Marie Dubois
ActiveSummary
Marie Dubois has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €15k. Equity is growing by ~76.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 2.05 in 2024; short-term debt: 45.3% and cash: 75.9% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
22 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 100%
2024 · €15k
2023: €7k
2024: €15k
2023 → 2025
Total assets
€56k▲ 87.5%
2024 · €30k
2023: €26k
2024: €30k
2023 → 2025
Net result
€15k▲ 91.2%
2024 · €8k
2023: €5k
2024: €8k
2023 → 2025
Working capital
€31k▲ 100%
2024 · €15k
2023: €7k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€15k▲ 110%€31k▲ 100%
Operating result€9k-€12k▲ 33.7%€20k▲ 67.4%
Net result€5k-€8k▲ 51.5%€15k▲ 91.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €56k
Equity
€31k ▲ 100%
Debt
€25k ▲ 74.2%
Debt's share of the balance-sheet total falls from 48.8% to 45.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.21▲
2024 · 2.05
Debt to equity
0.83▼
2024 · 0.95
ROE
50.0%▼
2024 · 52.4%
ROA
27.4%▲
2024 · 26.8%
Debt ≤ 1 year
€25k▲
2024 · €15k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€30k€56k▲
Current assets29/58€30k€56k▲
Amounts receivable within one year40/41€2k€13k▲
Trade receivables40-€9k
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€18k€43k▲
Deferred charges and accrued income490/1€10k€300▼
Equity and liabilities
Total equity and liabilities10/49€30k€56k▲
Equity10/15€15k€31k▲
Contributions10/11€2k€2k=
Reserves13€13k€29k▲
Distributable reserves133€13k€29k▲
Amounts payable17/49€15k€25k▲
Amounts payable within one year42/48€15k€25k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€11k€22k▲
Income statement
Code20242025
Other operating charges640/8€118€130▲
Gross operating margin9900€12k€21k▲
Operating profit (loss)9901€12k€20k▲
Financial income75/76B€48-
Recurring financial income75€48-
Financial charges65/66B€392€410▲
Recurring financial charges65€392€410▲
Profit (loss) for the period before taxes9903€12k€20k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€15k▲
Profit (loss) for the period to be appropriated9905€8k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€15k▲
Transfer to equity691/2€8k€15k▲
To other reserves6921€8k€15k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €15k ▲91.2%
Operating result €20k, net result €15k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudekerkstraat 312018 AntwerpenGround area
120 m²
Building footprint
79 m²
Volume, LiDAR
719 m³
Parcel 11810K1766/00W000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Marie Dubois
since 20222.335.246.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1766/00W000 | Flanders | 119 m² | 1 · 79 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schel & Co
BE 1022.198.866
Hoogstraten · Eq €30,733
BECONTECH
BE 0795.767.610
Lochristi · Eq €30,497
SIMART
BE 0676.501.556
Kampenhout · Eq €30,491
Intergeneratio
BE 0798.637.721
Anderlecht · Eq €31,083
Folie
BE 1012.221.328
Arendonk · Eq €31,093
Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.