Summary
DEVA CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €67k and a net result of €24k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 2435 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
12 d early
2022
17 d early
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 55.9%
2024 · €43k
2021: €23k
2022: €25k
2023: €28k
2024: €43k
2021 → 2025
Net result
€24k▲ 50.3%
2024 · €16k
2021: €18k
2022: €3k
2023: €3k
2024: €16k
2021 → 2025
Total assets
€82k▲ 52.9%
2024 · €53k
2021: €36k
2022: €41k
2023: €55k
2024: €53k
2021 → 2025
Solvency
82.0%▲ 1.6pp
2024 · 80.4%
2021: 63.7%
2022: 61.3%
2023: 51.9%
2024: 80.4%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€25k▲ 11.9%€28k▲ 12.2%€43k▲ 50.8%€67k▲ 55.9%
Operating result€28k-€7k▼ 75.4%€8k▲ 13.1%€25k▲ 219%€42k▲ 71.7%
Net result€18k-€3k▼ 84.7%€3k▲ 15.0%€16k▲ 415%€24k▲ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€4k ▲ 24.5%
Current assets
€78k ▲ 54.7%
Equity and liabilities €82k
Equity
€67k ▲ 55.9%
Debt
€15k ▲ 40.8%
Debt's share of the balance-sheet total falls from 19.6% to 18.0%. Equity and debt are higher.
Key figures and ratios
ROE
35.9%▼
2024 · 37.2%
ROA
29.4%▼
2024 · 29.9%
Debt ≤ 1 year
€15k▲
2024 · €10k
Income taxes
€16k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€53k€82k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€1k€790▼
Furniture and vehicles24€1k€790▼
Financial fixed assets28€2k€3k▲
Current assets29/58€50k€78k▲
Amounts receivable within one year40/41€31k€49k▲
Trade receivables40€17k€11k▼
Other amounts receivable41€14k€38k▲
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€3k€17k▲
Equity and liabilities
Total equity and liabilities10/49€53k€82k▲
Equity10/15€43k€67k▲
Contributions10/11€5k€5k=
Reserves13€23k€47k▲
Distributable reserves133€23k€47k▲
Profit (loss) carried forward14€14k€14k=
Amounts payable17/49€10k€15k▲
Amounts payable within one year42/48€10k€15k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€280€8k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€13€47▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€184€244▲
Other operating charges640/8€409€623▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€31k€43k▲
Operating profit (loss)9901€25k€42k▲
Financial income75/76B€0€130▲
Recurring financial income75€0€130▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€22k€40k▲
Income taxes67/77€6k€16k▲
Profit (loss) for the period9904€16k€24k▲
Profit (loss) for the period to be appropriated9905€16k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€38k▲
Profit (loss) brought forward from the previous period14P-€14k
Transfer to equity691/2€0€24k▲
To other reserves6921€0€24k▲
Profit to be distributed694/7€2k€0▼
Directors or managers695€2k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €24k ▲50.3%
Operating result €42k, net result €24k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 4.81
Current ratio from 1.34 to 4.81; short-term debt falls from €26k to €10k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼84.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravin Adelahof 108530 HarelbekeGround area
2.2 ha
Building footprint
836 m²
Volume, LiDAR
6,956 m³
Parcel 34323D0172/00T012, Flanders · tallest building 19.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DEVA Consult
since 20202.307.263.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34323D0172/00T012 | Flanders | 2.2 ha | 1 · 836 m² | 19.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAJ FINANCE
BE 0700.322.182
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Marco Solo
BE 0780.555.238
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Vallis
BE 1002.413.440
Hamme (Vl.) · Eq €69k
GEN INVEST
BE 0449.953.603
De Haan · Eq €64k
VLIESTRA
BE 0456.103.502
Menen · Eq €70k
Of 591 companies in sector 66300 we hold annual accounts for 365. 211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
69109Other legal services
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.