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HZ FOOD

Active
Private limited companyfounded 2020active for 6 yearsde Ribaucourtstraat 93, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0743.848.260
Summary

The computed 12-month bankruptcy probability of HZ FOOD is 1.7% (moderate). The 2025 annual accounts show equity of €17,501 and a net result of €1,078. Equity has been growing by about 23% per year since 2021. Its solvency ranks better than 60% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-02-2020 Normal situation
Activity
Retail trade NACE 47230
Establishment unit
2.301.323.812 1080 Sint-Jans-Molenbeek, since 24-04-2020
Financial year end
31 December
Peppol
Reachable since 16-09-2026

Board and ownership

Board

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€8,847
▼ 23.6%
Turnover
≈ €150,000
estimated
Profit
€1,078
▼ 78.7%
Equity
€17,501
▲ 6.6%
Total assets
€38,779
▼ 23.0%
  • 2025 accounts filed 55 days after the deadline
Filed on 24-09-2026
Score breakdownraises riskLast filed accounts filed 55 days late; 2 of the last 3 accounts lateSize: total assets €38,779Founded in 2020lowers riskLiquidity: current ratio 1.79, cash €6,456Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 70+12
equity 45.1% of total assets
Liquidity 50+16
short-term debt 42.9% · cash 16.6%
Profitability 72-9
return on assets 2.8%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 3.8% 01-2025: 3.8%● unchanged vs 12-2024 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.9%▲ +0.1 percentage points vs 02-2025 04-2025: 4.2%▲ +0.3 percentage points vs 03-2025 05-2025: 4.7%▲ +0.5 percentage points vs 04-2025highest value 06-2025: 2.8%▼ -1.9 percentage points vs 05-2025 07-2025: 2.9%▲ +0.1 percentage points vs 06-2025 08-2025: 3.6%▲ +0.7 percentage points vs 07-2025 09-2025: 2.4%▼ -1.2 percentage points vs 08-2025 10-2025: 2.3%▼ -0.1 percentage points vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.2%▼ -0.1 percentage points vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 1.9%▼ -0.3 percentage points vs 04-2026 06-2026: 1.8%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 2.8%▲ +0.9 percentage points vs 07-2026 09-2026: 2.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.7%▼ -1.2 percentage points vs 09-2026lowest value 11-2026: 1.7%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.79 (1.35 in 2024), above the usual 1.5. Short-term debt is 42.9% and cash 16.6% of total assets. However, 54.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 60% of them on solvency, 54% on liquidity, 56% on profitability and 55% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 55 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €38,779
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.79, cash €6,456
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
55 days late
2024
28 days late
2023
55 days late
2021
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 42 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office
  2. · Gazette deed Transfer of 100 sharesAppointment: EL-IMRANI Mustapha (director) · Resignation: HARROUCH Zahira (director)
  3. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as HZ FOOD: retail trade (NACE 47230). They are comparable in size and age: total assets between €25,600 and €64,500, founded between 2013 and 2023.

CompanyTotal assetsGross margin
HZ FOOD Sint-Jans-Molenbeek€38,779€8,847
FRERE FESTIVAL FISH Sint-Jans-Molenbeek€35,687€8,791
BELGIUM HIGH TEC Sint-Jans-Molenbeek€64,450€11,150
DILOUGI Elsene€48,760€14,755
ASEPM Brussel€55,337€16,793
VAN DYCK Zoersel€25,978€10,598
Vis Mediterane Mechelen Mechelen€25,561€6,132
Full comparison

Key facts about HZ FOOD

What is the company number of HZ FOOD?
The company number of HZ FOOD is 0743.848.260. The VAT number is the same number with BE in front: BE 0743.848.260.
Where is HZ FOOD based?
The registered office is at de Ribaucourtstraat 93, 1080 Sint-Jans-Molenbeek.Company details
What does HZ FOOD do?
According to the KBO register, the main activity is retail trade (NACE 47230).
What is the legal form of HZ FOOD?
The legal form of HZ FOOD is Private limited company (BV).
When was HZ FOOD founded?
HZ FOOD was founded on 19-02-2020.
Is HZ FOOD still active?
Yes, HZ FOOD is an active enterprise in the KBO register.
What is the turnover of HZ FOOD?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €8,847 and 94 comparable companies (NACE 472). It probably lies between €70,000 and €310,000. It is a rough estimate.Financials
Is HZ FOOD profitable?
In financial year 2025, HZ FOOD made a profit of €1,078.
Where can I find the annual accounts of HZ FOOD?
HZ FOOD filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HZ FOOD due?
HZ FOOD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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