MARIDEC
ActiveSummary
MARIDEC has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101,476 and a net result of €16,801. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 70% of 18940 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability80▼-3
Solvency78▼-17
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.83 in 2023; short-term debt: 46.8% and cash: 22.3% of total assets), and 46.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.2%
Return on assets
8.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
22 d early
2022
42 d late
2021
31 d late
2019
26 d late
2018
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€101,476▼ 17.5%
2023 · €123,039
Total assets
€190,853▲ 8.9%
2023 · €175,193
Net result
€16,801▼ 13.3%
2023 · €19,373
Working capital
€65,474▼ 31.6%
2023 · €95,694
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192021202220232024
Operating result€19,161▼ 16.6%€55,399--€9,545€28,820€24,126▼ 16.3%
Net result€13,890▼ 19.7%€40,404above the sector's middle half--€12,045below the sector's middle half€19,373within the sector's middle half€16,801within the sector's middle half▼ 13.3%
Equity€127,592▲ 12.2%€115,711above the sector's middle half-€103,667above the sector's middle half▼ 10.4%€123,039above the sector's middle half▲ 18.7%€101,476above the sector's middle half▼ 17.5%
Total assets€174,539▲ 10.9%€192,649within the sector's middle half-€210,985within the sector's middle half▲ 9.5%€175,193within the sector's middle half▼ 17.0%€190,853within the sector's middle half▲ 8.9%
Debt€46,947▲ 7.6%€76,938-€107,319▲ 39.5%€52,154▼ 51.4%€89,377▲ 71.4%
Working capital€102,584▲ 14.4%€83,240above the sector's middle half-€106,152above the sector's middle half▲ 27.5%€95,694above the sector's middle half▼ 9.9%€65,474above the sector's middle half▼ 31.6%
Solvency73.1%▲ 0.8pp60.1%above the sector's middle half-49.1%within the sector's middle half▼ 10.9pp70.2%above the sector's middle half▲ 21.1pp53.2%within the sector's middle half▼ 17.1pp
Current ratio3.32▼ 0.292.08within the sector's middle half-2.40above the sector's middle half▲ 0.322.83above the sector's middle half▲ 0.431.73within the sector's middle half▼ 1.10
Return on assets (ROA)8.0%▼ 3.0pp21.0%within the sector's middle half--5.7%within the sector's middle half▼ 26.7pp11.1%within the sector's middle half▲ 16.8pp8.8%within the sector's middle half▼ 2.3pp
Staff (FTE)2.8▼ 9.7%6.3-6.9▲ 9.5%5.8▼ 15.9%6.1▲ 5.2%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 16% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €190,853
Fixed assets
€36,002 ▲ 31.7%
Current assets
€154,850 ▲ 4.7%
Equity and liabilities €190,853
Equity
€101,476 ▼ 17.5%
Debt
€89,377 ▲ 71.4%
Debt's share of the balance-sheet total rises from 29.8% to 46.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30,716▼
2023 · €33,612
Cash flow
€23,391▼
2023 · €24,164
Quick ratio
1.63▼
2023 · 2.60
Debt to equity
0.88▲
2023 · 0.42
ROE
16.6%▲
2023 · 15.7%
Interest coverage
46.25▲
2023 · 32.86
Debt ≤ 1 year
€89,377▲
2023 · €52,154
Income taxes
€8,225▼
2023 · €9,680
Staff costs
€217,622▲
2023 · €149,932
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €110,272 | €133,179 | €149,932 | €217,622 | ▲ 45.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,548 | €7,205 | €5,309 | €4,792 | €6,590 | ▲ 37.5% |
| Other operating charges640/8 | - | €6,308 | €5,721 | €8,295 | €5,894 | ▼ 28.9% |
| Gross operating margin9900 | €127,002 | €179,184 | €134,664 | €191,839 | €254,233 | ▲ 32.5% |
| Operating profit (loss)9901 | €19,161 | €55,399 | -€9,545 | €28,820 | €24,126 | ▼ 16.3% |
| Financial income75/76B | - | €2,437 | €1,857 | €1,256 | €1,564 | ▲ 24.6% |
| Recurring financial income75 | €2,009 | €2,437 | €1,857 | €1,256 | €1,564 | ▲ 24.6% |
| Financial charges65/66B | - | €2,018 | €1,502 | €1,023 | €664 | ▼ 35.1% |
| Recurring financial charges65 | €1,336 | €2,018 | €1,502 | €1,023 | €664 | ▼ 35.1% |
| Profit (loss) for the period before taxes9903 | €19,834 | €55,818 | -€9,190 | €29,053 | €25,027 | ▼ 13.9% |
| Income taxes67/77 | €5,944 | €15,413 | €2,855 | €9,680 | €8,225 | ▼ 15.0% |
| Profit (loss) for the period9904 | €13,890 | €40,404 | -€12,045 | €19,373 | €16,801 | ▼ 13.3% |
