LAVEUDIS
ActiveLAVEUDIS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €938k and a net result of €230k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 69% of 4147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency80▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 2.32 in 2024; short-term debt: 41% and cash: 23.1% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
13.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
1 d early
2022
on the day
2021
3 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€230k▲ 7.5%
2024 · €214k
2019: €196k
2020: €126k
2021: €212k
2022: €165k
2023: €140k
2024: €214k
2019 → 2025
Working capital
€701k▼ 5.9%
2024 · €744k
2019: €696k
2020: €552k
2021: €600k
2022: €758k
2023: €723k
2024: €744k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€785k-€819k▲ 4.4%€794k▼ 3.1%€1.01M▲ 27.0%€938k▼ 6.9%
Operating result€285k-€228k▼ 20.0%€183k▼ 19.8%€321k▲ 75.6%€281k▼ 12.4%
Net result€212k-€165k▼ 22.3%€140k▼ 14.9%€214k▲ 52.8%€230k▲ 7.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€311k▼ 18.9%
Current assets
€1.40M▲ 7.2%
Equity and liabilities €1.71M
Equity
€938k▼ 6.9%
Debt
€777k▲ 13.4%
The debt ratio rises from 40.5% to 45.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€368k▼
2024 · €374k
Cash flow
€317k▲
2024 · €267k
Solvency
54.7%▼
2024 · 59.5%
Current ratio
2.00▼
2024 · 2.32
Quick ratio
1.29▼
2024 · 1.44
Debt / equity
0.83▲
2024 · 0.68
ROE
24.5%▲
2024 · 21.2%
ROA
13.4%▲
2024 · 12.6%
Interest coverage
10.38▼
2024 · 10.53
Debt
€777k▲
2024 · €685k
Debt ≤ 1 year
€703k▲
2024 · €566k
Debt > 1 year
€18k▼
2024 · €33k
Income taxes
€48k▼
2024 · €96k
Staff costs
€501k▼
2024 · €541k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.71M▲
Fixed assets21/28€383k€311k▼
Tangible fixed assets22/27€365k€293k▼
Land and buildings22€114k€107k▼
Plant, machinery and equipment23€118k€82k▼
Furniture and vehicles24€134k€104k▼
Financial fixed assets28€18k€18k=
Current assets29/58€1.31M€1.40M▲
Stocks and contracts in progress3€498k€497k▼
Stocks30/36€498k€497k▼
Amounts receivable within one year40/41€310k€316k▲
Trade receivables40€246k€273k▲
Other amounts receivable41€64k€43k▼
Current investments50/53€150k€156k▲
Cash at bank and in hand54/58€320k€396k▲
Deferred charges and accrued income490/1€33k€40k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.71M▲
Equity10/15€1.01M€938k▼
Contributions10/11€160k€160k=
Reserves13€650k€550k▼
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€632k€532k▼
Profit (loss) carried forward14€198k€228k▲
Amounts payable17/49€685k€777k▲
Amounts payable after more than one year17€33k€18k▼
Financial debts170/4€33k€18k▼
Amounts payable within one year42/48€566k€703k▲
Current portion of amounts payable after more than one year42€21k€14k▼
Trade debts44€343k€293k▼
Suppliers440/4€343k€293k▼
Taxes, remuneration and social security45€129k€96k▼
Taxes450/3€36k€8k▼
Remuneration and social security454/9€93k€88k▼
Other amounts payable47/48€73k€300k▲
Accrued charges and deferred income492/3€87k€55k▼
Income statement
Code20242025
Remuneration, social security and pensions62€541k€501k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€86k▲
Other operating charges640/8€17k€17k▲
Gross operating margin9900€932k€886k▼
Operating profit (loss)9901€321k€281k▼
Financial income75/76B€24k€32k▲
Recurring financial income75€24k€32k▲
Financial charges65/66B€35k€35k▼
Recurring financial charges65€35k€35k▼
Profit (loss) for the period before taxes9903€310k€278k▼
Income taxes67/77€96k€48k▼
Profit (loss) for the period9904€214k€230k▲
Profit (loss) for the period to be appropriated9905€214k€230k▲
Appropriation of the result
Profit (loss) to be appropriated9906€378k€428k▲
Profit (loss) brought forward from the previous period14P€164k€198k▲
Transfer from equity791/2-€180k
Transfer to equity691/2€180k€80k▼
To other reserves6921€180k€80k▼
Profit to be distributed694/7-€300k
Return on contributions (dividend)694-€180k
Directors or managers695-€120k
Social balance
Average headcount (FTE)908713.813.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2019net €230k ▲7.5%
Net result €230k, the highest in the series.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €1MEq €1.01M ▲27%
6 profitable years in a row build equity to €1.01M.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
31-03
Financial
Weakest financial yearnet €126k ▼35.6%
Net result drops to €126k, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Laveu 24000 LiègeGround area
4,623 m²
Building footprint
1,980 m²
Volume, LiDAR
10,829 m³
Parcel 62803D0071/00S000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAVEUDIS SPRL
since 20042.138.631.353
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803D0071/00S000 | Wallonia | 4,623 m² | 1 · 1,980 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.138.631.353
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,859. 2,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2004
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.