MARCHIKA MED
ActiveSummary
The computed 12-month bankruptcy probability of MARCHIKA MED is 3.7% (moderate). The 2025 annual accounts show equity of €50k and a net result of €-4k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-75
Solvency90▼-9
Growth52=
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 3.31 in 2024; short-term debt: 35.4% and cash: 40.1% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
-5.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
19 d late
2022
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 7.7%
2024 · €54k
2022: €17k
2023: €44k
2024: €54k
2022 → 2025
Total assets
€78k▲ 5.4%
2024 · €74k
2022: €31k
2023: €61k
2024: €74k
2022 → 2025
Net result
€-4k
2024 · €10k
2022: €12k
2023: €27k
2024: €10k
2022 → 2025
Working capital
€45k▲ 0.2%
2024 · €45k
2022: €-1k
2023: €30k
2024: €45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€44k▲ 158%€54k▲ 23.9%€50k▼ 7.7%
Operating result€12k-€27k▲ 125%€14k▼ 46.5%€-13k
Net result€12k-€27k▲ 124%€10k▼ 60.9%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€5k ▼ 44.7%
Current assets
€72k ▲ 12.9%
Equity and liabilities €78k
Equity
€50k ▼ 7.7%
Debt
€28k ▲ 42.1%
Debt's share of the balance-sheet total rises from 26.3% to 35.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▼
2024 · €19k
Cash flow
€109▼
2024 · €15k
Current ratio
2.63▼
2024 · 3.31
Quick ratio
2.54▼
2024 · 2.59
Debt to equity
0.55▲
2024 · 0.36
ROE
-8.4%▼
2024 · 19.3%
ROA
-5.4%▼
2024 · 14.2%
Interest coverage
-7.40▼
2024 · 16.47
Debt ≤ 1 year
€28k▲
2024 · €19k
Income taxes
€-10k▼
2024 · €3k
Staff costs
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€74k€78k▲
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€10k€5k▼
Plant, machinery and equipment23€10k€5k▼
Current assets29/58€64k€72k▲
Stocks and contracts in progress3€14k€3k▼
Stocks30/36€14k€3k▼
Amounts receivable within one year40/41€10k€39k▲
Trade receivables40€6k€18k▲
Other amounts receivable41€4k€20k▲
Cash at bank and in hand54/58€40k€31k▼
Equity and liabilities
Total equity and liabilities10/49€74k€78k▲
Equity10/15€54k€50k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€49k€45k▼
Amounts payable17/49€19k€28k▲
Amounts payable within one year42/48€19k€28k▲
Trade debts44€19k€24k▲
Suppliers440/4€19k€24k▲
Taxes, remuneration and social security45-€3k
Remuneration and social security454/9-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€10k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€190-
Gross operating margin9900€28k€2k▼
Operating profit (loss)9901€14k€-13k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€13k€-14k▼
Income taxes67/77€3k€-10k▼
Profit (loss) for the period9904€10k€-4k▼
Profit (loss) for the period to be appropriated9905€10k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€45k▼
Profit (loss) brought forward from the previous period14P€39k€49k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-4k ▼140%
Net result drops to €-4k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2022net €27k ▲124%
Operating result €27k, net result €27k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.78
Current ratio from 0.91 to 2.78.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Aumalestraat 891070 AnderlechtGround area
77 m²
Building footprint
77 m²
Volume, LiDAR
824 m³
Parcel 21001A0537/00V017, Brussels · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MARCHIKA MED
since 20222.327.538.853
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0537/00V017 | Brussels | 77 m² | 1 · 77 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.327.538.853
Similar companies · same sector, comparable size
Visspecialiteiten HDN
BE 0802.064.690
Puurs-Sint-Amands · Eq €50k
BLUE MYTILUS
BE 0477.367.781
Herentals · Eq €49k
AMEAUR
BE 0843.099.551
Kortrijk · Eq €52k
VISHANDEL DIMI
BE 0829.499.359
Brugge · Eq €48k
LE DAUPHIN
BE 0875.746.484
Vilvoorde · Eq €54k
Of 465 companies in sector 47230 we hold annual accounts for 269. 218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47230Retail trade
46323Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sprlwhitehands@outlook.be