Result
-€24,564 -€24,564
From profit to loss in 2025, after a profit of €232,668 in 2024.
Fidelis
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €572,245 (2024)
€493,248▼ 13.8%
lowest -€24,564 (2025)
-€24,564▼ €257,232
peak €634,405 (2025)
€634,405▲ 98.7%
€1.2m▲ 75.5%
peak 2.2 FTE (2006)
2 FTE▲ 11.1%
Board11 names since 2008
6 directors and 5 others
Owners4 names in the annual accounts
47.52% and 2 others
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from €572,245 to €493,248Loss of €24,564Staff from 1.8 FTE to 2 FTECapital increase · Amendment of the articles 31-12Resignations: (managing director) and (managing director) 13-111 director appointed 16-04
Key points
from the 2025 annual accountsDebts
€1.2m ▲ 75.5%
Debts rose by €517,557 in 2025.
Investments
€796,691 2.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.90 was 0.37 in 2024
Short-term debts rose from €367,254 to €611,171.
Filings
36 annual accounts since 1990
Two of the last ten came late. The 2021 accounts came latest: 31 days after the end of the period.
Position in the sector
-€24,564
Lower net result than 91% of companies in auxiliary financial services. Sector median €85,109 · 1,928 companies.
Equity +99%: capital increase
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Managing director
Managing director,
Managing director
Managing director
Managing director
Managing director
- 47.52%score equity €1.0m (2025) · 30-06-2025 annual accounts of
- 20%equity €0 (2024) · 2022 annual accounts of
- 17.32%equity €340,849 (2025) · 30-06-2025 annual accounts of
Recent changes
Capital increase · Amendment of the articles
Capital from €18,592.01 to €41,933.53, 1,900 new shares · Capital from €41,933.53 to €358,307.93 · General meeting of 22-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0439727922
Resignations: (managing director) and (managing director)
General meeting of 24-10-2025 · Gazette deed
1 director appointed
(managing director) · Permanent representatives: , and · Board meeting of 12-02-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fidelis Jabbeke | €1.8m | €493,248 | 34.5% | 2 |
| VERZEKERINGEN ALGOET Kuurne | €2.0m | €582,590 | 94.1% | 2 |
| KANTOOR HOORNE Roeselare | €1.8m | €577,145 | 76.4% | 2.4 |
| NUYTTEN - CROES De Haan | €1.5m | €488,717 | 96.0% | 2 |
| DE CUYPER - OEDELEM Beernem | €1.9m | €386,254 | 88.3% | 1.2 |
| DIENSTENCENTRUM H.D.C. Hamont-Achel | €1.7m | €438,728 | 14.8% | 1.4 |
| RANCINVEST Sivry-Rance | €2.3m | €371,350 | 45.3% | 2 |
These companies have the same main activity as Fidelis: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.5m and €2.3m, founded between 1986 and 1992.
Official details
Source: KBO- Status
- Active since 28-12-1989Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment unit
- 2.046.494.6178490 Jabbeke, since 10-01-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €1.8m▲ 82.9%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on Fidelis
Fidelis files the abbreviated format. That format states no turnover. The gross margin rose from €82,803 in 2006 to €493,248 in 2025.
In February 2025, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Fidelis
- What is the company number of Fidelis?
- The company number of Fidelis is 0439.727.922. The VAT number is the same number with BE in front: BE 0439.727.922.
- Where is Fidelis based?
- The registered office is at Gistelsteenweg 341A, 8490 Jabbeke.Company details
- What does Fidelis do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Fidelis?
- Fidelis is a private limited company (BV).
- When was Fidelis founded?
- Fidelis was founded on 28-12-1989.
- Is Fidelis still active?
- Yes, Fidelis is an active enterprise in the KBO register.
- How many employees does Fidelis have?
- Fidelis had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Fidelis fall under?
- In its 2025 annual accounts, Fidelis states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of Fidelis?
- The turnover in financial year 2025 is ≈ €800,000. This figure is estimated from the gross margin of €493,248 and 32 comparable companies (NACE 66). It probably lies between €710,000 and €900,000.
- Is Fidelis profitable?
- In financial year 2025, Fidelis made a loss of €24,564.
- Where can I find the annual accounts of Fidelis?
- Fidelis filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Fidelis due?
- Fidelis must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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