Marcel Horowitz (0404.476.142): annual accounts and directors

CHECKED

Create an account

Companies

Search companies
Addresses
Company groups
Nearby
Service voucher comparison

People and firms

Directors
Bankruptcy trustees
Notaries

Events

Events: Overview
All events

Company changes

Incorporations
Director changes
Name changes
Registered office moves
Mergers and takeovers

Financial publications

Annual accounts filed
Capital changes
Auditor changes

Legal status & closure

Bankruptcies
Judicial reorganisations
Dissolutions and liquidations
Ex-officio strike-offs
Interim measures

Tools

Tools: Overview

Investigate

Analysis workbench
Compare companies
Sector benchmark
Employer check
Network investigator
Company wealth map
Lookalike companies
Company as of a date
Permit applications

Assess companies

Credit check
Supplier due diligence
AML client file
Creditor guide
Contractor check
Self-check
Public procurement exclusion grounds
Service voucher comparison

Market and sector

Sector figures
Municipality map
Subsidies
Market analysis
Trends
Rankings
Survival tables
Public contracts

Invoices and lists

Invoice check
Peppol check
Process a list

Starting out

Name check
Local market research
Starter mirror
Financial plan

NL FR EN

Nederlands Français English

My Checked

Sign in
Create an account

Home / Search companies / Insurance agents and brokers / Marcel Horowitz

Marcel Horowitz

Antwerp ·KBO/BCE: BE 0404.476.142

Loading dossier…

Checked · Insight, alerts and connections for every Belgian company, from official sources.

Based on official Belgian registers and filed annual accounts.

NL FR EN

Discover

All tools Sector figures Rankings Municipality map All events Company groups Trends Survival tables

Checked

About Checked Contact Pricing

Help and guides

Frequently asked questions Knowledge base

Integrations

API AI assistants Excel and Google Sheets Company badge

Legal

We would like to set cookies. That happens only with your consent. What we measure

Help us improve Checked

If something looks wrong or is missing, please tell us.

Your message Email (optional, only to reply)

Company
Marcel Horowitz Antwerp	€2.3m	€411,390	83.9%	1.9
VERZEKERINGEN JOS DE LAET Antwerp	€1.5m	€355,033	93.0%	2
Verzekeringskantoor Verheyen Antwerp	€1.4m	€362,268	39.4%	2.5
GROEP DENKENS Schilde	€2.7m	€319,313	69.9%	1.1
Maxime Maigre et Fils Binche	€2.6m	€287,272	29.6%	2
Assurances DUTHOIT Tournai	€1.8m	€388,858	4.6%	2.8
Fidelis Jabbeke	€1.8m	€493,248	34.5%	2

