PRIVATE CAR
ActiveThe computed 12-month bankruptcy probability of PRIVATE CAR is 6.7% (elevated). The 2024 annual accounts show equity of €21k and a net result of €-10k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 6714 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-43
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
6.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 4.04 in 2023), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.1%
Return on assets
-36%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-09-2025, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
37 d late
2023
402 d late
2022
768 d late
2021
509 d late
2020
87 d late
2019
322 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k▼ 32.7%
2023 · €31k
2019: €4k
2020: €-2k
2021: €18k
2022: €28k
2023: €31k
2019 → 2024
Total assets
€28k▼ 27.0%
2023 · €38k
2019: €26k
2020: €11k
2021: €31k
2022: €38k
2023: €38k
2019 → 2024
Net result
€-10k
2023 · €3k
2019: €-15k
2020: €-5k
2021: €20k
2022: €10k
2023: €3k
2019 → 2024
Working capital
€16k▼ 31.4%
2023 · €23k
2019: €-7k
2020: €-7k
2021: €18k
2022: €28k
2023: €23k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-2k-€18k€28k▲ 54.3%€31k▲ 9.4%€21k▼ 32.7%
Operating result€-5k-€20k€10k▼ 50.2%€3k▼ 72.3%€-10k
Net result€-5k-€20k€10k▼ 50.6%€3k▼ 73.4%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €10k after €3k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€5k▼ 36.5%
Current assets
€23k▼ 24.5%
Equity and liabilities €28k
Equity
€21k▼ 32.7%
Debt
€7k▼ 3.4%
The debt ratio rises from 19.6% to 25.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-7k▼
2023 · €4k
Cash flow
€-7k▼
2023 · €3k
Solvency
74.1%▼
2023 · 80.4%
Current ratio
3.16▼
2023 · 4.04
Quick ratio
3.16▼
2023 · 4.04
Debt / equity
0.35▲
2023 · 0.24
ROE
-48.6%▼
2023 · 8.6%
ROA
-36.0%▼
2023 · 6.9%
Interest coverage
-45.73▼
2023 · 23.10
Debt
€7k▼
2023 · €7k
Debt ≤ 1 year
€7k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€38k€28k▼
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€30k€23k▼
Amounts receivable within one year40/41€28k€23k▼
Trade receivables40€19k€13k▼
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€3k€382▼
Equity and liabilities
Total equity and liabilities10/49€38k€28k▼
Equity10/15€31k€21k▼
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Profit (loss) carried forward14€12k€2k▼
Amounts payable17/49€7k€7k▼
Amounts payable within one year42/48€7k€7k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€159-
Taxes450/3€159-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€753€3k▲
Other operating charges640/8€50€689▲
Gross operating margin9900€4k€-6k▼
Operating profit (loss)9901€3k€-10k▼
Financial charges65/66B€153€153=
Recurring financial charges65€153€153=
Profit (loss) for the period before taxes9903€3k€-10k▼
Profit (loss) for the period9904€3k€-10k▼
Profit (loss) for the period to be appropriated9905€3k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€2k▼
Profit (loss) brought forward from the previous period14P€9k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 37 days late
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 402 days late
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 768 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 509 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.41
Current ratio from 0.44 to 2.41.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 322 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philippe Baucqstraat 1231040 EtterbeekGround area
68 m²
Building footprint
61 m²
Volume, LiDAR
868 m³
Parcel 21363B0431/00F005, Brussels · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Philippe Baucqstraat 123, 1040 Etterbeek
since 20182.283.378.812
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0431/00F005 | Brussels | 68 m² | 1 · 61 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAMY COMPANY
BE 0785.340.110
Kraainem · Eq €21k
DANAJO
BE 0831.640.089
Buggenhout · Eq €21k
Taxi Elias
BE 0535.958.454
Brugge · Eq €21k
TAXIS MILIE
BE 0429.346.447
Mons · Eq €21k
MH PRESTIGE
BE 0674.625.694
Brussel · Eq €21k
Of 6,632 companies in sector 49330 we hold annual accounts for 2,257. 1,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-11-2018
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.