MAROTINVESTLAND
ActiveSummary
MAROTINVESTLAND is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €42k and a net result of €-3k. Equity is shrinking by ~26.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 29% of 2435 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
29 d late
2023
15 d early
2022
61 d late
2021
61 d late
2020
61 d late
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 5.8%
2024 · €44k
2019: €172k
2020: €139k
2021: €121k
2022: €95k
2023: €57k
2024: €44k
2019 → 2025
Net result
€-3k▲ 80.5%
2024 · €-13k
2019: €-27k
2020: €-34k
2021: €-18k
2022: €-26k
2023: €-37k
2024: €-13k
2019 → 2025
Total assets
€176k▼ 7.5%
2024 · €190k
2019: €228k
2020: €271k
2021: €302k
2022: €269k
2023: €185k
2024: €190k
2019 → 2025
Solvency
23.7%▲ 0.4pp
2024 · 23.3%
2019: 75.4%
2020: 51.2%
2021: 40.1%
2022: 35.3%
2023: 31.0%
2024: 23.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€95k▼ 21.7%€57k▼ 39.4%€44k▼ 22.9%€42k▼ 5.8%
Operating result€-19k-€-27k▼ 41.2%€-37k▼ 36.9%€-14k▲ 62.8%€-3k▲ 74.9%
Net result€-18k-€-26k▼ 48.8%€-37k▼ 42.3%€-13k▲ 64.7%€-3k▲ 80.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€165k ▼ 9.1%
Current assets
€11k ▲ 28.4%
Equity and liabilities €176k
Equity
€42k ▼ 5.8%
Provisions
€16k ▼ 7.4%
Debt
€118k ▼ 8.1%
Debt's share of the balance-sheet total falls from 67.8% to 67.4%. Equity and debt are lower.
Key figures and ratios
ROE
-6.1%▲
2024 · -29.7%
ROA
-1.5%▲
2024 · -6.9%
Debt ≤ 1 year
€117k▼
2024 · €129k
Income taxes
€243▼
2024 · €258
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€190k€176k▼
Fixed assets21/28€182k€165k▼
Tangible fixed assets22/27€182k€165k▼
Land and buildings22€170k€159k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€43€43=
Current assets29/58€8k€11k▲
Amounts receivable within one year40/41€301€4k▲
Trade receivables40-€4k
Other amounts receivable41€301-
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€190k€176k▼
Equity10/15€44k€42k▼
Contributions10/11€12k€12k=
Reserves13€34k€32k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€33k€30k▼
Profit (loss) carried forward14€-1k€-1k▼
Provisions and deferred taxes16€17k€16k▼
Deferred taxes168€17k€16k▼
Amounts payable17/49€129k€118k▼
Amounts payable within one year42/48€129k€117k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€258€2k▲
Taxes450/3€258€2k▲
Other amounts payable47/48€124k€111k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€20k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€20k€18k▼
Operating profit (loss)9901€-14k€-3k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€284€74▼
Recurring financial charges65€284€74▼
Profit (loss) for the period before taxes9903€-14k€-4k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€258€243▼
Profit (loss) for the period9904€-13k€-3k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-11k€-134▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-1k▼
Profit (loss) brought forward from the previous period14P€10k€-1k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Victor Cuvelier 67190 EcaussinnesGround area
1,082 m²
Building footprint
131 m²
Parcel 55008A0569/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Marotinvestland
since 20202.303.275.787
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008A0569/00L000 | Wallonia | 1,082 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 2,165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marot.p@financesetcourtage.be
Phone:+32475476873