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	2.3m	2.2m	1.9m	1.8m	1.7m	1.6m	1.5m	1.3m	1.0m	981,157	923,972	830,268	763,275	679,000	733,372	685,592	807,114	763,495	840,600
`21/28`	3,020	5,674	5,406	6,383	8,415	10,088	15,289	19,451	1,824	6,539	15,800	25,209	30,773	17,607	11,996	11,312	25,216	34,792	52,479
`22/27`	2,698	5,352	5,084	6,061	8,093	9,765	14,966	19,129	1,502	6,217	15,478	24,886	30,451	17,285	11,674	10,989	24,893	34,470	52,157
`24`	2,698	5,352	5,084	6,061	8,093	9,765	14,966	19,129	1,502	6,217	15,478	24,886	30,451	14,813	6,010	2,133	12,845	31,590	52,132
`26`	-	-	-	-	-	-	-	-	-	-	-	-	-	2,472	5,664	8,856	12,048	2,880	25
`28`	322	322	322	322	322	322	322	322	322	322	322	322	322	322	322	322	322	322	322
`29/58`	2.3m	2.2m	1.9m	1.8m	1.7m	1.6m	1.5m	1.3m	1.0m	974,618	908,172	805,060	732,501	661,393	721,376	674,280	781,898	728,703	788,121
`29`	15,959	26,068	24,115	44,356	11,240	16,312	26,120	9,743	-	-	-	-	-	-	-	-	-	-	-
`291`	15,959	26,068	24,115	44,356	11,240	16,312	26,120	9,743	-	-	-	-	-	-	-	-	-	-	-
`40/41`	122,242	100,301	70,055	83,203	134,454	48,894	62,311	29,805	36,737	44,083	82,204	50,798	39,675	59,745	92,309	47,396	30,529	2,574	43,778
`40`	67,133	70,248	47,850	54,325	82,341	35,468	22,321	23,859	36,737	44,083	82,204	39,771	37,982	59,408	92,309	31,875	30,468	2,574	33,778
`41`	55,109	30,053	22,205	28,878	52,113	13,426	39,990	5,946	-	-	-	11,027	1,693	336	-	15,521	60	-	10,000
`50/53`	1.4m	1.1m	827,480	533,477	526,969	67,148	219,653	219,697	286,003	285,844	284,388	282,677	280,625	278,528	364,152	357,107	493,690	587,744	467,568
`54/58`	771,376	960,072	971,397	1.1m	984,305	1.5m	1.2m	1.0m	680,648	644,690	541,580	471,072	411,429	322,989	264,748	267,329	257,096	135,651	275,425
`490/1`	12,742	25,685	23,583	15,657	7,531	7,948	1,061	1,668	-	-	-	513	772	132	168	2,448	584	2,734	1,351
Balance sheet: equity and liabilities
`10/49`	2.3m	2.2m	1.9m	1.8m	1.7m	1.6m	1.5m	1.3m	1.0m	981,157	923,972	830,268	763,275	679,000	733,372	685,592	807,114	763,495	840,600
`10/15`	1.9m	1.9m	1.6m	1.4m	1.3m	1.2m	898,998	707,432	484,624	225,133	193,014	177,798	172,391	169,572	185,554	167,699	151,835	142,998	184,372
`10/11`	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973
`10`	61,973	61,973	61,973	61,973	61,973	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973	61,973
`13`	1.9m	1.8m	1.6m	1.4m	1.2m	1.1m	833,227	641,677	418,877	161,377	126,377	106,377	106,377	106,377	121,377	101,377	86,377	76,377	121,377
`130/1`	6,377	6,377	6,377	6,377	6,377	6,377	180	180	180	180	180	180	180	180	180	180	180	180	180
`130`	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197
`1319`	180	180	180	180	180	180	180	180	180	180	180	180	180	180	180	180	180	180	180
`133`	1.9m	1.8m	1.6m	1.4m	1.2m	1.1m	826,850	635,300	412,500	155,000	120,000	100,000	100,000	100,000	115,000	95,000	80,000	70,000	115,000
`14`	4,011	3,961	3,931	3,927	3,830	3,828	3,797	3,781	3,774	1,782	4,663	9,447	4,040	1,221	2,203	4,348	3,484	4,647	1,021
`17/49`	373,953	311,261	273,905	367,475	396,183	491,977	576,371	580,263	520,588	756,024	730,959	652,470	590,883	509,428	547,819	517,893	655,279	620,497	656,229
`17`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,891	13,240
`170/4`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,891	13,240
`42/48`	373,953	294,140	273,905	367,475	395,977	491,977	576,371	580,176	520,412	755,807	730,566	652,302	590,682	509,234	547,819	517,713	655,100	618,445	642,824
`42`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,891	11,348	11,348
`43`	-	-	-	-	-	-	-	30,600	74,757	99,157	99,157	99,157	99,157	99,157	99,157	99,157	99,157	99,157	99,157
`439`	-	-	-	-	-	-	-	30,600	74,757	99,157	99,157	99,157	99,157	99,157	99,157	99,157	99,157	99,157	99,157
`44`	198,783	228,558	212,871	296,537	296,108	422,854	479,497	457,817	411,728	405,306	406,701	399,253	336,259	299,711	310,895	267,464	420,058	394,442	322,905
`440/4`	198,783	228,558	212,871	296,537	296,108	422,854	479,497	457,817	411,728	405,306	406,701	399,253	336,259	299,711	310,895	267,464	420,058	394,442	322,905
