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MARIEN LMB

Active
Private limited company (pre-2019)founded 201214 yrs activeWilgenstraat 7A, 2440 Geel, BelgiumKBO/BCE: BE 0848.584.308

MARIEN LMB has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €728k and a net result of €66k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 1036 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+10
Solvency41▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.18 in 2024; short-term debt: 49.1% and cash: 0.5% of total assets), and 83.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.3%
Return on assets
1.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1036 sector peers (2025).
NBB · sector comparison
Position among 1036 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
9 d early
2023
1 d early
2022
4 d early
2021
5 d early
2020
4 d early
2019
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€728k▲ 10.0%
2024 · €662k
2019: €337k 2020: €434k 2021: €548k 2022: €604k 2023: €660k 2024: €662k
2019 → 2025
Total assets
€4.48M▲ 2.8%
2024 · €4.36M
2019: €2.29M 2020: €3.02M 2021: €3.51M 2022: €3.95M 2023: €4.48M 2024: €4.36M
2019 → 2025
Net result
€66k▲ 4,372%
2024 · €1k
2019: €41k 2020: €97k 2021: €115k 2022: €56k 2023: €56k 2024: €1k
2019 → 2025
Working capital
€272k▼ 26.9%
2024 · €373k
2019: €411k 2020: €211k 2021: €260k 2022: €367k 2023: €324k 2024: €373k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€548k-€604k▲ 10.2%€660k▲ 9.3%€662k▲ 0.2%€728k▲ 10.0%
Operating result€161k-€132k▼ 18.0%€127k▼ 3.5%€101k▼ 20.5%€186k▲ 83.8%
Net result€115k-€56k▼ 51.3%€56k▲ 0.3%€1k▼ 97.4%€66k▲ 4,372%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2021: €161k€161kNet result 2021: €115k€115kOperating result 2022: €132k€132kNet result 2022: €56k€56kOperating result 2023: €127k€127kNet result 2023: €56k€56kOperating result 2024: €101k€101kNet result 2024: €1k€1kOperating result 2025: €186k€186kNet result 2025: €66k€66k20212022202320242025
The operating result recovers in 2025; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.48M
Fixed assets €2.01M▲ 3.1%
Current assets €2.47M▲ 2.6%
Equity and liabilities €4.48M
Equity €728k▲ 10.0%
Debt €3.75M▲ 1.5%
The debt ratio falls from 84.8% to 83.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€436k
2024 · €317k
Cash flow
€316k
2024 · €217k
Solvency
16.3%
2024 · 15.2%
Current ratio
1.12
2024 · 1.18
Quick ratio
0.17
2024 · 0.27
Debt / equity
5.15
2024 · 5.58
ROE
9.1%
2024 · 0.2%
ROA
1.5%
2024 · 0.0%
Interest coverage
4.14
2024 · 3.15
Debt
€3.75M
2024 · €3.70M
Debt ≤ 1 year
€2.20M
2024 · €2.04M
Debt > 1 year
€1.55M
2024 · €1.66M
Income taxes
€15k
2024 · €2k
Staff costs
€276k
2024 · €271k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.36M€4.48M
Fixed assets21/28€1.95M€2.01M
Tangible fixed assets22/27€1.95M€2.01M
Land and buildings22€1.57M€1.46M
Plant, machinery and equipment23€296k€347k
Furniture and vehicles24€77k€197k
Current assets29/58€2.41M€2.47M
Stocks and contracts in progress3€1.86M€2.09M
Stocks30/36€1.50M€1.71M
Contracts in progress37€358k€377k
Amounts receivable within one year40/41€492k€356k
Trade receivables40€487k€355k
Other amounts receivable41€5k€558
Cash at bank and in hand54/58€53k€22k
Deferred charges and accrued income490/1€6k€6k
Equity and liabilities
Total equity and liabilities10/49€4.36M€4.48M
Equity10/15€662k€728k
Contributions10/11€216k€216k=
Reserves13€105k€105k=
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Distributable reserves133€94k€94k=
Profit (loss) carried forward14€341k€407k
Amounts payable17/49€3.70M€3.75M
Amounts payable after more than one year17€1.66M€1.55M
Financial debts170/4€1.66M€1.55M
Amounts payable within one year42/48€2.04M€2.20M
Current portion of amounts payable after more than one year42€215k€225k
Financial debts43€450k€450k=
Credit institutions430/8€450k€450k=
Trade debts44€1.00M€829k
Suppliers440/4€1.00M€829k
Taxes, remuneration and social security45€65k€106k
Taxes450/3€26k€64k
Remuneration and social security454/9€39k€41k
Other amounts payable47/48€308k€592k
Income statement Code20242025
Non-recurring operating income76A€28k€0
Remuneration, social security and pensions62€271k€276k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€215k€250k
Other operating charges640/8€6k€12k
Gross operating margin9900€593k€724k
Operating profit (loss)9901€101k€186k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€100k€105k
Recurring financial charges65€100k€105k
Profit (loss) for the period before taxes9903€3k€82k
Income taxes67/77€2k€15k
Profit (loss) for the period9904€1k€66k
Profit (loss) for the period to be appropriated9905€1k€66k
Appropriation of the result
Profit (loss) to be appropriated9906€342k€407k
Profit (loss) brought forward from the previous period14P€341k€341k=
Transfer to equity691/2€1k€0
To other reserves6921€1k€0
Social balance
Average headcount (FTE)90876.26.2=

The notes to these accounts (32 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Weakest financial yearnet €1k ▼97.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Highest result since 2019net €115k ▲18.5%
Net result €115k, the highest in the series.
30-06
Financial Equity above €500kEq €548k ▲26.5%
3 profitable years in a row build equity to €548k.
27-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wilgenstraat 7A2440 Geel
Ground area
1.2 ha
Building footprint
4,898 m²
Volume, LiDAR
11,812 m³
2 parcels, Flanders · tallest building 41.1 m. Linked by address, not a title deed.
1 establishment unit
Hezemeer 13, 2430 Laakdal
NACE 45191
since 20222.337.835.602
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13373K0881/00P002 Flanders 1.2 ha 1 · 3,408 m² 41.0 m
13007A0156/00X002 Flanders 180 m² 1 · 1,491 m² 5.8 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 5 entries · 3,586 EUR awarded · 3,586 EUR paid
Year Entries awardedpaid
2025 1 1,000 EUR1,000 EUR
2024 2 1,000 EUR1,386 EUR
2023 1 386 EUR0 EUR
2022 1 1,200 EUR1,200 EUR
Schemes
Premie kwalificerend werkplekleren
2 entries · 2,000 EUR · 2,000 EUR paid · Departement Werk en Sociale Economie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 1,586 EUR · 1,586 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

2 ended

Similar companies · same sector, comparable size

Of 496 companies in sector 95312 we hold annual accounts for 262. 203 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2012
Fiscal year end30-06
Activities, NACEBEL
33120Repair and maintenance of machinery
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
47812Retail trade
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.