BELGROUPE
ActiveThe computed 12-month bankruptcy probability of BELGROUPE is 1.6% (moderate). The 2025 annual accounts show equity of €41k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 87% of 1043 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth35▼-38
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.94; short-term debt: 22.5% and cash: 37.7% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
-21.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
26 d late
2023
31 d late
2022
31 d late
2021
30 d late
2020
153 d late
2019
291 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€23k▼ 79.6%
2024 · €114k
2018: €67k
2019: €68k
2020: €14k
2021: €19k
2022: €55k
2023: €86k
2024: €114k
2018 → 2025
EBIT margin
10.8%▼ 45.8pp
2024 · 56.6%
2018: 0.9%
2019: 0.5%
2020: -180.4%
2021: -101.4%
2022: 1.7%
2023: 2.4%
2024: 56.6%
2018 → 2025
Net result
€-11k
2024 · €63k
2018: €478
2019: €186
2020: €-25k
2021: €-20k
2022: €379
2023: €2k
2024: €63k
2018 → 2025
Working capital
€35k▼ 24.8%
2024 · €46k
2018: €9k
2019: €6k
2020: €-18k
2021: €-27k
2022: €-19k
2023: €-18k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€19k-€55k▲ 184%€86k▲ 56.4%€114k▲ 33.3%€23k▼ 79.6%
Equity€-20k-€-13k▲ 36.6%€-11k▲ 13.7%€52k€41k▼ 22.0%
Operating result€-20k-€927€2k▲ 118%€65k▲ 3,088%€3k▼ 96.1%
Net result€-20k-€379€2k▲ 362%€63k▲ 3,497%€-11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€6k=
Current assets
€46k▲ 0.1%
Equity and liabilities €52k
Equity
€41k▼ 22.0%
Debt
€12k▲ 4,056%
The debt ratio rises from 0.5% to 22.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
77.5%▼
2024 · 99.5%
Current ratio
3.94
Quick ratio
3.94
Debt / equity
0.29▲
2024 · 0.01
ROE
-28.2%▼
2024 · 121.3%
ROA
-21.9%▼
2024 · 120.6%
Debt
€12k▲
2024 · €283
Debt ≤ 1 year
€12k▲
2024 · €283
Income taxes
€14k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€52k▲
Fixed assets21/28€6k€6k=
Financial fixed assets28€6k€6k=
Current assets29/58€46k€46k▲
Amounts receivable within one year40/41€34k€27k▼
Trade receivables40€25k€26k▲
Other amounts receivable41€8k€337▼
Cash at bank and in hand54/58€12k€20k▲
Deferred charges and accrued income490/1€227-
Equity and liabilities
Total equity and liabilities10/49€52k€52k▲
Equity10/15€52k€41k▼
Contributions10/11€18k€18k=
Outside capital11€18k€18k=
Other1109/19€18k€18k=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Legal reserve130€100€100=
Profit (loss) carried forward14€33k€22k▼
Amounts payable17/49€283€12k▲
Amounts payable within one year42/48€283€12k▲
Trade debts44€283€889▲
Suppliers440/4€283€889▲
Other amounts payable47/48-€11k
Income statement
Code20242025
Turnover70€114k€23k▼
Goods, raw materials, services and sundry goods60/61€49k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€700-
Other operating charges640/8-€73
Gross operating margin9900€65k€3k▼
Operating profit (loss)9901€65k€3k▼
Financial charges65/66B€219€275▲
Recurring financial charges65€219€275▲
Profit (loss) for the period before taxes9903€64k€2k▼
Income taxes67/77€1k€14k▲
Profit (loss) for the period9904€63k€-11k▼
Profit (loss) for the period to be appropriated9905€63k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€22k▼
Profit (loss) brought forward from the previous period14P€-30k€33k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €63k ▲3497%
Operating result €65k, net result €63k, both a record.
31-12
Financial
Liquidity times 232current ratio 163.59
Current ratio from 0.70 to 163.59; short-term debt falls from €60k to €283.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €379
Net result €379 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 291 days late
2020
31-12
Financial
Weakest financial yearnet €-25k ▼13530%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 2771180 UkkelGround area
427 m²
Building footprint
264 m²
Volume, LiDAR
3,887 m³
3 parcels, Brussels · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
COOL BARBER YSER
since 20162.266.520.311
AUMAL CREATIF
since 20172.266.520.509
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0550/00V000 | Brussels | 229 m² | 1 · 102 m² | 19.2 m · 6 fl. |
| 21016B0276/00R023 | Brussels | 114 m² | 1 · 82 m² | 18.2 m · 5 fl. |
| 21813A0315/00C002 | Brussels | 83 m² | 1 · 80 m² | 17.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GHANMI
BE 0713.682.448
Harelbeke · Eq €41k
Goku
BE 0747.585.136
Beveren-Kruibeke-Zwijndrecht · Eq €40k
MANU AU CARRE
BE 0693.819.521
Seneffe · Eq €40k
VEOSE SPRL
BE 0892.654.079
Namur · Eq €40k
GICO
BE 0869.458.411
Binche · Eq €41k
Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,194 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-06-2015
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.