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LN Toiture

Active
Private limited companyfounded 2019active for 6 yearsJozef Mertensstraat 98, 1702 Dilbeek, BelgiumKBO/BCE: BE 0740.573.026
Summary

The computed 12-month bankruptcy probability of LN Toiture is 5.2% (elevated). The 2024 annual accounts show equity of €192,929 and a net result of €41,608. Equity has been growing by about 32% per year since 2020. Its solvency ranks better than 56% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-12-2019 Normal situation
Activity
Roofing work NACE 43410and 3 others
Establishment unit
2.297.143.508 1702 Dilbeek, since 30-12-2019
Financial year end
31 December
Peppol
Reachable since 13-01-2026

Board and ownership

Board
  • TORZ VasileDirector

Financial position

39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.2%
Annual accounts 2024
Gross margin
€80,447
▲ 27.0%
Turnover
≈ €350,000
estimated
Profit
€41,608
▲ 28.5%
Equity
€192,929
▲ 27.5%
Total assets
€369,679
▲ 4.5%
  • 2025 accounts not filed, 94 days past the deadline
Filed on 09-04-2026
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 252 days late; 3 of the last 3 accounts lateFigures for financial year 2024 (filed on 09-04-2026)Founded in 2019lowers riskLiquidity: current ratio 1.53, cash €78,445Show the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Strong
Solvency 77+9
equity 52.2% of total assets
Liquidity 55+2
short-term debt 44.5% · cash 21.2%
Profitability 83+3
return on assets 11.3%
Bankruptcy probability within 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 2.6% 01-2025: 4.0%▲ +1.4 percentage points vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.6%▲ +0.6 percentage points vs 02-2025 04-2025: 4.1%▼ -0.5 percentage points vs 03-2025 05-2025: 3.2%▼ -0.9 percentage points vs 04-2025 06-2025: 3.1%▼ -0.1 percentage points vs 05-2025 07-2025: 3.0%▼ -0.1 percentage points vs 06-2025 08-2025: 3.8%▲ +0.8 percentage points vs 07-2025 09-2025: 4.2%▲ +0.4 percentage points vs 08-2025 10-2025: 6.0%▲ +1.8 percentage points vs 09-2025 11-2025: 5.6%▼ -0.4 percentage points vs 10-2025 12-2025: 7.1%▲ +1.5 percentage points vs 11-2025 01-2026: 9.8%▲ +2.7 percentage points vs 12-2025 02-2026: 9.8%● unchanged vs 01-2026 03-2026: 10.2%▲ +0.4 percentage points vs 02-2026highest value 04-2026: 9.4%▼ -0.8 percentage points vs 03-2026 05-2026: 2.5%▼ -6.9 percentage points vs 04-2026 06-2026: 2.3%▼ -0.2 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026lowest value 08-2026: 3.1%▲ +0.8 percentage points vs 07-2026 09-2026: 3.4%▲ +0.3 percentage points vs 08-2026 10-2026: 5.2%▲ +1.8 percentage points vs 09-2026 11-2026: 5.2%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.53 (1.58 in 2023), above the usual 1.5. Short-term debt is 44.5% and cash 21.2% of total assets. 47.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 57% of them on solvency, 51% on liquidity, 65% on profitability and 73% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 252 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 09-04-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.53, cash €78,445
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 252 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-04-2026, 252 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
252 days late
2023
251 days late
2022
140 days late
2021
72 days late
2020
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 157 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 83% of companies in specialised constructionsector median €58,292 · 35,986 companies €192,929 View
  • Positive: 5 profitable years in a rowprofit 2024: €41,608 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as LN Toiture: roofing work (NACE 43410). They are comparable in size and age: total assets between €328,000 and €388,000, founded in 2019.

CompanyTotal assetsGross margin
LN Toiture Dilbeek€369,679€80,447
QS Toitures Hoegaarden€328,361€74,650
DAKWERKEN VERBEKE RUBEN Izegem€384,561€81,025
Kampfinity Beveren-Kruibeke-Zwijndrecht€362,334€86,070
Mattez Dakwerken Aalst€370,017€95,619
Versa dakwerken Sint-Niklaas€352,738€76,608
HARDY ET FILS Verviers€387,847€92,430
Full comparison

Key facts about LN Toiture

What is the company number of LN Toiture?
The company number of LN Toiture is 0740.573.026. The VAT number is the same number with BE in front: BE 0740.573.026.
Where is LN Toiture based?
The registered office is at Jozef Mertensstraat 98, 1702 Dilbeek.Company details
What does LN Toiture do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of LN Toiture?
The legal form of LN Toiture is Private limited company (BV).
When was LN Toiture founded?
LN Toiture was founded on 30-12-2019.
Is LN Toiture still active?
Yes, LN Toiture is an active enterprise in the KBO register.
What is the turnover of LN Toiture?
The turnover in financial year 2024 is ≈ €350,000. This figure is estimated from the gross margin of €80,447 and 30 comparable companies (NACE 434). It probably lies between €210,000 and €470,000.Financials
Is LN Toiture profitable?
In financial year 2024, LN Toiture made a profit of €41,608.
Where can I find the annual accounts of LN Toiture?
LN Toiture filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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