Summary
Marco Solo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €68k and a net result of €117k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 2435 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
5 d early
2022
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▼ 79.6%
2024 · €335k
2022: €106k
2023: €222k
2024: €335k
2022 → 2025
Net result
€117k▲ 3.2%
2024 · €113k
2022: €106k
2023: €118k
2024: €113k
2022 → 2025
Total assets
€251k▼ 38.9%
2024 · €411k
2022: €143k
2023: €290k
2024: €411k
2022 → 2025
Solvency
27.3%▼ 54.4pp
2024 · 81.7%
2022: 74.1%
2023: 76.8%
2024: 81.7%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€106k-€222k▲ 110%€335k▲ 50.8%€68k▼ 79.6%
Operating result€137k-€154k▲ 12.5%€145k▼ 5.9%€152k▲ 4.8%
Net result€106k-€118k▲ 11.0%€113k▼ 4.2%€117k▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€66k ▲ 3,741%
Current assets
€185k ▼ 54.7%
Equity and liabilities €251k
Equity
€68k ▼ 79.6%
Debt
€182k ▲ 142%
Debt's share of the balance-sheet total rises from 18.3% to 72.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
170.2%▲
2024 · 33.7%
ROA
46.5%▲
2024 · 27.5%
Debt ≤ 1 year
€182k▲
2024 · €75k
Income taxes
€37k▲
2024 · €35k
Staff costs
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€411k€251k▼
Fixed assets21/28€2k€66k▲
Tangible fixed assets22/27€2k€66k▲
Furniture and vehicles24€2k€66k▲
Current assets29/58€409k€185k▼
Amounts receivable within one year40/41€25-
Trade receivables40€25-
Current investments50/53€29k€11k▼
Cash at bank and in hand54/58€380k€174k▼
Equity and liabilities
Total equity and liabilities10/49€411k€251k▼
Equity10/15€335k€68k▼
Contributions10/11€2k€2k=
Reserves13€334k€67k▼
Distributable reserves133€334k€67k▼
Profit (loss) carried forward14€411€479▲
Amounts payable17/49€75k€182k▲
Amounts payable within one year42/48€75k€182k▲
Trade debts44€232€730▲
Suppliers440/4€232€730▲
Taxes, remuneration and social security45€73k€42k▼
Taxes450/3€72k€42k▼
Remuneration and social security454/9€1k€748▼
Other amounts payable47/48€2k€139k▲
Income statement
Code20242025
Non-recurring operating income76A-€199
Remuneration, social security and pensions62€14k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€13k▲
Other operating charges640/8€433€764▲
Gross operating margin9900€160k€174k▲
Operating profit (loss)9901€145k€152k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€121€92▼
Recurring financial charges65€121€92▼
Profit (loss) for the period before taxes9903€148k€153k▲
Income taxes67/77€35k€37k▲
Profit (loss) for the period9904€113k€117k▲
Profit (loss) for the period to be appropriated9905€113k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€117k▲
Profit (loss) brought forward from the previous period14P€409€411▲
Transfer from equity791/2-€334k
Transfer to equity691/2€113k€67k▼
To other reserves6921€113k€67k▼
Profit to be distributed694/7-€384k
Return on contributions (dividend)694-€384k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €118k ▲11%
Operating result €154k, net result €118k, both a record.
31-12
Financial
Equity above €200kEq €222k ▲110%
2 profitable years in a row build equity to €222k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelaarslaan 4359000 GentGround area
196 m²
Building footprint
106 m²
Volume, LiDAR
941 m³
Parcel 44816K0949/00E005, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Marco Solo
since 20222.326.694.557
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0949/00E005 | Flanders | 196 m² | 1 · 106 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vallis
BE 1002.413.440
Hamme (Vl.) · Eq €69k
DEVA CONSULT
BE 0752.580.042
Harelbeke · Eq €67k
VLIESTRA
BE 0456.103.502
Menen · Eq €70k
MAJ FINANCE
BE 0700.322.182
Aalst · Eq €66k
Unoya
BE 0797.731.463
Gent · Eq €71k
Of 591 companies in sector 66300 we hold annual accounts for 365. 215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.