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MARcom

Active
Private limited companyfounded 20214 yrs activeKoning Albertlaan 34, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0778.409.657
Summary

MARcom has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,245 and a net result of €46,480. Equity is growing by ~61.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 7071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency100▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 4.73 against 3.32 in 2024; short-term debt: 19.2% and cash: 34.6% of total assets), and 19.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.7%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
28 d late
2024
28 d late
2023
54 d early
2022
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MARcom was incorporated on 9 December 2021 as a Private limited company.1 Total assets rose from EUR 55,640 in 2022 to EUR 194,759 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€157,245▲ 42.0%
2024 · €110,765
Total assets
€194,759▲ 21.6%
2024 · €160,220
Net result
€46,480▼ 11.4%
2024 · €52,462
Working capital
€139,272▲ 49.4%
2024 · €93,207
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€4,950-€70,899▲ 1,332%€75,704▲ 6.8%€60,069▼ 20.7%
Net result€3,305-€53,499▲ 1,519%€52,462▼ 1.9%€46,480▼ 11.4%
Equity€4,805-€58,303▲ 1,114%€110,765▲ 90.0%€157,245▲ 42.0%
Total assets€55,640-€113,937▲ 105%€160,220▲ 40.6%€194,759▲ 21.6%
Debt€50,835-€55,634▲ 9.4%€49,455▼ 11.1%€37,514▼ 24.1%
Working capital-€5,185-€44,012€93,207▲ 112%€139,272▲ 49.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2022: €4,950€4,950Net result 2022: €3,305€3,305Operating result 2023: €70,899€70,899Net result 2023: €53,499€53,499Operating result 2024: €75,704€75,704Net result 2024: €52,462€52,462Operating result 2025: €60,069€60,069Net result 2025: €46,480€46,4802022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €70,899€70,900Net result 2023: €53,499€53,500Operating result 2024: €75,704€75,700Net result 2024: €52,462€52,500Operating result 2025: €60,069€60,100Net result 2025: €46,480€46,500202320242025
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194,759
Fixed assets €18,172 ▼ 32.4%
Current assets €176,587 ▲ 32.4%
Equity and liabilities €194,759
Equity €157,245 ▲ 42.0%
Debt €37,514 ▼ 24.1%
Debt's share of the balance-sheet total falls from 30.9% to 19.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€68,776▼
2024 · €84,378
Cash flow
€55,187▼
2024 · €61,136
Current ratio
4.73▲
2024 · 3.32
Debt to equity
0.24▼
2024 · 0.45
ROE
29.6%▼
2024 · 47.4%
ROA
23.9%▼
2024 · 32.7%
Interest coverage
41.32▲
2024 · 39.90
Debt ≤ 1 year
€37,314▼
2024 · €40,133
Income taxes
€12,784▼
2024 · €21,515
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€160,220€194,759▲
Fixed assets21/28€26,880€18,172▼
Tangible fixed assets22/27€26,880€18,172▼
Land and buildings22-€2,420
Plant, machinery and equipment23€5,191€1,718▼
Furniture and vehicles24€21,689€14,034▼
Current assets29/58€133,340€176,587▲
Amounts receivable within one year40/41€58,280€106,381▲
Trade receivables40€1,997€38,640▲
Other amounts receivable41€56,283€67,741▲
Current investments50/53€11,564€1,643▼
Cash at bank and in hand54/58€63,496€67,388▲
Deferred charges and accrued income490/1-€1,175
Equity and liabilities
Total equity and liabilities10/49€160,220€194,759▲
Equity10/15€110,765€157,245▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€109,265€155,745▲
Amounts payable17/49€49,455€37,514▼
Amounts payable after more than one year17€9,122-
Financial debts170/4€9,122-
Amounts payable within one year42/48€40,133€37,314▼
Current portion of amounts payable after more than one year42€10,048€9,122▼
Trade debts44€7,371€6,919▼
Suppliers440/4€7,371€6,919▼
Taxes, remuneration and social security45€22,715€21,273▼
Taxes450/3€22,715€18,473▼
Remuneration and social security454/9-€2,800
Accrued charges and deferred income492/3€200€200=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,674€8,707▲
Other operating charges640/8€874€406▼
Gross operating margin9900€85,252€69,182▼
Operating profit (loss)9901€75,704€60,069▼
Financial income75/76B€388€860▲
Recurring financial income75€388€860▲
Financial charges65/66B€2,115€1,664▼
Recurring financial charges65€2,115€1,664▼
Profit (loss) for the period before taxes9903€73,977€59,264▼
Income taxes67/77€21,515€12,784▼
Profit (loss) for the period9904€52,462€46,480▼
