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Embrechts Wim

Active
Private limited companyfounded 2017active for 8 yearsBushagen 16, 2460 Kasterlee, BelgiumKBO/BCE: BE 0685.374.284

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Embrechts Wim has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,574 and a net result of -€14,261. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 95% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 27-11-2017 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.270.222.543 2460 Kasterlee, since 27-11-2017
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
-€3,021
Loss
€14,261
▼ 10.9%
Equity
€122,574
▼ 10.4%
Total assets
€128,060
▼ 9.8%
Turnover not published (micro format)
Filed on 29-07-2026, 2 days before the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €14,261, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 22.08, cash €98,656Equity €122,574 (95.7% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.7% of total assets
Liquidity 100=
short-term debt 4.3% · cash 77.0%
Profitability 5-1
return on assets -11.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 0.2%▼ -1.5 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 22.08 (60.57 in 2024), above the usual 1.5. Short-term debt is 4.3% and cash 77% of total assets. 4.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 99% on liquidity, 11% on profitability and 25% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 22.08, cash €98,656
NBB · annual accounts
lowers risk · Equity €122,574 (95.7% of total assets)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €14,261, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14,261
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
2 days early
2024
30 days early
2023
20 days early
2022
14 days early
2021
16 days early
2020
37 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 88% of companies in construction of buildingssector median €8,543 · 9,370 companies -€14,261 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€14,261 View

Comparable companies

These companies have the same main activity as Embrechts Wim: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €114,000 and €141,000, founded between 2017 and 2018.

CompanyTotal assetsGross margin
Embrechts Wim Kasterlee€128,060-€3,021
Algemene Bouwwerken Kevin Van Roey Dessel€114,018-€13,984
Marien-construct Antwerpen€140,557-€16,970
SENYK RENOVATION Waterloo€128,667-€12,377
TE-PA Tielt-Winge€124,832-€18,176
RW Constructions Zaventem€136,317-€14,345
TUSSEN 4 MUREN Lochristi€118,388-€2,696
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about Embrechts Wim

What is the company number of Embrechts Wim?
The company number of Embrechts Wim is 0685.374.284. The VAT number is the same number with BE in front: BE 0685.374.284.
Where is Embrechts Wim based?
The registered office is at Bushagen 16, 2460 Kasterlee.Company details
What does Embrechts Wim do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Embrechts Wim?
The legal form of Embrechts Wim is Private limited company (BV).
When was Embrechts Wim founded?
Embrechts Wim was founded on 27-11-2017.
Is Embrechts Wim still active?
Yes, Embrechts Wim is an active enterprise in the KBO register.
What is the turnover of Embrechts Wim?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Embrechts Wim profitable?
In financial year 2025, Embrechts Wim made a loss of €14,261.
Where can I find the annual accounts of Embrechts Wim?
Embrechts Wim filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Embrechts Wim due?
Embrechts Wim must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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