AMRI & PARTNERS
ActiveAMRI & PARTNERS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-6k. Equity is shrinking by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-35
Solvency36=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.16 in 2024; short-term debt: 64.8% and cash: 34.8% of total assets), and 89.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.5%
Return on assets
-3.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
7 d early
2023
1 d late
2022
on the day
2021
10 d late
2020
17 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 23.1%
2024 · €26k
2019: €37k
2020: €38k
2021: €20k
2022: €3k
2023: €20k
2024: €26k
2019 → 2025
Total assets
€188k▼ 23.1%
2024 · €245k
2019: €245k
2020: €219k
2021: €226k
2022: €212k
2023: €206k
2024: €245k
2019 → 2025
Net result
€-6k
2024 · €5k
2019: €11k
2020: €419
2021: €18k
2022: €-18k
2023: €29k
2024: €5k
2019 → 2025
Working capital
€19k▼ 27.1%
2024 · €26k
2019: €18k
2020: €25k
2021: €12k
2022: €-4k
2023: €20k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€3k▼ 87.5%€20k▲ 702%€26k▲ 26.0%€20k▼ 23.1%
Operating result€35k-€-8k€46k€15k▼ 68.0%€1k▼ 90.5%
Net result€18k-€-18k€29k€5k▼ 81.9%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€47k▼ 6.2%
Current assets
€141k▼ 27.5%
Equity and liabilities €188k
Equity
€20k▼ 23.1%
Debt
€169k▼ 23.2%
The debt ratio stays at 89.5%.
Key figures and ratios
EBITDA
€6k▼
2024 · €20k
Cash flow
€-838▼
2024 · €11k
Solvency
10.5%▲
2024 · 10.5%
Current ratio
1.16▲
2024 · 1.16
Quick ratio
0.69▼
2024 · 0.77
Debt / equity
8.50▼
2024 · 8.51
ROE
-30.0%▼
2024 · 20.6%
ROA
-3.2%▼
2024 · 2.2%
Interest coverage
2.51▼
2024 · 7.45
Debt
€169k▼
2024 · €219k
Debt ≤ 1 year
€122k▼
2024 · €169k
Debt > 1 year
€46k▼
2024 · €50k
Income taxes
€5k▼
2024 · €7k
Staff costs
€92k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€245k€188k▼
Fixed assets21/28€50k€47k▼
Tangible fixed assets22/27€47k€44k▼
Land and buildings22€46k€42k▼
Furniture and vehicles24€2k€582▼
Other tangible fixed assets26-€2k
Financial fixed assets28€3k€3k=
Current assets29/58€195k€141k▼
Stocks and contracts in progress3€66k€57k▼
Stocks30/36€66k€57k▼
Amounts receivable within one year40/41€44k€16k▼
Trade receivables40€23k€8k▼
Other amounts receivable41€21k€8k▼
Cash at bank and in hand54/58€76k€66k▼
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€245k€188k▼
Equity10/15€26k€20k▼
Contributions10/11€19k€20k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€5k€-632▼
Amounts payable17/49€219k€169k▼
Amounts payable after more than one year17€50k€46k▼
Financial debts170/4€50k€46k▼
Amounts payable within one year42/48€169k€122k▼
Current portion of amounts payable after more than one year42€21k€13k▼
Trade debts44€93k€61k▼
Suppliers440/4€91k€61k▼
Bills of exchange payable441€1k-
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€2k-
Remuneration and social security454/9€15k€16k▲
Other amounts payable47/48€37k€33k▼
Accrued charges and deferred income492/3€335€332▼
Income statement
Code20242025
Remuneration, social security and pensions62€97k€92k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€119k€100k▼
Operating profit (loss)9901€15k€1k▼
Financial income75/76B€168€315▲
Recurring financial income75€168€315▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€12k€-890▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€5k€-6k▼
Profit (loss) for the period to be appropriated9905€5k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-632▼
Profit (loss) brought forward from the previous period14P-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-18k ▼202%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Val d'Heure 146110 Montigny-le-TilleulGround area
2,636 m²
Building footprint
430 m²
Volume, LiDAR
2,349 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMRI & PARTNERS
since 20142.225.656.882
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52393B0230/00D003 | Wallonia | 1,501 m² | 1 · 278 m² | 6.6 m · 2 fl. |
| 52048C0182/00T000 | Wallonia | 1,135 m² | 1 · 152 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.225.656.882
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BODY
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SIERA
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Of 1,267 companies in sector 47300 we hold annual accounts for 946. 535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2013
Fiscal year end30-06
Abbreviation FR
AMP
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47300Retail sale of automotive fuel
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.