Mattez Dakwerken
ActiveSummary
The computed 12-month bankruptcy probability of Mattez Dakwerken is 2.1% (moderate). The 2024 annual accounts show equity of €241k and a net result of €49k. Equity is growing by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 7445 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-8
Solvency86▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 4.04 in 2023; short-term debt: 16.1% and cash: 74% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
30 d late
2022
on the day
2021
32 d early
2020
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€241k▲ 25.5%
2023 · €192k
2020: €60k
2021: €87k
2022: €129k
2023: €192k
2020 → 2024
Total assets
€399k▲ 17.2%
2023 · €341k
2020: €173k
2021: €196k
2022: €321k
2023: €341k
2020 → 2024
Net result
€49k▼ 22.0%
2023 · €63k
2020: €55k
2021: €27k
2022: €43k
2023: €63k
2020 → 2024
Working capital
€282k▲ 51.8%
2023 · €186k
2020: €33k
2021: €64k
2022: €71k
2023: €186k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€87k▲ 45.4%€129k▲ 49.6%€192k▲ 48.6%€241k▲ 25.5%
Operating result€79k-€40k▼ 48.9%€65k▲ 61.6%€93k▲ 43.9%€69k▼ 26.3%
Net result€55k-€27k▼ 50.4%€43k▲ 58.8%€63k▲ 46.7%€49k▼ 22.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 26% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €399k
Fixed assets
€52k ▼ 43.8%
Current assets
€346k ▲ 40.1%
Equity and liabilities €399k
Equity
€241k ▲ 25.5%
Debt
€157k ▲ 6.3%
Debt's share of the balance-sheet total falls from 43.5% to 39.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110k▼
2023 · €145k
Cash flow
€90k▼
2023 · €114k
Current ratio
5.40▲
2023 · 4.04
Debt to equity
0.65▼
2023 · 0.77
ROE
20.3%▼
2023 · 32.7%
ROA
12.3%▼
2023 · 18.5%
Interest coverage
36.34▲
2023 · 30.23
Debt ≤ 1 year
€64k▲
2023 · €61k
Debt > 1 year
€60k▼
2023 · €87k
Income taxes
€19k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€341k€399k▲
Fixed assets21/28€93k€52k▼
Intangible fixed assets21€750-
Tangible fixed assets22/27€93k€52k▼
Plant, machinery and equipment23€55k€35k▼
Furniture and vehicles24€37k€17k▼
Current assets29/58€247k€346k▲
Amounts receivable within one year40/41€55k€51k▼
Trade receivables40€18k€14k▼
Other amounts receivable41€38k€37k▼
Cash at bank and in hand54/58€191k€295k▲
Deferred charges and accrued income490/1€580€600▲
Equity and liabilities
Total equity and liabilities10/49€341k€399k▲
Equity10/15€192k€241k▲
Contributions10/11€5k€5k=
Reserves13€165k€205k▲
Non-distributable reserves130/1€165k-
Reserves not available under the articles1311€165k-
Distributable reserves133-€205k
Profit (loss) carried forward14€22k€31k▲
Amounts payable17/49€148k€157k▲
Amounts payable after more than one year17€87k€60k▼
Financial debts170/4€87k€60k▼
Amounts payable within one year42/48€61k€64k▲
Current portion of amounts payable after more than one year42€36k€32k▼
Trade debts44€6k€27k▲
Suppliers440/4€6k€27k▲
Taxes, remuneration and social security45€19k€6k▼
Taxes450/3€19k€6k▼
Accrued charges and deferred income492/3-€33k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€41k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€147k€113k▼
Operating profit (loss)9901€93k€69k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€91k€68k▼
Income taxes67/77€28k€19k▼
Profit (loss) for the period9904€63k€49k▼
Profit (loss) for the period to be appropriated9905€63k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€71k▼
Profit (loss) brought forward from the previous period14P€9k€22k▲
Transfer to equity691/2€50k€40k▼
To other reserves6921€50k€40k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Equity above €200kEq €241k ▲25.5%
5 profitable years in a row build equity to €241k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2020net €63k ▲46.7%
Operating result €93k, net result €63k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.04
Current ratio from 1.67 to 4.04; short-term debt falls from €106k to €61k.
31-12
Financial
Equity above €150kEq €192k ▲48.6%
4 profitable years in a row build equity to €192k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €129k ▲49.6%
3 profitable years in a row build equity to €129k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €27k ▼50.4%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Royenbosweg 49310 AalstGround area
99 m²
Parcel 41042B0206/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Mattez Dakwerken
since 20202.297.151.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41042B0206/00F000 | Flanders | 99 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dakwerken Nuytemans
BE 0464.823.703
Wuustwezel · Eq €241,502
RIETEN DAKEN LAMBRECHT
BE 0829.077.608
Waregem · Eq €241,178
MIVI BELGIUM
BE 0508.620.191
Sint-Pieters-Leeuw · Eq €241,089
REBAT
BE 0446.895.628
Beersel · Eq €241,829
DAK- EN WANDSYSTEMEN VANDE VYVERE
BE 0823.233.357
Pittem · Eq €241,915
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.