`45`	22,654	18,892	29,873	24,606	20,946	34,832	19,713	56,873	13,569	56,034	49,861	24,885	32,270	34,877	18,075	17,231	26,348	34,286	24,100
`450/3`	4,464	4,141	15,395	5,134	5,254	17,607	3,672	39,271	5,102	39,412	30,004	5,165	16,791	18,815	5,703	1,578	5,899	14,344	2,206
`454/9`	18,190	14,751	14,478	19,472	15,692	17,224	16,042	17,602	8,467	16,622	19,857	19,720	15,479	16,062	12,372	15,654	20,449	19,943	21,894
`47/48`	152,516	46,690	31,160	46,332	78,923	34,291	77,161	34,885	20,357	195,310	174,846	129,007	122,996	75,488	119,691	133,860	107,645	79,211	185,314
`492/3`	-	17,121	-	-	206	-	-	87	176	217	393	168	201	195	-	180	179	161	165
Income statement
`76A`	-	-	9,000	5,834	-	-	-	2,500	11,273	-	-	-	5,500	-	13,500	-	-	-	-
`9900`	411,390	463,923	472,805	390,401	426,008	466,072	409,813	465,097	460,180	500,895	469,419	431,131	429,015	397,405	377,347	365,643	375,103	356,260	333,140
`62`	124,123	110,917	104,698	91,304	106,484	85,864	111,148	114,487	113,043	119,137	131,349	126,960	136,561	132,613	138,057	115,029	152,949	156,697	162,596
`630`	2,654	2,314	2,797	7,123	5,527	5,201	5,693	5,457	1,113	9,261	10,105	12,392	13,422	9,203	7,388	17,143	21,937	22,473	32,724
`640/8`	1,406	1,371	1,399	1,789	2,281	2,280	2,987	3,073	2,952	3,067	3,297	3,314	3,487	4,636	4,612	4,857	4,257	4,235	4,549
`66A`	-	641	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`9901`	283,206	348,681	363,912	290,185	311,716	372,727	289,984	342,080	343,072	369,429	324,668	288,464	275,544	250,954	227,290	228,614	195,961	172,855	133,270
`75/76B`	59,452	103,752	85,540	62,596	38,011	36,068	43,741	44,172	1,751	89,579	104,316	41,055	67,436	70,269	67,310	51,186	74,198	23,386	14,857
`75`	59,452	103,752	85,540	62,596	38,011	36,068	43,741	44,172	1,751	89,579	104,316	41,055	67,436	70,269	67,310	51,186	74,198	23,386	14,857
`65/66B`	34,694	4,892	3,670	8,021	2,996	2,859	2,178	4,771	7,879	7,851	8,531	8,356	8,641	8,381	8,508	8,782	9,041	43,235	38,742
`65`	34,694	4,892	3,670	8,021	2,996	2,859	2,178	4,771	7,879	7,851	8,531	8,356	8,641	8,381	8,508	8,782	9,041	43,235	38,742
`9903`	307,964	447,541	445,782	344,760	346,731	405,936	331,547	381,481	336,944	451,157	420,452	321,163	339,840	312,842	299,592	271,018	261,118	153,006	109,385
`67/77`	102,948	145,695	144,378	114,063	109,928	148,706	119,981	154,374	135,592	154,038	145,236	110,756	117,020	108,824	101,737	95,153	92,281	54,380	42,192
`9904`	205,016	301,846	301,404	230,697	236,803	257,230	211,566	227,107	201,352	297,119	275,216	210,407	222,819	204,018	197,855	175,864	168,837	98,626	67,194
`9905`	205,016	301,846	301,404	230,697	236,803	257,230	211,566	227,107	201,352	297,119	275,216	210,407	222,819	204,018	197,855	175,864	168,837	98,626	67,194
Appropriation of the result
`9906`	208,977	305,777	305,331	234,527	240,630	261,028	215,347	230,881	203,774	301,782	284,663	214,447	224,040	206,221	202,203	179,348	173,484	99,647	76,021
`14P`	3,961	3,931	3,927	3,830	3,828	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	130,000	80,000	100,000	57,500	79,500	-	-	-	-	-	-	-	-	100,000	-	-	-	45,000	25,000
`691/2`	203,300	300,150	299,800	229,000	200,000	257,200	191,550	222,800	200,000	35,000	20,000	-	-	85,000	20,000	15,000	10,000	-	-
`6921`	203,300	300,150	299,800	229,000	200,000	257,200	191,550	222,800	200,000	35,000	20,000	-	-	85,000	20,000	15,000	10,000	-	-
`694/7`	131,666	81,666	101,600	59,100	116,300	-	20,000	4,300	-	265,000	260,000	205,000	220,000	220,000	180,000	160,000	160,000	140,000	100,000
`694`	131,666	81,666	101,600	59,100	116,300	-	20,000	4,300	-	265,000	260,000	205,000	220,000	220,000	180,000	160,000	160,000	140,000	100,000
Social balance sheet
`9087`	1.9	2	1.8	1.8	2.5	2.5	3.2	3.4	3	3.1	3.5	3.4	4.2	4.7	4.9	4.9	5	6.4	6.1
Hours worked`1013`	3,232	3,444	3,040	2,991	4,200	3,628	5,756	5,686	5,135	5,333	6,076	5,809	6,396	7,113	7,275	6,289	7,496	8,791	8,820
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

