SUPERETTE A.C.
ActiveSUPERETTE A.C. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.02M and a net result of €49k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability24▼-31
Solvency52▲+9
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.83 in 2024), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
1.6%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
1 d early
2023
1 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
70 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.02M▲ 4.9%
2024 · €972k
2018: €349k
2019: €399k
2020: €772k
2021: €894k
2022: €883k
2023: €866k
2024: €972k
2018 → 2025
Total assets
€3.02M▼ 8.3%
2024 · €3.30M
2018: €2.19M
2019: €2.07M
2020: €3.83M
2021: €3.69M
2022: €4.09M
2023: €3.66M
2024: €3.30M
2018 → 2025
Net result
€49k▼ 54.4%
2024 · €108k
2018: €143k
2019: €58k
2020: €94k
2021: €122k
2022: €-11k
2023: €-17k
2024: €108k
2018 → 2025
Working capital
€-46k▲ 77.0%
2024 · €-198k
2018: €-738k
2019: €-628k
2020: €-240k
2021: €-243k
2022: €-204k
2023: €-279k
2024: €-198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€894k-€883k▼ 1.2%€866k▼ 2.0%€972k▲ 12.2%€1.02M▲ 4.9%
Operating result€191k-€21k▼ 89.0%€14k▼ 35.3%€193k▲ 1,326%€130k▼ 33.0%
Net result€122k-€-11k€-17k▼ 62.7%€108k€49k▼ 54.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.02M
Fixed assets
€2.03M▼ 11.7%
Current assets
€990k▼ 0.3%
Equity and liabilities €3.02M
Equity
€1.02M▲ 4.9%
Provisions
€40k=
Debt
€1.96M▼ 14.0%
The debt ratio falls from 69.3% to 65.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€474k▼
2024 · €547k
Cash flow
€393k▼
2024 · €461k
Solvency
33.7%▲
2024 · 29.5%
Current ratio
0.96▲
2024 · 0.83
Quick ratio
0.63▲
2024 · 0.53
Debt / equity
1.93▼
2024 · 2.35
ROE
4.8%▼
2024 · 11.1%
ROA
1.6%▼
2024 · 3.3%
Interest coverage
15.87▼
2024 · 18.41
Debt
€1.96M▼
2024 · €2.29M
Debt ≤ 1 year
€1.04M▼
2024 · €1.19M
Debt > 1 year
€639k▼
2024 · €816k
Income taxes
€51k▼
2024 · €58k
Staff costs
€471k▲
2024 · €367k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.30M€3.02M▼
Fixed assets21/28€2.30M€2.03M▼
Tangible fixed assets22/27€2.30M€2.03M▼
Land and buildings22€1.03M€875k▼
Plant, machinery and equipment23€80k€78k▼
Furniture and vehicles24€86k€69k▼
Other tangible fixed assets26€1.10M€1.01M▼
Financial fixed assets28€500€500=
Current assets29/58€993k€990k▼
Stocks and contracts in progress3€356k€337k▼
Stocks30/36€356k€337k▼
Amounts receivable within one year40/41€348k€436k▲
Trade receivables40€194k€273k▲
Other amounts receivable41€154k€163k▲
Cash at bank and in hand54/58€290k€216k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€3.30M€3.02M▼
Equity10/15€972k€1.02M▲
Contributions10/11€286k€286k=
Reserves13€446k€576k▲
Tax-exempt reserves132€26k€157k▲
Distributable reserves133€420k€420k=
Profit (loss) carried forward14€240k€157k▼
Provisions and deferred taxes16€40k€40k=
Provisions for liabilities and charges160/5€40k€40k=
Pensions and similar obligations160€40k€40k=
Amounts payable17/49€2.29M€1.96M▼
Amounts payable after more than one year17€816k€639k▼
Financial debts170/4€816k€639k▼
Amounts payable within one year42/48€1.19M€1.04M▼
Current portion of amounts payable after more than one year42€213k€177k▼
Financial debts43€134k€30k▼
Credit institutions430/8€134k€30k▼
Trade debts44€113k€111k▼
Suppliers440/4€113k€111k▼
Taxes, remuneration and social security45€77k€36k▼
Taxes450/3€52k€4k▼
Remuneration and social security454/9€26k€32k▲
Other amounts payable47/48€654k€682k▲
Accrued charges and deferred income492/3€278k€290k▲
Income statement
Code20242025
Non-recurring operating income76A€12k€12k=
Remuneration, social security and pensions62€367k€471k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€354k€344k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-65k€0▲
Other operating charges640/8€14k€16k▲
Non-recurring operating charges66A€100k€0▼
Gross operating margin9900€962k€961k▼
Operating profit (loss)9901€193k€130k▼
Financial income75/76B€2k€448▼
Recurring financial income75€2k€448▼
Financial charges65/66B€30k€30k▲
Recurring financial charges65€30k€30k▲
Profit (loss) for the period before taxes9903€165k€100k▼
Income taxes67/77€58k€51k▼
Profit (loss) for the period9904€108k€49k▼
Transfer to tax-exempt reserves689-€131k
Profit (loss) for the period to be appropriated9905€108k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€347k€158k▼
Profit (loss) brought forward from the previous period14P€240k€240k=
Transfer to equity691/2€106k€0▼
To other reserves6921€106k€0▼
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
Social balance
Average headcount (FTE)90879.310.3▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
30-09
Financial
Equity above €1MEq €1.02M ▲4.9%
2 profitable years in a row build equity to €1.02M.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €108k
Net result €108k after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500kEq €772k ▲93.8%
3 profitable years in a row build equity to €772k.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Elsschotlaan(Kok) 78670 KoksijdeGround area
3,190 m²
Building footprint
648 m²
Volume, LiDAR
10,135 m³
2 parcels, Flanders · tallest building 27.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
SUPERETTE DELHAIZE
since 20012.093.228.920
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502F0165/00A000 | Flanders | 1,807 m² | 1 · 402 m² | 27.5 m · 8 fl. |
| 38343A0618/00C000 | Flanders | 1,383 m² | 1 · 246 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 18,332 EUR awarded · 17,141 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 8,022 EUR | 9,543 EUR |
| 2024 | 2 | 9,991 EUR | 7,279 EUR |
| 2023 | 1 | 319 EUR | 319 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKoksijde2.093.228.920
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DUTOIT SNACK SERVICE
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Mouscron · Eq €986k
GOOD MEAT
BE 0421.252.588
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GROUPEMENTS DE PRODUCTEURS FRUITS ET LEGUMES
BE 0823.897.016
Sombreffe · Eq €976k
Of 1,413 companies in sector 46389 we hold annual accounts for 843. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2001
Fiscal year end30-09
Activities, NACEBEL
46389Wholesale of other food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
51384
52113
47120Other non-specialised retail sale
47191Retail trade
47260Retail trade
47279Other retail sale of food
47299Retail trade
52122
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.