VBL ADVISORY
ActiveSummary
The computed 12-month bankruptcy probability of VBL ADVISORY is 1.5% (moderate). The 2026 annual accounts show negative equity (-€127,169) and a net result of €76,190. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 612 sector peers (NACE 47, financial year 2026). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 09-01-2018 Normal situation
- Activity
- Retail sale of automotive fuel NACE 47300and 1 other
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 31-03-2025
- Establishment unit
- 2.272.185.804 8370 Blankenberge, since 09-01-2018
- Financial year end
- 31 March
- Peppol
- Reachable since 21-10-2026
Board and ownership
- BL-InvestDirector · since 03-12-2018 · permanent representative Lambregts Bert
- Verachtert IngeDirector · since 23-10-2025
- BL-INVEST99.67%2025 annual accounts of BL-INVEST
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- €91,787
- Turnover
- ≈ €570,000
- estimated
- Profit
- €76,190
- Equity
- -€127,169
- ▲ 37.5%
- Total assets
- €182,854
- ▲ 134%
- Negative equity on 31-03-2026
Score breakdownraises riskCapped at 59: negative equityNegative equity -€127,1691 change of registered office in 24 monthsSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.34, cash €43,695Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 27% on liquidity, 96% on profitability and 82% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2026 -€127,169 View
- Caution: Lower solvency than 95% of companies in retail tradesector median 32.7% · 612 companies -69.5% View
- Positive: Back in profit in 2026after a loss of €8,805 in 2025 €76,190 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
Comparable companies
These companies have the same main activity as VBL ADVISORY: retail sale of automotive fuel (NACE 47300). They are comparable in size and age: total assets between €159,000 and €196,000, founded between 2016 and 2019.
| Company | Total assets | Gross margin |
|---|---|---|
| VBL ADVISORY Blankenberge | €182,854 | €91,787 |
| MATIVA Montigny-le-Tilleul | €176,854 | €88,667 |
| ELLAJO Wellen | €159,449 | €98,990 |
| ENTREPRISE CANTILLON Hannut | €195,535 | €86,530 |
| Marque 1STOP Tournai | €180,998 | €93,581 |
| KLIK EXPLOITATIES BELGIË Baarle-Hertog | €170,852 | €95,232 |
| TURKI SERVICES Seraing | €184,600 | €106,094 |
Key facts about VBL ADVISORY
- What is the company number of VBL ADVISORY?
- The company number of VBL ADVISORY is 0687.664.771. The VAT number is the same number with BE in front: BE 0687.664.771.
- Where is VBL ADVISORY based?
- The registered office is at A. Ruzettelaan 187, 8370 Blankenberge.Company details
- What does VBL ADVISORY do?
- According to the KBO register, the main activity is retail sale of automotive fuel (NACE 47300).
- What is the legal form of VBL ADVISORY?
- The legal form of VBL ADVISORY is Private limited company (BV).
- When was VBL ADVISORY founded?
- VBL ADVISORY was founded on 09-01-2018.
- Is VBL ADVISORY still active?
- Yes, VBL ADVISORY is an active enterprise in the KBO register.
- How many employees does VBL ADVISORY have?
- VBL ADVISORY had an average of 11 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does VBL ADVISORY fall under?
- In its 31-03-2025 annual accounts, VBL ADVISORY states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of VBL ADVISORY?
- The turnover in financial year 2026 is ≈ €570,000. This figure is estimated from the gross margin of €91,787 and 110 comparable companies (NACE 47). It probably lies between €280,000 and €1.1m.
- Is VBL ADVISORY profitable?
- In financial year 2026, VBL ADVISORY made a profit of €76,190.
- Where can I find the annual accounts of VBL ADVISORY?
- VBL ADVISORY filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of VBL ADVISORY due?
- VBL ADVISORY must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
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