Profit (loss) for the period to be appropriated9905€52,462€46,480▼
Appropriation of the result
Profit (loss) to be appropriated9906€109,265€155,745▲
Profit (loss) brought forward from the previous period14P€56,803€109,265▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A€55,050----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,517€8,116€8,674€8,707▲ 0.4%
Other operating charges640/8€3,676€304€874€406▼ 53.6%
Non-recurring operating charges66A€58,019----
Gross operating margin9900€68,163€79,318€85,252€69,182▼ 18.9%
Operating profit (loss)9901€4,950€70,899€75,704€60,069▼ 20.7%
Financial income75/76B€67€21€388€860▲ 122%
Recurring financial income75€67€21€388€860▲ 122%
Financial charges65/66B€1,713€2,443€2,115€1,664▼ 21.3%
Recurring financial charges65€1,713€2,443€2,115€1,664▼ 21.3%
Profit (loss) for the period before taxes9903€3,305€68,477€73,977€59,264▼ 19.9%
Income taxes67/77-€14,978€21,515€12,784▼ 40.6%
Profit (loss) for the period9904€3,305€53,499€52,462€46,480▼ 11.4%
Profit (loss) for the period to be appropriated9905€3,305€53,499€52,462€46,480▼ 11.4%
Line2022202320242025Change
Assets
Total assets20/58€55,640€113,937€160,220€194,759▲ 21.6%
Fixed assets21/28€37,962€33,146€26,880€18,172▼ 32.4%
Tangible fixed assets22/27€37,962€33,146€26,880€18,172▼ 32.4%
Land and buildings22---€2,420-
Plant, machinery and equipment23€963€3,802€5,191€1,718▼ 66.9%
Furniture and vehicles24€36,999€29,344€21,689€14,034▼ 35.3%
Current assets29/58€17,678€80,791€133,340€176,587▲ 32.4%
Amounts receivable within one year40/41€758€15,726€58,280€106,381▲ 82.5%
Trade receivables40--€1,997€38,640▲ 1,835%
Other amounts receivable41€758€15,726€56,283€67,741▲ 20.4%
Current investments50/53-€4,682€11,564€1,643▼ 85.8%
Cash at bank and in hand54/58€16,920€60,383€63,496€67,388▲ 6.1%
Deferred charges and accrued income490/1---€1,175-
Equity and liabilities
Total equity and liabilities10/49€55,640€113,937€160,220€194,759▲ 21.6%
Equity10/15€4,805€58,303€110,765€157,245▲ 42.0%
Contributions10/11€1,500€1,500€1,500€1,500=
Profit (loss) carried forward14€3,305€56,803€109,265€155,745▲ 42.5%
Amounts payable17/49€50,835€55,634€49,455€37,514▼ 24.1%
Amounts payable after more than one year17€27,772€18,655€9,122--
Financial debts170/4€27,772€18,655€9,122--
Amounts payable within one year42/48€22,863€36,779€40,133€37,314▼ 7.0%
Current portion of amounts payable after more than one year42€8,719€9,117€10,048€9,122▼ 9.2%
Trade debts44€5,427€6,916€7,371€6,919▼ 6.1%
Suppliers440/4€5,427€6,916€7,371€6,919▼ 6.1%
Taxes, remuneration and social security45€8,717€20,747€22,715€21,273▼ 6.3%
Taxes450/3€8,717€20,747€22,715€18,473▼ 18.7%
Remuneration and social security454/9---€2,800-
Accrued charges and deferred income492/3€200€200€200€200=
Line2022202320242025Change
Profit (loss) for the period9904€3,305€53,499€52,462€46,480▼ 11.4%
+ Depreciation and write-downs630€1,517€8,116€8,674€8,707▲ 0.4%
Operating cash flow (approximation)€4,821€61,614€61,136€55,187▼ 9.7%
Investment in fixed assets (approximation)--€3,300-€2,408€0▲ 100%
Change in cash-€43,463€3,113€3,892▲ 25.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Equity above €150,000Eq €157,245 ▲42%
4 profitable years in a row build equity to €157,245.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Equity above €100,000Eq €110,765 ▲90%
3 profitable years in a row build equity to €110,765.
07-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2022net €53,499 ▲1,519%
Net result €53,499, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 2.20
Current ratio from 0.77 to 2.20.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,108 m²
Building footprint
142 m²
Volume, LiDAR
715 m³
Parcel 73009B0381/00R000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARcom
Koning Albertlaan 34, 3840 Tongeren-BorgloonFinancial service activities, except insurance and pension funding
since 20212.325.359.818
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73009B0381/00R000 Flanders 1,108 m² 1 · 142 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 885 EUR awarded · 885 EUR paid
Year Entries awardedpaid
2024 1 885 EUR885 EUR
Schemes
1 entry · 885 EUR · 885 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,426 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
64210Activities of holding companies
70200Business and other management consultancy
82100Office administrative and support services

Scores and ratios are computed by Checked and are not a credit decision.