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MANU AU CARRE

Active
Private limited companyfounded 20188 yrs activeRue du Roi Albert 4, 7180 Seneffe, BelgiumKBO/BCE: BE 0693.819.521

MANU AU CARRE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €21k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
62 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+8
Solvency45▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.39 in 2024; short-term debt: 60.8% and cash: 17.1% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.3%
Return on assets
10.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
28 d late
2024
26 d late
2023
42 d early
2022
31 d late
2021
19 d late
2020
75 d early
2019
51 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€40k▼ 33.5%
2024 · €61k
2018: €19k 2019: €22k 2020: €26k 2021: €29k 2022: €36k 2023: €53k 2024: €61k
2018 → 2025
Total assets
€200k▲ 4.1%
2024 · €192k
2018: €78k 2019: €86k 2020: €102k 2021: €126k 2022: €137k 2023: €163k 2024: €192k
2018 → 2025
Net result
€21k▲ 161%
2024 · €8k
2018: €447 2019: €2k 2020: €5k 2021: €3k 2022: €7k 2023: €17k 2024: €8k
2018 → 2025
Working capital
€-66k▼ 42.4%
2024 · €-46k
2018: €1k 2019: €-11k 2020: €-24k 2021: €-16k 2022: €-25k 2023: €-29k 2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€29k-€36k▲ 24.0%€53k▲ 46.0%€61k▲ 14.9%€40k▼ 33.5%
Operating result€6k-€13k▲ 105%€26k▲ 108%€14k▼ 47.9%€32k▲ 136%
Net result€3k-€7k▲ 128%€17k▲ 138%€8k▼ 52.6%€21k▲ 161%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €6k€6kNet result 2021: €3k€3kOperating result 2022: €13k€13kNet result 2022: €7k€7kOperating result 2023: €26k€26kNet result 2023: €17k€17kOperating result 2024: €14k€14kNet result 2024: €8k€8kOperating result 2025: €32k€32kNet result 2025: €21k€21k20212022202320242025
The operating result recovers in 2025; 2025 is 136% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets €144k▼ 11.3%
Current assets €56k▲ 90.3%
Equity and liabilities €200k
Equity €40k▼ 33.5%
Debt €159k▲ 21.6%
The debt ratio rises from 68.3% to 79.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€64k
2024 · €42k
Cash flow
€52k
2024 · €37k
Solvency
20.3%
2024 · 31.7%
Current ratio
0.46
2024 · 0.39
Quick ratio
0.34
2024 · 0.20
Debt / equity
3.93
2024 · 2.15
ROE
51.1%
2024 · 13.0%
ROA
10.4%
2024 · 4.1%
Interest coverage
16.99
2024 · 11.08
Debt
€159k
2024 · €131k
Debt ≤ 1 year
€121k
2024 · €75k
Debt > 1 year
€38k
2024 · €55k
Income taxes
€8k
2024 · €2k
Staff costs
€115k
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€192k€200k
Fixed assets21/28€162k€144k
Intangible fixed assets21€76k€70k
Tangible fixed assets22/27€87k€74k
Land and buildings22€10k€3k
Plant, machinery and equipment23€74k€70k
Furniture and vehicles24€3k€1k
Current assets29/58€29k€56k
Stocks and contracts in progress3€14k€15k
Stocks30/36€14k€15k
Amounts receivable within one year40/41€5k€5k
Trade receivables40€23€0
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€10k€34k
Deferred charges and accrued income490/1€5€2k
Equity and liabilities
Total equity and liabilities10/49€192k€200k
Equity10/15€61k€40k
Contributions10/11€19k€19k=
Reserves13€845€1k
Tax-exempt reserves132€699€1k
Distributable reserves133€146€146=
Profit (loss) carried forward14€41k€21k
Amounts payable17/49€131k€159k
Amounts payable after more than one year17€55k€38k
Financial debts170/4€55k€38k
Other amounts payable178/9€0-
Amounts payable within one year42/48€75k€121k
Current portion of amounts payable after more than one year42€19k€22k
Trade debts44€2k€7k
Suppliers440/4€2k€7k
Taxes, remuneration and social security45€16k€18k
Taxes450/3€9k€12k
Remuneration and social security454/9€7k€6k
Other amounts payable47/48€38k€74k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€97k€115k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€31k
Other operating charges640/8€1k€1k
Gross operating margin9900€141k€180k
Operating profit (loss)9901€14k€32k
Financial income75/76B€35€82
Recurring financial income75€35€82
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€10k€29k
Income taxes67/77€2k€8k
Profit (loss) for the period9904€8k€21k
Transfer to tax-exempt reserves689€381€381=
Profit (loss) for the period to be appropriated9905€8k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€41k€62k
Profit (loss) brought forward from the previous period14P€34k€41k
Profit to be distributed694/7-€41k
Return on contributions (dividend)694-€41k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Highest result since 2018net €21k ▲161%
Operating result €32k, net result €21k, both a record.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
19-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
17-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
10-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2018
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Roi Albert 47180 Seneffe
Ground area
495 m²
Building footprint
50 m²
Parcel 52063C0043/00K011, Wallonia. Linked by address, not a title deed.
1 establishment unit
MANU AU CARRE
Rue du Roi Albert 4, 7180 SeneffeRetail sale of cosmetics and toilet articles
since 20182.274.673.655
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52063C0043/00K011 Wallonia 495 m² 1 · 50 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,751 companies in sector 96210 we hold annual accounts for 2,826. 2,194 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-03-2018
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.