Marien-construct
ActiveSummary
The computed 12-month bankruptcy probability of Marien-construct is 1.9% (moderate). The 2024 annual accounts show equity of €113k and a net result of €2k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 9982 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+61
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.6 against 5.49 in 2023; short-term debt: 17.3% and cash: 4.2% of total assets), and 17.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
28 d late
2022
24 d late
2021
22 d late
2020
22 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€113k▲ 1.6%
2023 · €111k
2019: €54k
2020: €78k
2021: €121k
2022: €122k
2023: €111k
2019 → 2024
Total assets
€137k▲ 1.5%
2023 · €135k
2019: €72k
2020: €109k
2021: €157k
2022: €146k
2023: €135k
2019 → 2024
Net result
€2k
2023 · €-10k
2019: €48k
2020: €25k
2021: €43k
2022: €144
2023: €-10k
2019 → 2024
Working capital
€109k▲ 3.4%
2023 · €105k
2019: €47k
2020: €61k
2021: €108k
2022: €111k
2023: €105k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€78k-€121k▲ 54.7%€122k▲ 0.1%€111k▼ 8.4%€113k▲ 1.6%
Operating result€32k-€58k▲ 80.0%€968▼ 98.3%€-10k€4k
Net result€25k-€43k▲ 73.4%€144▼ 99.7%€-10k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €10k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €137k
Fixed assets
€4k ▼ 28.3%
Current assets
€132k ▲ 2.9%
Equity and liabilities €137k
Equity
€113k ▲ 1.6%
Debt
€24k ▲ 0.9%
Debt's share of the balance-sheet total falls from 17.4% to 17.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2023 · €-5k
Cash flow
€5k▲
2023 · €-5k
Current ratio
5.60▲
2023 · 5.49
Debt to equity
0.21▼
2023 · 0.21
ROE
1.6%▲
2023 · -9.1%
ROA
1.3%▲
2023 · -7.5%
Interest coverage
19.61▲
2023 · -57.78
Debt ≤ 1 year
€24k▲
2023 · €23k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€135k€137k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€1k€581▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€129k€132k▲
Amounts receivable after more than one year29€90k€90k=
Other amounts receivable291€90k€90k=
Amounts receivable within one year40/41€36k€34k▼
Trade receivables40€32k€31k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1€964€2k▲
Equity and liabilities
Total equity and liabilities10/49€135k€137k▲
Equity10/15€111k€113k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€103k€105k▲
Amounts payable17/49€23k€24k▲
Amounts payable within one year42/48€23k€24k▲
Trade debts44€7k€59▼
Suppliers440/4€7k€59▼
Taxes, remuneration and social security45€1k€16k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9-€12k
Other amounts payable47/48€16k€8k▼
Income statement
Code20232024
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€699▼
Gross operating margin9900€-3k€8k▲
Operating profit (loss)9901€-10k€4k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€91€378▲
Recurring financial charges65€91€378▲
Profit (loss) for the period before taxes9903€-8k€6k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€-10k€2k▲
Profit (loss) for the period to be appropriated9905€-10k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€105k▲
Profit (loss) brought forward from the previous period14P€113k€103k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼7145%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Equity above €100kEq €121k ▲54.7%
3 profitable years in a row build equity to €121k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwijgerstraat 422000 AntwerpenGround area
120 m²
Building footprint
120 m²
Volume, LiDAR
1,715 m³
Parcel 11811L3627/00X000, Flanders · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Marien-construct
since 20182.282.338.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3627/00X000 | Flanders | 120 m² | 1 · 120 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELEMENTS ELECTRIC
BE 0650.617.996
Anderlecht · Eq €113,209
CC CONSTRUCTION
BE 0800.947.311
Anderlecht · Eq €113,056
BOUWVELD
BE 0447.813.762
Lievegem · Eq €113,054
CONSTRUCT S & D
BE 0834.108.740
Charleroi · Eq €113,035
Stef 20 Construct
BE 0750.511.764
Halle · Eq €113,258
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
43110Demolition
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.