't Bos
Active1 interim measureThe file of 't Bos contains 1 interim measure and 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 24.3% (high). The 2025 annual accounts show negative equity (€-14k) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 13270 sector peers (fiscal year 2025).
Checked score
Score 2025
16
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-20
Solvency19▼-1
Growth58=
Track record40
Bankruptcy probability, 12 months
24.3%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.75 in 2024; short-term debt: 99.5% and cash: 12.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.5%
Return on assets
-1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
31 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-14k▼ 19.0%
2024 · €-12k
2018: €87k
2019: €84k
2020: €106k
2021: €154k
2022: €166k
2023: €173k
2024: €-12k
2018 → 2025
Total assets
€216k▼ 10.2%
2024 · €240k
2018: €438k
2019: €439k
2020: €403k
2021: €409k
2022: €454k
2023: €384k
2024: €240k
2018 → 2025
Net result
€-2k
2024 · €11k
2018: €-3k
2019: €-3k
2020: €22k
2021: €47k
2022: €12k
2023: €8k
2024: €11k
2018 → 2025
Working capital
€-50k▲ 13.4%
2024 · €-57k
2018: €21k
2019: €187k
2020: €198k
2021: €201k
2022: €111k
2023: €153k
2024: €-57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€166k▲ 7.8%€173k▲ 4.4%€-12k€-14k▼ 19.0%
Operating result€58k-€18k▼ 68.9%€25k▲ 39.9%€19k▼ 25.2%€7k▼ 62.1%
Net result€47k-€12k▼ 74.8%€8k▼ 30.7%€11k▲ 30.0%€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€51k▼ 20.5%
Current assets
€165k▼ 6.5%
Key figures and ratios
EBITDA
€21k▼
2024 · €29k
Cash flow
€12k▼
2024 · €21k
Solvency
-6.5%▼
2024 · -4.9%
Current ratio
0.77▲
2024 · 0.75
Quick ratio
0.69▲
2024 · 0.67
Debt / equity
-16.49▲
2024 · -21.51
ROA
-1.0%▼
2024 · 4.5%
Interest coverage
4.36▼
2024 · 7.15
Debt
€230k▼
2024 · €252k
Debt ≤ 1 year
€215k▼
2024 · €234k
Debt > 1 year
€10k▼
2024 · €16k
Income taxes
€5k▼
2024 · €10k
Staff costs
€257k▼
2024 · €267k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€216k▼
Fixed assets21/28€64k€51k▼
Intangible fixed assets21€446€150▼
Tangible fixed assets22/27€58k€45k▼
Land and buildings22€22k€19k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€7k€3k▼
Leasing and similar rights25€21k€17k▼
Financial fixed assets28€5k€5k=
Current assets29/58€176k€165k▼
Amounts receivable after more than one year29€15k€7k▼
Other amounts receivable291€15k€7k▼
Stocks and contracts in progress3€19k€18k▼
Stocks30/36€19k€18k▼
Amounts receivable within one year40/41€81k€94k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€72k€84k▲
Cash at bank and in hand54/58€39k€27k▼
Deferred charges and accrued income490/1€23k€19k▼
Equity and liabilities
Total equity and liabilities10/49€240k€216k▼
Equity10/15€-12k€-14k▼
Contributions10/11€52k€52k=
Reserves13€65€65=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€65€65=
Profit (loss) carried forward14€-64k€-66k▼
Amounts payable17/49€252k€230k▼
Amounts payable after more than one year17€16k€10k▼
Financial debts170/4€16k€10k▼
Amounts payable within one year42/48€234k€215k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€108k€99k▼
Suppliers440/4€108k€99k▼
Taxes, remuneration and social security45€58k€39k▼
Taxes450/3€38k€19k▼
Remuneration and social security454/9€20k€20k▲
Other amounts payable47/48€63k€71k▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€267k€257k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€0€5k▲
Gross operating margin9900€300k€286k▼
Operating profit (loss)9901€19k€7k▼
Financial income75/76B€6k€292▼
Recurring financial income75€6k€292▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€21k€3k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€11k€-2k▼
Profit (loss) for the period to be appropriated9905€11k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-66k▼
Profit (loss) brought forward from the previous period14P€-75k€-64k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €47k ▲112%
Operating result €58k, net result €47k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲44.5%
2 profitable years in a row build equity to €154k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €106k ▲26.5%
Equity rises from €84k to €106k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
15-05
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20190001 · event 06-05-2019
21-01
Judicial reorganisation
Opening
Ondernemingsrechtbank Gent · collectif · event 14-01-2019
2018
05-12
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent · event 30-11-2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 92 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossekotstraat 999100 Sint-NiklaasGround area
1,186 m²
Building footprint
329 m²
Volume, LiDAR
1,430 m³
Parcel 46446F0450/00S000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BRUINTJE
since 20042.142.529.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446F0450/00S000 | Flanders | 1,186 m² | 1 · 329 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,294 EUR awarded · 1,294 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 294 EUR | 294 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.142.529.565
Dual-learning approval
7 live approvalsHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Kok (vwo)
Kok duaal (so)
Show 1 more
Restaurant en keuken duaal (so)
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2004
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.