CHAMPAUDITIF
ActiveThe computed 12-month bankruptcy probability of CHAMPAUDITIF is 2.7% (moderate). The 2024 annual accounts show equity of €12k and a net result of €6k. Equity is growing by ~47% per year across the filed fiscal years. Its solvency ranks better than 31% of 18942 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability45▲+16
Solvency31▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.82 in 2023; short-term debt: 64.8% and cash: 52.8% of total assets), and 93.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.3%
Return on assets
3.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
68 d late
2022
70 d late
2021
50 d late
2020
86 d late
2019
236 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2023 · €-7k
2018: €40k
2019: €23k
2020: €-40k
2021: €90k
2022: €60k
2023: €-7k
2018 → 2024
Working capital
€31k▼ 68.3%
2023 · €97k
2018: €-87k
2019: €-37k
2020: €-61k
2021: €17k
2022: €94k
2023: €97k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-129k-€-48k▲ 62.9%€12k€5k▼ 56.3%€12k▲ 117%
Operating result€-34k-€96k€79k▼ 18.2%€10k▼ 86.8%€23k▲ 124%
Net result€-40k-€90k€60k▼ 33.1%€-7k€6k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 124% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €183k
Fixed assets
€33k▼ 2.8%
Current assets
€149k▼ 31.1%
Equity and liabilities €183k
Equity
€12k▲ 117%
Debt
€171k▼ 30.3%
The debt ratio falls from 97.9% to 93.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2023 · €29k
Cash flow
€28k▲
2023 · €12k
Solvency
6.3%▲
2023 · 2.1%
Current ratio
1.26▼
2023 · 1.82
Quick ratio
1.12▼
2023 · 1.68
Debt / equity
14.90▼
2023 · 46.44
ROE
54.0%▲
2023 · -129.0%
ROA
3.4%▲
2023 · -2.7%
Interest coverage
2.65▲
2023 · 1.66
Debt
€171k▼
2023 · €246k
Debt ≤ 1 year
€119k▼
2023 · €119k
Debt > 1 year
€53k▼
2023 · €125k
Staff costs
€219k▲
2023 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€251k€183k▼
Fixed assets21/28€34k€33k▼
Tangible fixed assets22/27€34k€33k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€12k€24k▲
Other tangible fixed assets26€23k€7k▼
Current assets29/58€217k€149k▼
Stocks and contracts in progress3€16k€16k▲
Stocks30/36€16k€16k▲
Amounts receivable within one year40/41€41k€35k▼
Trade receivables40€13k€7k▼
Other amounts receivable41€28k€28k▲
Cash at bank and in hand54/58€159k€97k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€251k€183k▼
Equity10/15€5k€12k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-13k€-7k▲
Amounts payable17/49€246k€171k▼
Amounts payable after more than one year17€125k€53k▼
Other amounts payable178/9€125k€53k▼
Amounts payable within one year42/48€119k€119k▼
Financial debts43€297€4k▲
Credit institutions430/8€297€4k▲
Trade debts44€45k€46k▲
Suppliers440/4€45k€46k▲
Taxes, remuneration and social security45€63k€60k▼
Taxes450/3€35k€23k▼
Remuneration and social security454/9€28k€38k▲
Other amounts payable47/48€11k€9k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€193k€219k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€226k€268k▲
Operating profit (loss)9901€10k€23k▲
Financial income75/76B€154-
Recurring financial income75€154-
Financial charges65/66B€17k€17k▼
Recurring financial charges65€17k€17k▼
Profit (loss) for the period before taxes9903€-7k€6k▲
Profit (loss) for the period9904€-7k€6k▲
Profit (loss) for the period to be appropriated9905€-7k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-7k▲
Profit (loss) brought forward from the previous period14P€-6k€-13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
31-12
Financial
Back to profitnet €90k
Net result €90k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.15
Current ratio from 0.45 to 1.15.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 236 days late
2020
31-12
Financial
Weakest financial yearnet €-40k ▼276%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Goriksplein 2-31000 BrusselGround area
130 m²
Building footprint
100 m²
Volume, LiDAR
1,950 m³
Parcel 21811M0911/00L000, Brussels · tallest building 21.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
CHAMPAUDITIF
since 20052.145.506.574
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0911/00L000 | Brussels | 130 m² | 1 · 100 m² | 21.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.145.506.574
Similar companies · same sector, comparable size
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HB-AYA
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OC COMPANY
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SAJ LIBAN
BE 1001.223.805
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REINA GROUP
BE 1008.807.225
Liège · Eq €12k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-01-2005
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
90202Performing arts by artistic ensembles
92312
18130Pre-press and pre-media services
22140
22250
47789Other retail sale of new goods
52498
59203Motion picture, video and television programme production, sound recording and music publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@champauditif.com
Phone:0490646560