigningResignations: HOLDING LAND SRL, NCA RISK MANAGEMENT SRL and 5 others · Appointments: MAXEL GROUPE SRL, CONSULT INVEST & PATRIMOINE SRL and 2 others · Permanent representative: VANDENHAUTE Quentin
- · Gazette deed Demerger: FDP CONSULT splits off to MAXELCompany renamed from MAXEL to MAXEL ASSURANCE · Capital increase of €14,328.05 to €76,328.05
Comparable companies
These companies have the same main activity as MAXEL ASSURANCE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €2.9m and €5.9m, founded between 1985 and 2005.
| Company | Total assets | Gross margin |
|---|---|---|
| MAXEL ASSURANCE Wavre | €5.2m | €3.6m |
| CREDIT POPULAIRE EUROPEEN Mons | €5.9m | €2.9m |
| MALFAIT VERZEKERINGSKANTOOR Kortrijk | €5.9m | €2.3m |
| JACQUES MEUWESE ET KRISS GULBIS Ukkel | €4.6m | €2.7m |
| AERTSEN & PARTNERS Wuustwezel | €2.9m | €3.6m |
| VDL-INTERASS Gent | €3.3m | €2.8m |
| SMART GROUP Waremme | €3.6m | €2.7m |
Key facts about MAXEL ASSURANCE
- What is the company number of MAXEL ASSURANCE?
- The company number of MAXEL ASSURANCE is 0472.683.671. The VAT number is the same number with BE in front: BE 0472.683.671.
- Where is MAXEL ASSURANCE based?
- The registered office is at Avenue Einstein 11, 1300 Wavre.Company details
- What does MAXEL ASSURANCE do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of MAXEL ASSURANCE?
- The legal form of MAXEL ASSURANCE is Public limited company (NV).
- When was MAXEL ASSURANCE founded?
- MAXEL ASSURANCE was founded on 05-09-2000.
- Is MAXEL ASSURANCE still active?
- Yes, MAXEL ASSURANCE is an active enterprise in the KBO register.
- How many employees does MAXEL ASSURANCE have?
- MAXEL ASSURANCE had an average of 33.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does MAXEL ASSURANCE fall under?
- In its 2025 annual accounts, MAXEL ASSURANCE states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
- What is the turnover of MAXEL ASSURANCE?
- The turnover in financial year 2025 is ≈ €6.2m. This figure is estimated from the gross margin of €3.6m and 1,584 comparable companies of the same size. It probably lies between €4.2m and €10.0m. It is a rough estimate.
- Is MAXEL ASSURANCE profitable?
- In financial year 2025, MAXEL ASSURANCE made a profit of €194,933.
- Where can I find the annual accounts of MAXEL ASSURANCE?
- MAXEL ASSURANCE filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MAXEL ASSURANCE due?
- MAXEL ASSURANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed
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