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A&F Logistics

Active
Private limited companyfounded 2021active for 5 yearsBattelsesteenweg 398, 2800 Mechelen, BelgiumKBO/BCE: BE 0768.555.051
Summary

The computed 12-month bankruptcy probability of A&F Logistics is 2.7% (moderate). The annual accounts of A&F Logistics for financial year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €6,512 and a net result of -€11,667. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 36% of 5,814 sector peers (NACE 49, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330
2 sites
Size
€26,352total assets 2025
Equity
€6,512
Loss
-€11,667
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Structure
Accounts 3 days early0 of 2 deeds read
Why 49raises riskSector: Land transport and transport via pipelines (NACE 49)Founded in 2021lowers riskSize: total assets €26,352Figures for financial year 2025 (filed 28-07-2026)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Weak
Solvency 50-22
equity 24.7% of total assets
Liquidity 25-43
short-term debt 75.3% · cash 12.5%
Profitability 0-98
return on assets -44.3%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,098 companies, NACE 49, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.1%▼ -0.3 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025lowest value 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.2 percentage points vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025 08-2025: 2.1%▲ +0.6 percentage points vs 07-2025 09-2025: 1.2%▼ -0.9 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.4%▲ +0.2 percentage points vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.8%▲ +1.2 percentage points vs 07-2026highest value 09-2026: 2.7%▼ -0.1 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.78, compared with 1.9 in 2024, below 1; short-term debt: 75.3% and cash: 12.5% of total assets), and 75.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 36% on solvency, 21% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €26,352
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 days early
2024
on the day
2023
19 days late
2022
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€11,667
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on net resultsector median €5,724 · 5,785 companies -€11,667 View
  • Total assets 20254 financial years filed €26,352 View
  • Active since 2021founded 19-05-2021 5 years View

By topic

Financials

Financial year
2025
Total assets
€26,352
Loss
-€11,667
Solvency
24.7%
Total assets▼ 31.2%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2022 to 2025
  2. 19-08-2024Annual accounts filed
  3. 31-12-2023Liquidity doubles
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
19-05-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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