Kampfinity

Active

Private limited companyfounded 20196 yrs activeDorpstraat 193, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0737.724.095

The computed 12-month bankruptcy probability of Kampfinity is 1.8% (moderate). The 2025 annual accounts show equity of €152k and a net result of €9k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 27407 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

74 / 100

Healthy▼ -20 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability29▼-71

Solvency86▲+4

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days acceptable

Liquidity ample (current ratio 2.84 against 2.32 in 2024), but 58% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

42%

Return on assets

2.4%

Age of the figures

11 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

30 d early

2024

46 d early

2023

34 d early

2022

5 d early

2021

12 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€152k▲ 6.1%

2024 · €143k

2021: €48k 2022: €67k 2023: €87k 2024: €143k

2021 → 2025

Total assets

€362k▼ 2.9%

2024 · €373k

2021: €296k 2022: €308k 2023: €327k 2024: €373k

2021 → 2025

Net result

€9k▼ 84.5%

2024 · €56k

2021: €38k 2022: €19k 2023: €21k 2024: €56k

2021 → 2025

Working capital

€73k▲ 25.3%

2024 · €59k

2021: €-18k 2022: €-5k 2023: €23k 2024: €59k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€48k-€67k▲ 39.1%€87k▲ 31.1%€143k▲ 64.6%€152k▲ 6.1%

Operating result€61k-€30k▼ 50.1%€35k▲ 14.6%€86k▲ 147%€55k▼ 36.1%

Net result€38k-€19k▼ 50.5%€21k▲ 10.4%€56k▲ 172%€9k▼ 84.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 36% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €362k

68.7%

31.3%

Fixed assets €249k▼ 7.9%

Current assets €113k▲ 10.3%

Equity and liabilities €362k

42.0%

58.0%

Equity €152k▲ 6.1%

Debt €210k▼ 8.5%

The debt ratio falls from 61.6% to 58.0%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€79k▼

2024 · €110k

Cash flow

€33k▼

2024 · €80k

Solvency

42.0%▲

2024 · 38.4%

Current ratio

2.84▲

2024 · 2.32

Quick ratio

1.47▼

2024 · 2.32

Debt / equity

1.38▼

2024 · 1.60

ROE

5.7%▼

2024 · 39.2%

ROA

2.4%▼

2024 · 15.1%

Interest coverage

1.90▼

2024 · 16.15

Debt

€210k▼

2024 · €230k

Debt ≤ 1 year

€40k▼

2024 · €44k

Debt > 1 year

€170k▼

2024 · €186k

Income taxes

€5k▼

2024 · €24k

Staff costs

€5k▲

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€373k€362k▼

Fixed assets21/28€270k€249k▼

Tangible fixed assets22/27€270k€249k▼

Plant, machinery and equipment23€2k€3k▲

Furniture and vehicles24€34k€23k▼

Leasing and similar rights25€234k€223k▼

Current assets29/58€103k€113k▲

Stocks and contracts in progress3-€55k

Stocks30/36-€55k

Amounts receivable within one year40/41€33k€48k▲

Trade receivables40€19k€46k▲

Other amounts receivable41€14k€2k▼

Cash at bank and in hand54/58€69k€10k▼

Equity and liabilities

Total equity and liabilities10/49€373k€362k▼

Equity10/15€143k€152k▲

Contributions10/11€10k€10k=

Reserves13€133k€142k▲

Distributable reserves133€133k€142k▲

Amounts payable17/49€230k€210k▼

Amounts payable after more than one year17€186k€170k▼

Financial debts170/4€186k€169k▼

Other amounts payable178/9-€765

Amounts payable within one year42/48€44k€40k▼

Current portion of amounts payable after more than one year42€16k€16k▼

Trade debts44€14k€17k▲

Suppliers440/4€14k€17k▲

Taxes, remuneration and social security45€14k€7k▼

Taxes450/3€14k€7k▼

Income statement Code20242025

Remuneration, social security and pensions62€4k€5k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼

Other operating charges640/8€6k€3k▼

Gross operating margin9900€120k€86k▼

Operating profit (loss)9901€86k€55k▼

Financial income75/76B€618€77▼

Recurring financial income75€618€77▼

Financial charges65/66B€7k€41k▲

Recurring financial charges65€7k€41k▲

Profit (loss) for the period before taxes9903€80k€14k▼

Income taxes67/77€24k€5k▼

Profit (loss) for the period9904€56k€9k▼

Profit (loss) for the period to be appropriated9905€56k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€56k€9k▼

Transfer to equity691/2€56k€9k▼

To other reserves6921€56k€9k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 30-04-2027

2026

31-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Weakest financial yearnet €9k ▼84.5%

Net result drops to €9k, the lowest in the series.

30-09

Financial Equity above €150kEq €152k ▲6.1%

5 profitable years in a row build equity to €152k.

15-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-09

Financial Highest result since 2021net €56k ▲172%

Operating result €86k, net result €56k, both a record.

30-09

Financial Equity above €100kEq €143k ▲64.6%

4 profitable years in a row build equity to €143k.

27-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

25-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

12-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 12 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dorpstraat 1932070 Beveren-Kruibeke-Zwijndrecht

Ground area

107 m²

Building footprint

75 m²

Volume, LiDAR

546 m³

Parcel 11011A0266/00W004, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

DAKWERKEN NIEMANN

Dorpstraat 193, 2070 Beveren-Kruibeke-ZwijndrechtSpecialised construction activities

since 20192.296.769.463

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11011A0266/00W004	Flanders	107 m²	1 · 75 m²	10.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900RF6VVLCPAKDJ46

no longer live in the LEI register

Similar companies · same sector, comparable size

DAKDOKTER

BE 0628.596.721

Antwerpen · Eq €152k

DRD ALGEMENE DAKWERKEN

Anderlecht · Eq €152k

Of 8,481 companies in sector 43410 we hold annual accounts for 4,306. 3,704 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-11-2019

Fiscal year end30-09

Activities, NACEBEL

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.