VEOSE SPRL
ActiveVEOSE SPRL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-23k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency59▼-10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.93 in 2024; short-term debt: 63.3% and cash: 18% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
-19.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
14 d early
2023
21 d early
2022
13 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-23k
2024 · €13k
2018: €-3k
2019: €6k
2020: €20k
2021: €36k
2022: €-24k
2023: €-2k
2024: €13k
2018 → 2025
Working capital
€-16k▼ 193%
2024 · €-5k
2018: €-55k
2019: €-51k
2020: €-26k
2021: €14k
2022: €-2k
2023: €-2k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€72k▼ 24.6%€70k▼ 2.8%€63k▼ 9.7%€40k▼ 36.2%
Operating result€39k-€-26k€-497▲ 98.1%€16k€-22k
Net result€36k-€-24k€-2k▲ 91.5%€13k€-23k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€60k▼ 12.5%
Current assets
€60k▼ 18.4%
Equity and liabilities €120k
Equity
€40k▼ 36.2%
Debt
€80k▲ 0.9%
The debt ratio rises from 55.5% to 66.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €24k
Cash flow
€-14k▼
2024 · €21k
Solvency
33.6%▼
2024 · 44.5%
Current ratio
0.79▼
2024 · 0.93
Quick ratio
0.51▼
2024 · 0.73
Debt / equity
1.98▲
2024 · 1.25
ROE
-56.7%▼
2024 · 20.8%
ROA
-19.1%▼
2024 · 9.3%
Interest coverage
-28.58▼
2024 · 11.12
Debt
€80k▲
2024 · €79k
Debt ≤ 1 year
€76k▼
2024 · €79k
Income taxes
€467▲
2024 · €278
Staff costs
€401k▲
2024 · €357k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€120k▼
Fixed assets21/28€69k€60k▼
Tangible fixed assets22/27€69k€60k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€66k€58k▼
Financial fixed assets28€269€269=
Current assets29/58€74k€60k▼
Stocks and contracts in progress3€16k€21k▲
Stocks30/36€16k€21k▲
Amounts receivable within one year40/41€22k€15k▼
Trade receivables40€92€14k▲
Other amounts receivable41€22k€91▼
Cash at bank and in hand54/58€35k€22k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€143k€120k▼
Equity10/15€63k€40k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€13k€-10k▼
Amounts payable17/49€79k€80k▲
Amounts payable within one year42/48€79k€76k▼
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€48k€67k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€39k€55k▲
Other amounts payable47/48€20k-
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€357k€401k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€384k€390k▲
Operating profit (loss)9901€16k€-22k▼
Financial income75/76B€16€49▲
Recurring financial income75€16€49▲
Financial charges65/66B€2k€470▼
Recurring financial charges65€2k€470▼
Profit (loss) for the period before taxes9903€13k€-22k▼
Income taxes67/77€278€467▲
Profit (loss) for the period9904€13k€-23k▼
Profit (loss) for the period to be appropriated9905€13k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-10k▼
Profit (loss) brought forward from the previous period14P€155€13k▲
Transfer from equity791/2€20k-
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
Social balance
Average headcount (FTE)90878.210.6▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-24k ▼165%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €36k ▲82.2%
Operating result €39k, net result €36k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Marlères(ML) 245020 NamurGround area
5,162 m²
Building footprint
206 m²
Volume, LiDAR
890 m³
2 parcels, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Namur, Floriffoux 1, 5150 Floreffe
since 20072.167.005.833
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92046B0024/02W000 | Wallonia | 4,312 m² | 1 · 87 m² | - |
| 92082B0100/00R000 | Wallonia | 850 m² | 1 · 119 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,826. 2,193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2007
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96022Beauty treatment
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
93022
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@coiffure-veose.be