MARIA CONSTRUCT
ActiveSummary
MARIA CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,150 and a net result of €37,150. Its solvency ranks better than 85% of 7524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.56; short-term debt: 22.2% and cash: 23% of total assets), and 22.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
61.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
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Financials · fiscal year 2025, micro schema
Equity
€47,150
Total assets
€60,596
Net result
€37,150
Working capital
€20,938
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €60,596
Fixed assets
€26,212
Current assets
€34,384
Equity and liabilities €60,596
Equity
€47,150
Debt
€13,446
Debt finances 22.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€51,301
Cash flow
€42,360
Current ratio
2.56
Debt to equity
0.29
ROE
78.8%
ROA
61.3%
Interest coverage
1046.96
Debt ≤ 1 year
€13,446
Income taxes
€9,288
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,210 |
| Gross operating margin9900 | €51,301 |
| Operating profit (loss)9901 | €46,091 |
| Financial income75/76B | €396 |
| Recurring financial income75 | €396 |
| Financial charges65/66B | €49 |
| Recurring financial charges65 | €49 |
| Profit (loss) for the period before taxes9903 | €46,438 |
| Income taxes67/77 | €9,288 |
| Profit (loss) for the period9904 | €37,150 |
| Profit (loss) for the period to be appropriated9905 | €37,150 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €60,596 | |
| Fixed assets21/28 | €26,212 | |
| Tangible fixed assets22/27 | €26,212 | |
| Plant, machinery and equipment23 | €537 | |
| Furniture and vehicles24 | €25,675 | |
| Current assets29/58 | €34,384 | |
| Amounts receivable within one year40/41 | €20,446 | |
| Trade receivables40 | €17,460 | |
| Other amounts receivable41 | €2,986 | |
| Cash at bank and in hand54/58 | €13,938 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €60,596 | |
| Equity10/15 | €47,150 | |
| Contributions10/11 | €10,000 | |
| Profit (loss) carried forward14 | €37,150 | |
| Amounts payable17/49 | €13,446 | |
| Amounts payable within one year42/48 | €13,446 | |
| Trade debts44 | €2,208 | |
| Suppliers440/4 | €2,208 | |
| Taxes, remuneration and social security45 | €11,238 | |
| Taxes450/3 | €11,238 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €37,150 |
| + Depreciation and write-downs630 | €5,210 |
| Operating cash flow (approximation) | €42,360 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2025
Ground area
990 m²
Building footprint
126 m²
Parcel 62037A0563/00Y000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Maria Construct
since 20252.373.737.973
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62037A0563/00Y000 | Wallonia | 990 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAUVAGE CONSTRUCT
BE 0800.885.646
Wezembeek-Oppem · Eq €47,149
NANDRIN MENUISERIE
BE 0502.336.769
Clavier · Eq €47,140
E&D
BE 0745.408.772
Destelbergen · Eq €47,168
Seghaye
BE 0798.153.414
Dilbeek · Eq €47,175
Het Behout
BE 0459.183.053
Haacht · Eq €47,177
Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,033 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43910Bricklaying and masonry work
Contact
E-mail
seba15maria@gmail.com
Phone
+32498568494Flémalle
Scores and ratios are computed by Checked and are not a credit decision.