Financial year	Type	Filed	Reference	Document
30-12-2025	abbreviated format	25-05-2026	2026-00126934	PDF
30-12-2024	abbreviated format	24-05-2025	2025-00117024	PDF
30-12-2023	abbreviated format	27-05-2024	2024-00103960	PDF
30-12-2022	abbreviated format	05-06-2023	2023-00110217	PDF
30-12-2021	abbreviated format	31-05-2022	2022-20047514	PDF
30-12-2020	abbreviated format	23-06-2021	2021-25000418	PDF
30-12-2019	abbreviated format	10-07-2020	2020-29900020	PDF
30-12-2018	abbreviated format	13-06-2019	2019-18300383	PDF
30-12-2017	abbreviated format	24-05-2018	2018-14500221	PDF
30-12-2016	abbreviated format	17-05-2017	2017-13000396	PDF
30-12-2015	abbreviated format	26-05-2016	2016-13500086	PDF
30-12-2014	abbreviated format	21-05-2015	2015-12700091	PDF
30-12-2013	abbreviated format	28-05-2014	2014-14300440	PDF
30-12-2012	abbreviated format	29-05-2013	2013-14500473	PDF
30-12-2011	abbreviated format	29-05-2012	2012-13100462	PDF
30-12-2010	abbreviated format	31-05-2011	2011-14000021	PDF
30-12-2009	abbreviated format	28-05-2010	2010-14500018	PDF
30-12-2008	abbreviated format	28-05-2009	2009-17100398	PDF
30-12-2007	abbreviated format	21-05-2008	2008-15000249	PDF
30-12-2006	abbreviated format	31-05-2007	2007-17400356	PDF
30-12-2005	abbreviated format	10-05-2006	2006-13804605	PDF
30-12-2004	abbreviated format	26-05-2005	2005-17302845	PDF
30-12-2003	abbreviated format	25-03-2004	2004-08504244	PDF
30-12-2002	abbreviated format	15-05-2003	2003-14602004	PDF
30-12-2001	abbreviated format	17-05-2002	2002-13003596	PDF
30-12-2000	abbreviated format	15-05-2001	2001-12702207	PDF
30-12-1999	abbreviated format	06-06-2000	2000-18303799	PDF
30-12-1998	abbreviated format	04-06-1999	1999-14504538	PDF
30-12-1997	abbreviated format	10-06-1998	1998-15801767	PDF
30-12-1996	abbreviated format	28-05-1997	1997-10001041	PDF
31-12-1995	abbreviated format	24-06-1996	1996-23304108	PDF
31-12-1994	abbreviated format	26-06-1995	1995-29102141	PDF
31-12-1993	abbreviated format	03-06-1994	1994-11604626	PDF
31-12-1992	abbreviated format	27-05-1993	1993-08701186	PDF
31-12-1991	abbreviated format	11-06-1992	1992-10002675	PDF
31-12-1990	abbreviated format	30-08-1991	1991-23800068	PDF
31-12-1989	abbreviated format	11-09-1990	1990-23501806	PDF
31-12-1988	abbreviated format	07-06-1989	1989-06902919	PDF
31-12-1987	abbreviated format	15-06-1988	1988-08101240	PDF
31-12-1986	abbreviated format	23-09-1987	1987-22102564	PDF
31-12-1985	abbreviated format	30-07-1986	1986-32200975	PDF
31-12-1984	full format	12-07-1985	1985-23401206	PDF
31-12-1983	unclassified schema	05-09-1984	1984-12800970	PDF
31-12-1982	unclassified schema	31-10-1983	1983-13402066	PDF
31-12-1980	unclassified schema	18-06-1981	1981-05701553	PDF
31-12-1979	unclassified schema	30-07-1980	1980-09802057	PDF
31-12-1978	unclassified schema	19-11-1979	1979-12000676	PDF
31-12-1977	unclassified schema	16-11-1978	1978-08400453	PDF

