MAROUFF
ActiveSummary
The computed 12-month bankruptcy probability of MAROUFF is 5.2% (elevated). For MAROUFF, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €19,065 and a net result of -€7,906. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 6115 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-100
Solvency98▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
73.2%
Return on assets
-30.4%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-07-2024, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
7 d early
2022
144 d late
2020
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 41 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
€33,318▼ 73.4%
2022 · €125,444
EBIT margin
-21.5%▼ 35.2pp
2022 · 13.7%
Net result
-€7,906
2022 · €17,024
Working capital
€7,211▼ 40.0%
2022 · €12,010
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202020222023
Turnover€125,444-€33,318▼ 73.4%
Operating result-€8,035-€17,177--€7,158
Net result-€8,019-€17,024--€7,906
EBIT margin13.7%--21.5%▼ 35.2pp
Equity€1,981-€26,972-€19,065▼ 29.3%
Total assets€26,706-€29,064-€26,031▼ 10.4%
Debt€24,724-€2,093-€6,965▲ 233%
Working capital-€9,634-€12,010-€7,211▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €7,158 after €17,177 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €26,031
Fixed assets
€11,854 ▼ 20.8%
Current assets
€14,177 ▲ 0.5%
Equity and liabilities €26,031
Equity
€19,065 ▼ 29.3%
Debt
€6,965 ▲ 233%
Debt's share of the balance-sheet total rises from 7.2% to 26.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€4,051▼
2022 · €24,694
Cash flow
-€4,799▼
2022 · €24,541
Current ratio
2.04▼
2022 · 6.74
Debt to equity
0.37▲
2022 · 0.08
ROE
-41.5%▼
2022 · 63.1%
ROA
-30.4%▼
2022 · 58.6%
Interest coverage
-41.35▼
2022 · 161.67
Debt ≤ 1 year
€6,965▲
2022 · €2,093
Income taxes
€650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Turnover70 | - | €125,444 | €33,318 | ▼ 73.4% |
| Goods, raw materials, services and sundry goods60/61 | - | €97,548 | €38,731 | ▼ 60.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,754 | €7,517 | €3,107 | ▼ 58.7% |
| Other operating charges640/8 | - | €3,202 | €1,943 | ▼ 39.3% |
| Gross operating margin9900 | €2,570 | €27,896 | -€2,108 | ▼ 108% |
| Operating profit (loss)9901 | -€8,035 | €17,177 | -€7,158 | ▼ 142% |
| Recurring financial income75 | €94 | - | - | - |
| Financial charges65/66B | - | €153 | €98 | ▼ 35.9% |
| Recurring financial charges65 | €78 | €153 | €98 | ▼ 35.9% |
| Profit (loss) for the period before taxes9903 | -€8,019 | €17,024 | -€7,256 | ▼ 143% |
| Income taxes67/77 | - | - | €650 | - |
| Profit (loss) for the period9904 | -€8,019 | €17,024 | -€7,906 | ▼ 146% |
| Profit (loss) for the period to be appropriated9905 | -€8,019 | €17,024 | -€7,906 | ▼ 146% |
| Line | 2020 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €26,706 | €29,064 | €26,031 | ▼ 10.4% |
| Fixed assets21/28 | €11,615 | €14,962 | €11,854 | ▼ 20.8% |
| Tangible fixed assets22/27 | €11,510 | €14,962 | €11,854 | ▼ 20.8% |
| Furniture and vehicles24 | - | €14,962 | €11,854 | ▼ 20.8% |
| Financial fixed assets28 | €105 | €0 | - | - |
| Current assets29/58 | €15,091 | €14,102 | €14,177 | ▲ 0.5% |
| Amounts receivable within one year40/41 | €4,103 | €9,523 | €9,122 | ▼ 4.2% |
| Trade receivables40 | - | €2,589 | - | - |
| Other amounts receivable41 | - | €6,934 | €9,122 | ▲ 31.5% |
| Cash at bank and in hand54/58 | €10,988 | €2,444 | €4,885 | ▲ 99.9% |
| Deferred charges and accrued income490/1 | - | €2,135 | €170 | ▼ 92.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €26,706 | €29,064 | €26,031 | ▼ 10.4% |
| Equity10/15 | €1,981 | €26,972 | €19,065 | ▼ 29.3% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€8,019 | €16,972 | €9,065 | ▼ 46.6% |
| Amounts payable17/49 | €24,724 | €2,093 | €6,965 | ▲ 233% |
| Amounts payable within one year42/48 | €24,724 | €2,093 | €6,965 | ▲ 233% |
| Trade debts44 | €2,156 | €593 | €2,374 | ▲ 300% |
| Suppliers440/4 | - | - | €2,374 | - |
| Bills of exchange payable441 | - | €593 | - | - |
| Advances received on contracts in progress46 | - | - | €3,842 | - |
| Other amounts payable47/48 | - | €1,500 | €750 | ▼ 50.0% |
| Line | 2020 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,019 | €17,024 | -€7,906 | ▼ 146% |
| + Depreciation and write-downs630 | €5,754 | €7,517 | €3,107 | ▼ 58.7% |
| Operating cash flow (approximation) | -€2,264 | €24,541 | -€4,799 | ▼ 120% |
| Investment in fixed assets (approximation) | - | - | €1 | - |
| Change in cash | - | - | €2,441 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-09
State Gazette act
Appointment: Benjaddi, Zakaria (director)Resignation: El Bouchtili, Mohamed (director) · Share transfer · Shareholding7 facts ▸
State Gazette act
Appointment: Benjaddi, Zakaria (director)
Resignation: El Bouchtili, Mohamed (director) · Share transfer · Shareholding7 facts ▸
- General meeting, 30-06-2026
- Share transfer, El Bouchtili, Mohamed → Benjaddi, Zakaria
- Shareholding, 30-06-2026, 100
- Director appointment, Benjaddi, Zakaria (director)
- Director resignation, El Bouchtili, Mohamed (director)
- Registered-office move, Guldenschaapstraat 6 - 1800 Vilvoorde
- Other statement, 18:30, vergadering geschorst
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
31-12
Financial
Back to profitnet €17,024
Net result €17,024 after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 6.74
Current ratio from 0.61 to 6.74; short-term debt falls from €24,724 to €2,093.
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Benjaddi, Zakaria
CurrentDirector · since 01-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
10 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2019
Ground area
489 m²
Building footprint
211 m²
Volume, LiDAR
2,112 m³
2 parcels, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
278
companies at this address
See who is registered here
1 establishment unit
Establishment
since 20192.295.447.194
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0896/00G032 | Flanders | 396 m² | 1 · 129 m² | 16.2 m · 4 fl. |
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Benjaddi, Zakaria |
|
| El Bouchtili, Mohamed |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 09-09-2026 ↗
- Benjaddi, Zakaria 100%
Share transfer
act of 09-09-2026 ↗
- El Bouchtili, Mohamed to Benjaddi, Zakaria 100 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 6,684 companies in sector 49330 we hold annual accounts for 2,297. 1,990 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737376083
Also
9925:BE0737376083
Registered
09-10-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.