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FC CONCEPT

Active
Private limited companyfounded 2004active for 22 yearsBroekstraat 84, 1070 Anderlecht, BelgiumKBO/BCE: BE 0867.784.863
Summary

FC CONCEPT has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,404 and a net result of €2,252. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 88% of 34,807 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
FC CONCEPTActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
≈ €62,000turnover 2025, estimated
Equity
€97,404
Profit
€2,252
Turnover estimated from the gross margin
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 27 days late
Why 93raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 5.85, cash €20,178Founded in 2004Equity €97,404 (83.1% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.1% of total assets
Liquidity 67+13
short-term debt 16.9% · cash 17.2%
Profitability 71+1
return on assets 1.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.6 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.85, compared with 12.79 in 2024, above the usual 1.5; short-term debt: 16.9% and cash: 17.2% of total assets), and 16.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 66% on liquidity, 40% on profitability and 41% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 5.85, cash €20,178
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €97,404 (83.1% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
30 days late
2023
5 days early
2022
42 days early
2021
11 days late
2020
1 day early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €819

Key points

  • Positive: Among the best 12% on solvencysector median 46.8% · 34,807 companies 83.1% View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €117,191 View

By topic

Financials

Financial year
2025
Total assets
€117,191
Profit
€2,252
Solvency
83.1%
Turnover▼ 0.9%
Net result
20212022
Go to Financials

Timeline

Events
26
Since
2006
Next accounts
by 31-07-2027
  1. 26-07-2024Annual accounts filed
  2. 27-03-2024Resignation: DE BARROS MESQUITA José Renato (manager)
  3. 19-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
12-10-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Who signs
Each director alone
Annual meeting
Second Friday of June at 10:00
Purpose
“Toutes activités liées à la construction,la rénovation de bâtiment,l’entreprise de…” (deed in French)
Go to Articles of association

Key facts about FC CONCEPT

What is the company number of FC CONCEPT?
0867.784.863. In Belgium the VAT number is the company number with BE in front: BE 0867.784.863.
Where is FC CONCEPT based?
The registered office is at Broekstraat 84, 1070 Anderlecht.Company details
What does FC CONCEPT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of FC CONCEPT?
Private limited company (BV).
When was FC CONCEPT founded?
On 12-10-2004.
Is FC CONCEPT still active?
Yes, FC CONCEPT is an active enterprise in the KBO register.
How many employees does FC CONCEPT have?
On average 0.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of FC CONCEPT?
€361,634 in financial year 2022, according to the filed annual accounts.
Is FC CONCEPT profitable?
In financial year 2025, FC CONCEPT made a profit of €2,252.
Where can I find the annual accounts of FC CONCEPT?
FC CONCEPT filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FC CONCEPT due?
By 31-07-2027, for financial year 2026.Timeline

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