Marcotty
ActiveMarcotty has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €11k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency72▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.67 in 2024; short-term debt: 42.8% and cash: 11.7% of total assets), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
15 d early
2023
20 d early
2022
14 d early
2021
11 d early
2020
22 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▼ 8.8%
2024 · €151k
2018: €104k
2019: €77k
2020: €80k
2021: €114k
2022: €136k
2023: €171k
2024: €151k
2018 → 2025
Total assets
€293k▼ 19.0%
2024 · €362k
2018: €488k
2019: €385k
2020: €494k
2021: €428k
2022: €612k
2023: €651k
2024: €362k
2018 → 2025
Net result
€11k▲ 155%
2024 · €4k
2018: €16k
2019: €-27k
2020: €12k
2021: €52k
2022: €37k
2023: €54k
2024: €4k
2018 → 2025
Working capital
€93k▼ 26.6%
2024 · €126k
2018: €150k
2019: €130k
2020: €141k
2021: €169k
2022: €194k
2023: €215k
2024: €126k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€136k▲ 18.6%€171k▲ 25.8%€151k▼ 11.6%€138k▼ 8.8%
Operating result€56k-€44k▼ 22.0%€64k▲ 47.5%€7k▼ 89.5%€15k▲ 117%
Net result€52k-€37k▼ 28.5%€54k▲ 44.7%€4k▼ 92.2%€11k▲ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 117% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€75k▲ 61.1%
Current assets
€218k▼ 30.8%
Equity and liabilities €293k
Equity
€138k▼ 8.8%
Debt
€155k▼ 26.3%
The debt ratio falls from 58.3% to 53.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €21k
Cash flow
€29k▲
2024 · €19k
Solvency
46.9%▲
2024 · 41.7%
Current ratio
1.74▲
2024 · 1.67
Quick ratio
0.67▲
2024 · 0.54
Debt / equity
1.13▼
2024 · 1.40
ROE
7.8%▲
2024 · 2.8%
ROA
3.7%▲
2024 · 1.2%
Interest coverage
17.55▲
2024 · 11.03
Debt
€155k▼
2024 · €211k
Debt ≤ 1 year
€125k▼
2024 · €189k
Debt > 1 year
€30k▲
2024 · €22k
Income taxes
€3k▲
2024 · €1k
Staff costs
€5k▲
2024 · €72
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€362k€293k▼
Fixed assets21/28€47k€75k▲
Tangible fixed assets22/27€47k€75k▲
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€37k€63k▲
Other tangible fixed assets26€6k€5k▼
Current assets29/58€315k€218k▼
Stocks and contracts in progress3€213k€135k▼
Stocks30/36€41k€42k▲
Contracts in progress37€173k€93k▼
Amounts receivable within one year40/41€70k€48k▼
Trade receivables40€59k€33k▼
Other amounts receivable41€11k€15k▲
Cash at bank and in hand54/58€31k€34k▲
Deferred charges and accrued income490/1€597€1k▲
Equity and liabilities
Total equity and liabilities10/49€362k€293k▼
Equity10/15€151k€138k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€143k€130k▼
Amounts payable17/49€211k€155k▼
Amounts payable after more than one year17€22k€30k▲
Financial debts170/4€22k€30k▲
Amounts payable within one year42/48€189k€125k▼
Financial debts43€8k€15k▲
Credit institutions430/8€8k€15k▲
Trade debts44€9k€13k▲
Suppliers440/4€9k€13k▲
Advances received on contracts in progress46€114k€73k▼
Taxes, remuneration and social security45€33k€1k▼
Taxes450/3€9k€400▼
Remuneration and social security454/9€24k€875▼
Other amounts payable47/48€24k€24k=
Accrued charges and deferred income492/3€71€398▲
Income statement
Code20242025
Remuneration, social security and pensions62€72€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€924€948▲
Gross operating margin9900€22k€38k▲
Operating profit (loss)9901€7k€15k▲
Financial income75/76B€562€548▼
Recurring financial income75€562€548▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€5k€13k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€4k€11k▲
Profit (loss) for the period to be appropriated9905€4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€167k€154k▼
Profit (loss) brought forward from the previous period14P€163k€143k▼
Profit to be distributed694/7€24k€24k=
Return on contributions (dividend)694€24k€24k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €54k ▲44.7%
Operating result €64k, net result €54k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲25.8%
4 profitable years in a row build equity to €171k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €114k ▲42.5%
2 profitable years in a row build equity to €114k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-27k ▼271%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Antoine André 641300 WavreGround area
2,117 m²
Building footprint
143 m²
Parcel 25055D0381/00W000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Marcotty Sprl
since 20092.175.096.722
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055D0381/00W000 | Wallonia | 2,117 m² | 1 · 143 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELC GREEN LABEL
BE 0541.629.588
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MARIO CLEAN
BE 0892.736.035
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MyTicketss
BE 0753.872.122
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D.V.C. Koeling
BE 0836.446.539
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PROTECTION FOR BUILDING
BE 0826.604.603
Zaventem · Eq €107k
Of 341 companies in sector 95220 we hold annual accounts for 91. 71 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2008
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
95100Repair and maintenance of computers and communication equipment
95120Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:hpmarcotty@skynet.be
Phone:010/400718