Turnover
The micro format states no turnover.
The micro format states no turnover.
Eight of the last ten came late. The 2021 accounts came latest: 191 days after the end of the period.
Higher solvency than 94% of companies in specialised construction. Sector median 46.7% · 35,156 companies.
In July 2024, 12,322 companies had the same profile as MALTER has now. Each dot stands for 31 companies, two years later.
Another 0.5% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for MALTER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| MALTER Ghent | €96,600 | €4,527 | 91.3% | - |
| GHYCO Wellen | €99,125 | €5,012 | 50.4% | - |
| FC CONCEPT Anderlecht | €117,191 | €4,403 | 83.1% | - |
| Krisbo Aalter | €97,270 | €4,732 | 97.5% | - |
| KELLY PROVOST Lievegem | €65,224 | €5,536 | 77.0% | - |
| JOHAN GRUWE Herzele | €102,281 | €7,814 | 39.0% | - |
| BURM SERVICES Beveren-Kruibeke-Zwijndrecht | €94,463 | €6,231 | 16.9% | 0 |
These companies have the same main activity as MALTER: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €65,200 and €117,000, founded between 2000 and 2009.
MALTER files the micro format. That format states no turnover. The gross margin rose from -€15,297 in 2006 to €4,527 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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