Marque 1STOP
ActiveSummary
Marque 1STOP has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85k and a net result of €30k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability87▲+4
Solvency67▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.22 in 2023; short-term debt: 56.7% and cash: 32.2% of total assets), but 57.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.3%
Return on assets
14.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
12 d early
2022
189 d late
2021
61 d late
2020
89 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k▲ 38.8%
2023 · €22k
2018: €21k
2019: €-257▼ -101% vs 2018
2020: €3k▲ +1350% vs 2019
2021: €-12k▼ -463% vs 2020lowest in 7 years
2022: €26k▲ +321% vs 2021
2023: €22k▼ -16.2% vs 2022
2024: €30k▲ +38.8% vs 2023highest in 7 years
2018 → 2024
Working capital
€60k▲ 101%
2023 · €30k
2018: €-18klowest in 7 years
2019: €-17k▲ +4.1% vs 2018
2020: €-8k▲ +54.1% vs 2019
2021: €-13k▼ -67.6% vs 2020
2022: €11k▲ +183% vs 2021
2023: €30k▲ +171% vs 2022
2024: €60k▲ +101% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€8k▼ 60.3%€33k▲ 336%€55k▲ 64.6%€85k▲ 54.4%
2020: €19k
2021: €8k▼ -60.3% vs 2020lowest in 5 years
2022: €33k▲ +336% vs 2021
2023: €55k▲ +64.6% vs 2022
2024: €85k▲ +54.4% vs 2023highest in 5 years
Operating result€7k-€-9k€37k€34k▼ 9.4%€49k▲ 43.8%
2020: €7k
2021: €-9k▼ -238% vs 2020lowest in 5 years
2022: €37k▲ +512% vs 2021
2023: €34k▼ -9.4% vs 2022
2024: €49k▲ +43.8% vs 2023highest in 5 years
Net result€3k-€-12k€26k€22k▼ 16.2%€30k▲ 38.8%
2020: €3k
2021: €-12k▼ -463% vs 2020lowest in 5 years
2022: €26k▲ +321% vs 2021
2023: €22k▼ -16.2% vs 2022
2024: €30k▲ +38.8% vs 2023highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 44% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €201k
Fixed assets
€27k ▼ 2.8%
Current assets
€174k ▲ 3.3%
Equity and liabilities €201k
Equity
€85k ▲ 54.4%
Debt
€116k ▼ 17.9%
Debt's share of the balance-sheet total falls from 72.0% to 57.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2023 · €41k
Cash flow
€37k▲
2023 · €28k
Current ratio
1.53▲
2023 · 1.22
Quick ratio
1.17▲
2023 · 0.95
Debt to equity
1.37▼
2023 · 2.57
ROE
35.2%▼
2023 · 39.2%
ROA
14.9%▲
2023 · 11.0%
Interest coverage
12.57▲
2023 · 9.06
Debt ≤ 1 year
€114k▼
2023 · €139k
Income taxes
€14k▲
2023 · €8k
Staff costs
€53k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€196k€201k▲
Fixed assets21/28€28k€27k▼
Tangible fixed assets22/27€27k€26k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€4k€8k▲
Other tangible fixed assets26€20k€16k▼
Financial fixed assets28€400€400=
Current assets29/58€169k€174k▲
Stocks and contracts in progress3€37k€40k▲
Stocks30/36€37k€40k▲
Amounts receivable within one year40/41€46k€69k▲
Trade receivables40€24k€53k▲
Other amounts receivable41€21k€16k▼
Cash at bank and in hand54/58€85k€65k▼
Deferred charges and accrued income490/1€228-
Equity and liabilities
Total equity and liabilities10/49€196k€201k▲
Equity10/15€55k€85k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€36k€66k▲
Amounts payable17/49€141k€116k▼
Amounts payable within one year42/48€139k€114k▼
Trade debts44€75k€47k▼
Suppliers440/4€75k€47k▼
Taxes, remuneration and social security45€35k€43k▲
Taxes450/3€28k€35k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€28k€24k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€51k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€360
Gross operating margin9900€93k€110k▲
Operating profit (loss)9901€34k€49k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€29k€44k▲
Income taxes67/77€8k€14k▲
Profit (loss) for the period9904€22k€30k▲
Profit (loss) for the period to be appropriated9905€22k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€66k▲
Profit (loss) brought forward from the previous period14P€15k€36k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €35k | €39k | €51k | €53k | ▲ 3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €6k | €6k | €7k | €7k | ▲ 7.5% |
| Other operating charges640/8 | - | €1k | €1k | €2k | €1k | ▼ 21.3% |
| Non-recurring operating charges66A | - | €37k | - | - | €360 | - |
| Gross operating margin9900 | €45k | €69k | €83k | €93k | €110k | ▲ 18.4% |