2025	2024	2023	2022	2021	2020	2019	2018	2017	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
0	3,223	1,820	5,091	3,854	0	1,531	23,084	773	0	697	6,827	26,588	14,814	8,073	3,239	12,360	4,786	4,355
-188,696	-11,325	-161,330	148,422	-513,511	346,879	143,606	326,683	-	103,109	70,508	59,644	88,440	58,241	-2,581	10,233	121,445	-139,774	-
83.9%	85.7%	85.7%	79.8%	76.3%	70.2%	60.9%	54.9%	48.2%	22.9%	20.9%	21.4%	22.6%	25.0%	25.3%	24.5%	18.8%	18.7%	21.9%
10.6%	16.2%	18.3%	15.9%	18.5%	22.2%	23.5%	32.1%	41.5%	132.0%	142.6%	118.3%	129.3%	120.3%	106.6%	104.9%	111.2%	69.0%	36.4%
8.9%	13.8%	15.7%	12.7%	14.2%	15.6%	14.3%	17.6%	20.0%	30.3%	29.8%	25.3%	29.2%	30.0%	27.0%	25.7%	20.9%	12.9%	8.0%

Item	30-12-2025	30-12-2024	30-12-2023	30-12-2022	30-12-2021
Employees at the balance-sheet date	3	3	3	3	3
full-time	1	1	-	-	-
part-time	2	2	3	3	3
in full-time equivalents	1.9	1.9	1.8	1.8	1.8
	1.9	2	1.8	1.8	2.5
On a permanent contract	3	3	3	3	3
Joined	-	1	-	-	0
Left	-	1	-	-	1

Item	30-12-2025	30-12-2024	30-12-2023	30-12-2022	30-12-2021
Tangible fixed assets	-	€3,223	€1,820	€5,091	€3,854
	€2,654	€2,314	€2,797	€7,123	€5,527

Overview

Lifetime

Key points

Equity

Result

Turnover

Staff

Filings

Position in the sector

Checked score

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts to 30-12-2025

Insights on Marcel Horowitz

Financials

Annual accounts 2025

Balance sheet

Change in equityin €m

Change in cashin euro

Position in the sector

Solvency83.9%

Return on assets8.9%

Staff

Staff cost per FTE€65,328

Joined and left

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Investments

Insights on Marcel Horowitz

Board & ownership

Board

Mandates through the years

Control

Capital

Network & group

No group

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

Invoicing and payment

in €m

in euro

83.9%

8.9%

€65,328