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Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Current registrations 491division 95: 20,328
Starters, 12 months 459.2 per 100 · Belgium 8.9
Bankruptcies, 12 months 36.1 per 1,000 registrations · Belgium 6.2
Employment (FTE) 88882 employers · latest accounts
Median age 9.5 yearsBelgium 8.1 years
E-invoicing via Peppol 93.9%461 of 491 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 95312 · financial year 2025 · 262 filed annual accounts
Median solvency
43.9%
division 39.0% · Belgium 46.1%
Median net result
€51,781
division €13,672 · Belgium €16,492
Median equity
€355,046
division €98,774 · Belgium €98,323
Loss-making
15.3%
division 24.6% · Belgium 26.7%
Negative equity
6.1%
division 14.5% · Belgium 12.4%
Median return on equity
16.4%
division 14.7% · Belgium 15.9%
Median liquidity
1.59
division 1.48 · Belgium 1.66
Filed late
39.5%
financial year 2024, 258 filings · division 47.0% · Belgium 38.4%
Missing or 90 days late
6.0%
of 281 companies with annual accounts · division 7.6% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 42.0%40.1%40.0%41.3%41.8%43.9%
Median net result €39,893€44,320€44,158€49,394€50,546€51,781

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
6
1.22% of the registrations · Belgium 1.68%
Running bankruptcies
6
12.2 per 1,000 registrations

Recent bankruptcies

Date Company
22-06-2026 Van Liefferinge, Stéphane
BE 0871.681.887 · sole trader · Ecaussinnes
10-06-2026 ASTIAC
BE 0401.009.381
18-05-2026 Dauvin, Kévin
BE 0656.876.971 · sole trader · Bastogne
20-12-2024 EXPORT SERVICES ANTWERP RECHTEROEVER
BE 0899.534.151
30-10-2024 GARAGE GIELIS JIMMY
BE 0811.237.724
04-11-2022 Calancea, Ciprian-Costica
BE 0541.916.135 · sole trader · Huldenberg

Every bankruptcy in division 95, last 90 days

Spread across the country

by region and province · 338 of 491 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 246 · 72.8%
  • Wallonia 76 · 22.5%
  • Brussels 12 · 3.6%
  • Abroad 4 · 1.2%
fewer moremax 61

Largest employers

NACE 95312 as first main activity · staff from the latest accounts
  1. 1 COTAC BELGIUMAntwerp 83.8 FTEfinancial year 2025
  2. 2 GREGOOR TRUCKSHerentals 74.7 FTEfinancial year 2025
  3. 3 Vehicle & Trailer ServiceSpiere-Helkijn 39.6 FTEfinancial year 2025
  4. 4 FAYMONVILLE SERVICESButgenbach 36.8 FTEfinancial year 2025
  5. 5 MICHAEL MAZUIN CHARLEROI SUDFosses-la-Ville 33.1 FTEfinancial year 2025

Joint committees

from the latest accounts of 128 companies
  • 112 Garages 100
  • 200 Auxiliary committee for white-collar workers 81
  • 149.02 Coachwork 8
  • 149.04 Metal trade 6
  • 201 Independent retail 4
  • 209 White-collar workers in metal manufacturing 4
  • 111 Metal, mechanical and electrical engineering 3
  • 149 Sectors related to metal, mechanical and electrical engineering 3
Show the 4 others
  • 140.03 Road transport and logistics for third parties 2
  • 121 Cleaning 1
  • 149.01 Electricians: installation and distribution 1
  • 226 White-collar workers in international trade, transport and logistics 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 95: Repair of computers and personal goods

Related activities

7 other activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
General maintenance and repair of cars and light vans (up to 3.5 tonnes)95311 7,305 580 45 6,627
Washing and cleaning of motor vehicles95316 3,180 661 35 387
Bodywork repair (including spraying and painting)95314 1,859 131 11 1,999
Tyre services95315 996 118 11 980
Other maintenance and repair of motor vehicles95319 837 109 1 284
Repair and fitting of specific motor vehicle parts95313 740 90 2 1,545
Show all 7 activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles95320 89 46 0 -

Bankruptcies per year in division 95

Per year201520162017201820192020202120222023202420252026
Bankruptcies222021282817182525202217
Jobs lost2746613561213164581073228

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 95

1,087 employers
Median
€59,600
Belgium €61,400
Middle half
€49,900 to €68,200
half of the employers lie between
Place among sectors
59 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €57,400 €48,100 to €65,600 784
10 to 49 FTE €63,500 €55,700 to €72,100 264
50 to 249 FTE €69,100 €61,800 to €77,100 36

Running bankruptcies in the sector

NACE division 95
Number
248
Half have run longer than
20 months
Belgium: 20 months
Longer than three years
29%
Belgium: 31%

Measured nationally: Of 108,651 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 10 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

14 of the 7,430 companies in NACE division 95 have a parent company abroad. Main parent countries: Netherlands (6), Germany (3) and Luxembourg (3). Together they employ 816 of the division's 14,232 FTE: 5.7%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €10.1m awarded 1,190 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
  • Federal transfers 47,528 amount as published 1 recipient · 2024 · largest: Investeringsbijdrage aan de hulpverleningszones voor allerhande investeringsuitgaven met betrekking tot de risico's van zware ongevallen
  • EU budget €118,385 attributed share 1 recipient · 2022 to 2025 · largest: General equipment, vehicle, furniture
  • EU research €164,900 EU contribution 1 recipient · 2016 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Balance sheet and result. The median net result of €51,781 is above Belgium's €16,492. 6.1% of the annual accounts show negative equity, against 12.4% in Belgium. 15.3% of the annual accounts close with a loss, against 26.7% in Belgium.

Bankruptcies. The median bankruptcy probability of 0.5% is above Belgium's 0.2%.

Inflow and structure. 31.2% of the companies are sole traders, against 41.6% in Belgium. Half of the companies are younger than 9.5 years, against 8.1 years in Belgium. This activity holds 2.4% of the registrations of Repair of computers and personal goods.

Staff and filing. The 5 largest employers hold 268 of the 888 FTE: 30.2%.

Direction. Median solvency rose from 42.0% in financial year 2020 to 43.9% in financial year 2025. The median net result rose from €39,893 in financial year 2020 to €51,781 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 10-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 95312 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,421 companies with a main activity, because only those belong to a division. The other 699,557 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.