| Operating profit (loss)9901 | €7k | €-9k | €37k | €34k | €49k | ▲ 43.8% |
| Financial income75/76B | - | €59 | €120 | €1 | €0 | ▼ 73.9% |
| Recurring financial income75 | €6 | €59 | €120 | €1 | €0 | ▼ 73.9% |
| Financial charges65/66B | - | €3k | €4k | €4k | €4k | ▼ 0.7% |
| Recurring financial charges65 | €3k | €3k | €4k | €4k | €4k | ▼ 0.7% |
| Profit (loss) for the period before taxes9903 | €3k | €-12k | €34k | €29k | €44k | ▲ 50.6% |
| Income taxes67/77 | - | - | €8k | €8k | €14k | ▲ 83.4% |
| Profit (loss) for the period9904 | €3k | €-12k | €26k | €22k | €30k | ▲ 38.8% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-12k | €26k | €22k | €30k | ▲ 38.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102k | €111k | €134k | €196k | €201k | ▲ 2.4% |
| Fixed assets21/28 | €27k | €21k | €22k | €28k | €27k | ▼ 2.8% |
| Tangible fixed assets22/27 | €27k | €21k | €22k | €27k | €26k | ▼ 2.8% |
| Plant, machinery and equipment23 | - | €4k | €3k | €2k | €3k | ▲ 22.7% |
| Furniture and vehicles24 | - | €3k | €3k | €4k | €8k | ▲ 71.7% |
| Other tangible fixed assets26 | - | €14k | €16k | €20k | €16k | ▼ 22.0% |
| Financial fixed assets28 | €400 | €400 | €400 | €400 | €400 | = |
| Current assets29/58 | €75k | €90k | €111k | €169k | €174k | ▲ 3.3% |
| Stocks and contracts in progress3 | €30k | €31k | €37k | €37k | €40k | ▲ 8.9% |
| Stocks30/36 | - | €31k | €37k | €37k | €40k | ▲ 8.9% |
| Amounts receivable within one year40/41 | €11k | €23k | €24k | €46k | €69k | ▲ 50.4% |
| Trade receivables40 | - | €14k | €20k | €24k | €53k | ▲ 118% |
| Other amounts receivable41 | - | €9k | €5k | €21k | €16k | ▼ 26.7% |
| Cash at bank and in hand54/58 | €35k | €36k | €50k | €85k | €65k | ▼ 24.2% |
| Deferred charges and accrued income490/1 | - | €228 | €207 | €228 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102k | €111k | €134k | €196k | €201k | ▲ 2.4% |
| Equity10/15 | €19k | €8k | €33k | €55k | €85k | ▲ 54.4% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €701 | €-11k | €15k | €36k | €66k | ▲ 82.2% |
| Amounts payable17/49 | €83k | €104k | €100k | €141k | €116k | ▼ 17.9% |
| Amounts payable within one year42/48 | €83k | €104k | €100k | €139k | €114k | ▼ 17.9% |
| Trade debts44 | €38k | €60k | €50k | €75k | €47k | ▼ 37.6% |
| Suppliers440/4 | - | €60k | €50k | €75k | €47k | ▼ 37.6% |
| Taxes, remuneration and social security45 | - | €13k | €22k | €35k | €43k | ▲ 20.9% |
| Taxes450/3 | - | €7k | €15k | €28k | €35k | ▲ 27.0% |
| Remuneration and social security454/9 | - | €6k | €8k | €8k | €8k | ▼ 1.4% |
| Other amounts payable47/48 | - | €31k | €28k | €28k | €24k | ▼ 14.3% |
| Accrued charges and deferred income492/3 | - | - | - | €3k | €2k | ▼ 16.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-12k | €26k | €22k | €30k | ▲ 38.8% |
| + Depreciation and write-downs630 | €7k | €6k | €6k | €7k | €7k | ▲ 7.5% |
| Operating cash flow (approximation) | €10k | €-5k | €32k | €28k | €37k | ▲ 31.2% |
| Investment in fixed assets (approximation) | - | €0 | €-7k | €-12k | €-7k | ▲ 44.9% |
| Change in cash | - | €1k | €14k | €36k | €-21k | ▼ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €30k ▲38.8%
Operating result €49k, net result €30k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
05-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 189 days late
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2016
Ground area
7,509 m²
Parcel 57038A0150/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Marque 1Stop
since 20162.255.657.794
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57038A0150/00M000 | Wallonia | 7,509 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.255.657.794
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Of 1,265 companies in sector 47300 we hold annual accounts for 948. 779 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47300Retail sale of automotive fuel
43990Other specialised construction activities
47252Retail sale of beverages, general range
56112Limited-service restaurants, excluding mobile food services
92000Gambling and betting activities
Scores and ratios are computed by Checked and are not a credit decision.