Shareholders
- Unic Mona NV25%
MARKET TERBIEST
ActiveSummary
MARKET TERBIEST has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €687,464 and a net result of €103,148. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 46% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 24-06-2005 Normal situation
- Registered office
- 25 active companies are registered at this address Source: KBO register, as of 2 November 2026.
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
- Joint committees
- 119 Paritair Comité voor de handel in voedingswaren
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.148.102.216 3800 Sint-Truiden, since 10-08-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 18-03-2026
Board and ownership
Board
- Aartco BVDirector
- Olsson BVDirector
- S.L. Invest BVDirector
Shareholders
- B & L NV50%annual accounts 2019
- AARTCO33.33%30-06-2025 annual accounts of AARTCO
- OLSSON33.33%· score 9430-09-2024 annual accounts of OLSSON
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
Annual accounts 2025
- Gross margin
- €982,937
- ▼ 4.4%
- Turnover
- ≈ €9.4m
- estimated
- Profit
- €103,148
- ▼ 20.0%
- Equity
- €687,464
- ▲ 17.7%
- Total assets
- €2.1m
- ▼ 8.3%
- Employees on 31-12-2025
- 16
- ▲ 33.3%
Filed on 24-07-2026, 7 days before the deadline
Score breakdownraises riskLiquidity: current ratio 0.67, cash €89,037lowers riskFounded in 2005Figures for financial year 2025 (filed on 24-07-2026)Profit of €103,148 (financial year 2025)Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency
58+7
equity 33.0% of total assets
Liquidity
28+6
short-term debt 54.4% · cash 4.3%
Profitability
75-1
return on assets 5.0%
Bankruptcy probability within 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.1 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.6 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.67 (0.53 in 2024), below 1. Short-term debt is 54.4% and cash 4.3% of total assets. 67% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 53% of them on solvency, 27% on liquidity, 67% on profitability and 76% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
27 days early
2023
30 days early
2022
29 days early
2021
13 days early
2020
6 days late
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Incorporation
Companies linked to MARKET TERBIEST
Comparable companies
These companies have the same main activity as MARKET TERBIEST: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €1.6m and €3m, founded between 2001 and 2006.
| Company | Total assets | Gross margin |
|---|---|---|
| MARKET TERBIEST Izegem | €2.1m | €1.0m |
| CATINE Dilsen-Stokkem | €2.1m | €0.9m |
| H.C.S. DISTRIBUTION Beyne-Heusay | €2.4m | €0.8m |
| WVB Bierbeek | €2.0m | €0.8m |
| BLANG RETAIL Lier | €1.8m | €0.8m |
| LAVEUDIS Liège | €1.6m | €0.8m |
| SUPERETTE A.C. Koksijde | €3.0m | €1.0m |
Key facts about MARKET TERBIEST
- What is the company number of MARKET TERBIEST?
- The company number of MARKET TERBIEST is 0874.670.873. The VAT number is the same number with BE in front: BE 0874.670.873.
- Where is MARKET TERBIEST based?
- The registered office is at Gentsestraat 61, 8870 Izegem.Company details
- What does MARKET TERBIEST do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of MARKET TERBIEST?
- The legal form of MARKET TERBIEST is Public limited company (NV).
- When was MARKET TERBIEST founded?
- MARKET TERBIEST was founded on 24-06-2005.
- Is MARKET TERBIEST still active?
- Yes, MARKET TERBIEST is an active enterprise in the KBO register.
- How many employees does MARKET TERBIEST have?
- MARKET TERBIEST had an average of 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does MARKET TERBIEST fall under?
- In its 2025 annual accounts, MARKET TERBIEST states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of MARKET TERBIEST?
- The turnover in financial year 2025 is ≈ €9.4m. This figure is estimated from the gross margin of €982,937 and 44 comparable companies (NACE 47110). It probably lies between €7.6m and €13.0m.
- Is MARKET TERBIEST profitable?
- In financial year 2025, MARKET TERBIEST made a profit of €103,148.
- Where can I find the annual accounts of MARKET TERBIEST?
- MARKET TERBIEST filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MARKET TERBIEST due?
- MARKET TERBIEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.