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Côté Mer

Active
Private limited companyfounded 20242 yrs activeChemin des Archiducs(WP) 13, 5100 Namur, BelgiumKBO/BCE: BE 1010.639.733
Summary

The computed 12-month bankruptcy probability of Côté Mer is 3.3% (moderate). The 2025 annual accounts show negative equity (-€22,021) and a net result of -€25,021. Its solvency ranks better than 9% of 10429 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency9
Growth-
Track record67
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.06; short-term debt: 23% and cash: 5.9% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-15.7%
Return on assets
-17.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
27 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Côté Mer was incorporated on 21 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€22,021
Total assets
€140,043
Net result
-€25,021
Working capital
€2,070

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €140,043
Fixed assets €105,768
Current assets €34,275
Key figures and ratios
2025 value
EBITDA
-€1,276
Cash flow
-€9,112
Solvency
-15.7%
Current ratio
1.06
Quick ratio
1.02
Debt to equity
-7.36
ROA
-17.9%
Interest coverage
-0.16
Debt
€162,064
Debt ≤ 1 year
€32,205
Debt > 1 year
€127,546
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€140,043
Fixed assets21/28€105,768
Tangible fixed assets22/27€101,493
Plant, machinery and equipment23€16,978
Furniture and vehicles24€4,858
Other tangible fixed assets26€79,658
Financial fixed assets28€4,275
Current assets29/58€34,275
Stocks and contracts in progress3€1,500
Stocks30/36€1,500
Amounts receivable within one year40/41€24,188
Trade receivables40€24,188
Cash at bank and in hand54/58€8,239
Deferred charges and accrued income490/1€348
Equity and liabilities
Total equity and liabilities10/49€140,043
Equity10/15-€22,021
Contributions10/11€3,000
Profit (loss) carried forward14-€25,021
Amounts payable17/49€162,064
Amounts payable after more than one year17€127,546
Financial debts170/4€127,546
Amounts payable within one year42/48€32,205
Current portion of amounts payable after more than one year42€11,384
Trade debts44€18,228
Suppliers440/4€18,228
Taxes, remuneration and social security45€1,347
Taxes450/3€1,347
Other amounts payable47/48€1,246
Accrued charges and deferred income492/3€2,312
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,908
Other operating charges640/8€1,376
Gross operating margin9900€100
Operating profit (loss)9901-€17,184
Financial charges65/66B€7,836
Recurring financial charges65€7,836
Profit (loss) for the period before taxes9903-€25,021
Profit (loss) for the period9904-€25,021
Profit (loss) for the period to be appropriated9905-€25,021
Appropriation of the result
Profit (loss) to be appropriated9906-€25,021

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,908
Other operating charges640/8€1,376
Gross operating margin9900€100
Operating profit (loss)9901-€17,184
Financial charges65/66B€7,836
Recurring financial charges65€7,836
Profit (loss) for the period before taxes9903-€25,021
Profit (loss) for the period9904-€25,021
Profit (loss) for the period to be appropriated9905-€25,021
Line2025
Assets
Total assets20/58€140,043
Fixed assets21/28€105,768
Tangible fixed assets22/27€101,493
Plant, machinery and equipment23€16,978
Furniture and vehicles24€4,858
Other tangible fixed assets26€79,658
Financial fixed assets28€4,275
Current assets29/58€34,275
Stocks and contracts in progress3€1,500
Stocks30/36€1,500
Amounts receivable within one year40/41€24,188
Trade receivables40€24,188
Cash at bank and in hand54/58€8,239
Deferred charges and accrued income490/1€348
Equity and liabilities
Total equity and liabilities10/49€140,043
Equity10/15-€22,021
Contributions10/11€3,000
Profit (loss) carried forward14-€25,021
Amounts payable17/49€162,064
Amounts payable after more than one year17€127,546
Financial debts170/4€127,546
Amounts payable within one year42/48€32,205
Current portion of amounts payable after more than one year42€11,384
Trade debts44€18,228
Suppliers440/4€18,228
Taxes, remuneration and social security45€1,347
Taxes450/3€1,347
Other amounts payable47/48€1,246
Accrued charges and deferred income492/3€2,312
Line2025
Profit (loss) for the period9904-€25,021
+ Depreciation and write-downs630€15,908
Operating cash flow (approximation)-€9,112

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
180 m²
Building footprint
85 m²
Volume, LiDAR
684 m³
Parcel 92135C0055/00H000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Côté Mer
Chemin des Archiducs(WP) 13, 5100 NamurCrop and animal production, hunting and related service activities
since 20242.361.618.319
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135C0055/00H000 Wallonia 180 m² 1 · 85 m² 9.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Namur2.361.618.319
2 permissions
Toelating · Ambulante viswinkel · since 19-09-2024
Toelating · Viswinkel · since 19-09-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 466 companies in sector 47230 we hold annual accounts for 269. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47230Retail trade
10200Manufacture of food products
10850Manufacture of food products
47271Retail trade
47279Other retail sale of food
81300Landscape service activities
Contact
E-mail philippebolle@skynet.be
Phone +32495301478

Scores and ratios are computed by Checked and are not a credit decision.