| Profit (loss) for the period to be appropriated9905 | €13,890 | €40,404 | -€12,045 | €19,373 | €16,801 | ▼ 13.3% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €174,539 | €192,649 | €210,985 | €175,193 | €190,853 | ▲ 8.9% |
| Fixed assets21/28 | €27,787 | €32,471 | €29,015 | €27,345 | €36,002 | ▲ 31.7% |
| Tangible fixed assets22/27 | €27,787 | €32,471 | €29,015 | €27,345 | €36,002 | ▲ 31.7% |
| Land and buildings22 | - | €126 | €101 | €76 | €50 | ▼ 33.4% |
| Plant, machinery and equipment23 | - | €5,139 | €3,097 | €4,462 | €8,026 | ▲ 79.9% |
| Furniture and vehicles24 | - | €27,207 | €25,817 | €22,807 | €27,926 | ▲ 22.4% |
| Current assets29/58 | €146,752 | €160,178 | €181,971 | €147,848 | €154,850 | ▲ 4.7% |
| Amounts receivable after more than one year29 | - | €90,883 | €90,883 | €68,573 | €64,161 | ▼ 6.4% |
| Other amounts receivable291 | - | €90,883 | €90,883 | €68,573 | €64,161 | ▼ 6.4% |
| Stocks and contracts in progress3 | €10,542 | €3,760 | €7,977 | €12,180 | €8,945 | ▼ 26.6% |
| Stocks30/36 | - | €3,760 | €7,977 | €12,180 | €8,945 | ▼ 26.6% |
| Amounts receivable within one year40/41 | €9,503 | €9,703 | €35,283 | €15,698 | €34,398 | ▲ 119% |
| Trade receivables40 | - | €5,573 | €31,749 | €11,382 | €29,986 | ▲ 163% |
| Other amounts receivable41 | - | €4,130 | €3,534 | €4,315 | €4,411 | ▲ 2.2% |
| Cash at bank and in hand54/58 | €41,102 | €53,003 | €45,104 | €43,996 | €42,594 | ▼ 3.2% |
| Deferred charges and accrued income490/1 | - | €2,829 | €2,724 | €7,402 | €4,752 | ▼ 35.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €174,539 | €192,649 | €210,985 | €175,193 | €190,853 | ▲ 8.9% |
| Equity10/15 | €127,592 | €115,711 | €103,667 | €123,039 | €101,476 | ▼ 17.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €108,992 | €97,111 | €97,111 | €116,484 | €82,876 | ▼ 28.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €95,251 | €95,251 | €116,484 | €82,876 | ▼ 28.9% |
| Profit (loss) carried forward14 | -€8,951 | - | -€12,045 | -€12,045 | - | - |
| Amounts payable17/49 | €46,947 | €76,938 | €107,319 | €52,154 | €89,377 | ▲ 71.4% |
| Amounts payable after more than one year17 | €2,779 | - | €31,500 | - | - | - |
| Financial debts170/4 | - | - | €31,500 | - | - | - |
| Amounts payable within one year42/48 | €44,168 | €76,938 | €75,819 | €52,154 | €89,377 | ▲ 71.4% |
| Trade debts44 | €14,491 | €4,030 | €28,163 | €16,810 | €34,162 | ▲ 103% |
| Suppliers440/4 | - | €4,030 | €28,163 | €16,810 | €34,162 | ▲ 103% |
| Taxes, remuneration and social security45 | - | €41,408 | €39,633 | €35,344 | €38,754 | ▲ 9.6% |
| Taxes450/3 | - | €26,463 | €20,181 | €12,588 | €9,457 | ▼ 24.9% |
| Remuneration and social security454/9 | - | €14,945 | €19,452 | €22,756 | €29,297 | ▲ 28.7% |
| Other amounts payable47/48 | - | €31,500 | €8,023 | - | €16,461 | - |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,890 | €40,404 | -€12,045 | €19,373 | €16,801 | ▼ 13.3% |
| + Depreciation and write-downs630 | €5,548 | €7,205 | €5,309 | €4,792 | €6,590 | ▲ 37.5% |
| Operating cash flow (approximation) | €19,438 | €47,609 | -€6,736 | €24,164 | €23,391 | ▼ 3.2% |
| Investment in fixed assets (approximation) | - | - | -€1,852 | -€3,122 | -€15,247 | ▼ 388% |
| Change in cash | - | - | -€7,899 | -€1,109 | -€1,401 | ▼ 26.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €19,373
Net result €19,373 after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
31-12
Financial
Weakest financial yearnet -€12,045
Net result drops to -€12,045, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €40,404 ▲191%
Operating result €55,399, net result €40,404, both a record.
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
24-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2007
Ground area
119 m²
Building footprint
124 m²
Volume, LiDAR
1,166 m³
Parcel 12021K0374/00G000, Flanders · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CAFE DEN ENGEL
since 20072.160.709.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021K0374/00G000 | Flanders | 119 m² | 1 · 124 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteLier2.160.709.147
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 3,688 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0884494104
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.