Intergeneratio
ActiveSummary
Intergeneratio has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-1k. Equity is growing by ~43.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-34
Solvency89▼-11
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 3.98 in 2024; short-term debt: 35.7% and cash: 2.9% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
46 d late
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 3.4%
2024 · €32k
2023: €4k
2024: €32k
2023 → 2025
Total assets
€48k▲ 14.2%
2024 · €42k
2023: €11k
2024: €42k
2023 → 2025
Net result
€-1k
2024 · €28k
2023: €709
2024: €28k
2023 → 2025
Working capital
€30k▼ 1.3%
2024 · €30k
2023: €4k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€32k▲ 703%€31k▼ 3.4%
Operating result€1k-€39k▲ 3,494%€1k▼ 96.3%
Net result€709-€28k▲ 3,874%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€1k ▼ 35.8%
Current assets
€47k ▲ 16.8%
Equity and liabilities €48k
Equity
€31k ▼ 3.4%
Debt
€17k ▲ 70.5%
Debt's share of the balance-sheet total rises from 23.9% to 35.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €39k
Cash flow
€-377▼
2024 · €29k
Current ratio
2.73▼
2024 · 3.98
Debt to equity
0.55▲
2024 · 0.31
ROE
-3.6%▼
2024 · 87.5%
ROA
-2.3%▼
2024 · 66.6%
Interest coverage
10.79▼
2024 · 202.04
Debt ≤ 1 year
€17k▲
2024 · €10k
Income taxes
€2k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€42k€48k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€850▼
Furniture and vehicles24€2k€850▼
Financial fixed assets28€465€465=
Current assets29/58€40k€47k▲
Amounts receivable within one year40/41€30k€46k▲
Trade receivables40€16k€7k▼
Other amounts receivable41€14k€39k▲
Cash at bank and in hand54/58€10k€1k▼
Equity and liabilities
Total equity and liabilities10/49€42k€48k▲
Equity10/15€32k€31k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€29k€28k▼
Amounts payable17/49€10k€17k▲
Amounts payable within one year42/48€10k€17k▲
Trade debts44€136€39▼
Suppliers440/4€136€39▼
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€15k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€617€733▲
Other operating charges640/8€2k€447▼
Gross operating margin9900€42k€3k▼
Operating profit (loss)9901€39k€1k▼
Financial income75/76B€1€2▲
Recurring financial income75€1€2▲
Financial charges65/66B€195€202▲
Recurring financial charges65€195€202▲
Profit (loss) for the period before taxes9903€39k€1k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€28k€-1k▼
Profit (loss) for the period to be appropriated9905€28k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Profit (loss) brought forward from the previous period14P€709€29k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k ▼104%
Net result drops to €-1k, the lowest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Highest result since 2023net €28k ▲3874%
Operating result €39k, net result €28k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.98
Current ratio from 1.54 to 3.98.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tulpenplein 151070 AnderlechtGround area
3.5 ha
Building footprint
115 m²
Volume, LiDAR
1,514 m³
2 parcels, Brussels · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Intergeneratio
since 20232.341.886.242
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0207/00E000 | Brussels | 3.5 ha | - | - |
| 21445C0234/00W028 | Brussels | 303 m² | 1 · 115 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Folie
BE 1012.221.328
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Emipau
BE 0794.401.294
Temse · Eq €31,196
Schel & Co
BE 1022.198.866
Hoogstraten · Eq €30,733
Marie Dubois
BE 0790.184.170
Antwerpen · Eq €30,693
Faktor 50
BE 0799.433.022
Antwerpen · Eq €31,603
Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.