D.V.C. Koeling
ActiveD.V.C. Koeling has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €-10k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-56
Solvency92▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 3.0 in 2024; short-term debt: 16.1% and cash: 28.6% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
2022
2 d early
2021
20 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▼ 8.1%
2024 · €120k
2018: €66k
2019: €81k
2020: €112k
2021: €119k
2022: €110k
2023: €123k
2024: €120k
2018 → 2025
Total assets
€164k▼ 10.7%
2024 · €184k
2018: €112k
2019: €106k
2020: €215k
2021: €210k
2022: €183k
2023: €195k
2024: €184k
2018 → 2025
Net result
€-10k▼ 366%
2024 · €-2k
2018: €4k
2019: €14k
2020: €31k
2021: €7k
2022: €-9k
2023: €12k
2024: €-2k
2018 → 2025
Working capital
€47k▼ 18.2%
2024 · €57k
2018: €66k
2019: €81k
2020: €42k
2021: €53k
2022: €46k
2023: €59k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€110k▼ 7.5%€123k▲ 11.0%€120k▼ 1.7%€111k▼ 8.1%
Operating result€11k-€-8k€15k€304▼ 98.0%€-9k
Net result€7k-€-9k€12k€-2k€-10k▼ 366%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €304 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€91k▼ 7.1%
Current assets
€73k▼ 14.7%
Equity and liabilities €164k
Equity
€111k▼ 8.1%
Debt
€54k▼ 15.6%
The debt ratio falls from 34.5% to 32.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €8k
Cash flow
€-3k▼
2024 · €6k
Solvency
67.4%▲
2024 · 65.5%
Current ratio
2.77▼
2024 · 3.00
Quick ratio
2.77▼
2024 · 3.00
Debt / equity
0.48▼
2024 · 0.53
ROE
-8.8%▼
2024 · -1.7%
ROA
-5.9%▼
2024 · -1.1%
Interest coverage
-2.53▼
2024 · 9.01
Debt
€54k▼
2024 · €63k
Debt ≤ 1 year
€26k▼
2024 · €29k
Debt > 1 year
€27k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€164k▼
Fixed assets21/28€98k€91k▼
Tangible fixed assets22/27€98k€91k▼
Land and buildings22€98k€91k▼
Current assets29/58€86k€73k▼
Amounts receivable within one year40/41€45k€24k▼
Trade receivables40€44k€20k▼
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€41k€47k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€184k€164k▼
Equity10/15€120k€111k▼
Contributions10/11€7k€7k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€112k€102k▼
Amounts payable17/49€63k€54k▼
Amounts payable after more than one year17€35k€27k▼
Financial debts170/4€35k€27k▼
Amounts payable within one year42/48€29k€26k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€745€738▼
Suppliers440/4€745€738▼
Taxes, remuneration and social security45€6k-
Taxes450/3€6k-
Other amounts payable47/48€14k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€2k€29k▲
Gross operating margin9900€10k€27k▲
Operating profit (loss)9901€304€-9k▼
Financial income75/76B€182€270▲
Recurring financial income75€182€270▲
Financial charges65/66B€895€854▼
Recurring financial charges65€895€854▼
Profit (loss) for the period before taxes9903€-409€-10k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€-2k€-10k▼
Profit (loss) for the period to be appropriated9905€-2k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€112k€102k▼
Profit (loss) brought forward from the previous period14P€114k€112k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €31k ▲121%
Operating result €35k, net result €31k, both a record.
30-09
Financial
Equity above €100kEq €112k ▲38.9%
3 profitable years in a row build equity to €112k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronstraat 261700 DilbeekGround area
370 m²
Building footprint
106 m²
Volume, LiDAR
864 m³
Parcel 23352F0108/00G010, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D.V.C. Koeling
since 20112.199.625.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0108/00G010 | Flanders | 370 m² | 1 · 106 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 342 companies in sector 95220 we hold annual accounts for 91. 75 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2011
Fiscal year end30-09
Activities, NACEBEL
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
62020IT consultancy
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.