BURM SERVICES
ActiveSummary
BURM SERVICES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,003 and a net result of -€3,861. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 7940 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability22▼-63
Solvency42▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.15 in 2024; short-term debt: 81.5% and cash: 68.4% of total assets), and 83.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
-4.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7940 sector peers (2025).
NBB · sector comparisonPosition among 7940 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
17 d early
2023
34 d early
2022
4 d early
2021
16 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, abbreviated schema
Turnover
€64,576
EBIT margin
13.6%
Net result
-€3,861
2024 · €14,161
Working capital
€14,031▲ 3.4%
2024 · €13,569
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€10,043€7,154▼ 28.8%€38,033▲ 432%€20,148▼ 47.0%€1,052▼ 94.8%
Net result€9,082within the sector's middle half€6,525below the sector's middle half▼ 28.1%€30,542above the sector's middle half▲ 368%€14,161within the sector's middle half▼ 53.6%-€3,861below the sector's middle half
EBIT margin
Equity-€31,365below the sector's middle half▲ 22.5%-€24,840below the sector's middle half▲ 20.8%€5,703below the sector's middle half€19,864below the sector's middle half▲ 248%€16,003below the sector's middle half▼ 19.4%
Total assets€57,958below the sector's middle half▲ 22.7%€59,590below the sector's middle half▲ 2.8%€100,940within the sector's middle half▲ 69.4%€109,942within the sector's middle half▲ 8.9%€94,463below the sector's middle half▼ 14.1%
Debt€89,322▲ 1.9%€84,429▼ 5.5%€95,237▲ 12.8%€90,078▼ 5.4%€78,460▼ 12.9%
Working capital-€47,128below the sector's middle half▼ 1.8%-€32,905below the sector's middle half▲ 30.2%-€358below the sector's middle half▲ 98.9%€13,569within the sector's middle half€14,031below the sector's middle half▲ 3.4%
Solvency-54.1%below the sector's middle half▲ 31.5pp-41.7%below the sector's middle half▲ 12.4pp5.6%below the sector's middle half▲ 47.3pp18.1%below the sector's middle half▲ 12.4pp16.9%below the sector's middle half▼ 1.1pp
Current ratio0.47below the sector's middle half▲ 0.020.61below the sector's middle half▲ 0.141.00below the sector's middle half▲ 0.391.15within the sector's middle half▲ 0.161.18within the sector's middle half▲ 0.03
Return on assets (ROA)15.7%above the sector's middle half▲ 31.7pp11.0%within the sector's middle half▼ 4.7pp30.3%above the sector's middle half▲ 19.3pp12.9%within the sector's middle half▼ 17.4pp-4.1%below the sector's middle half▼ 17.0pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94,463
Fixed assets
€3,472 ▼ 53.0%
Current assets
€90,992 ▼ 11.3%
Equity and liabilities €94,463
Equity
€16,003 ▼ 19.4%
Debt
€78,460 ▼ 12.9%
Debt's share of the balance-sheet total rises from 81.9% to 83.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4,967▼
2024 · €26,404
Cash flow
€54▼
2024 · €20,417
Debt to equity
4.90▲
2024 · 4.53
ROE
-24.1%▼
2024 · 71.3%
Interest coverage
1.05▼
2024 · 33.84
Debt ≤ 1 year
€76,961▼
2024 · €88,987
Income taxes
€177▼
2024 · €7,022
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,165 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
2.6%
went bankrupt
3.0%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,165 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2,400 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,659 | €5,974 | €5,817 | €6,256 | €3,915 | ▼ 37.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €3,654 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €1,226 | €4,707 | €1,357 | €1,264 | ▼ 6.8% |
| Non-recurring operating charges66A | - | €3,414 | €0 | - | - | - |
| Gross operating margin9900 | €16,718 | €17,768 | €48,557 | €31,415 | €6,231 | ▼ 80.2% |
| Operating profit (loss)9901 | €10,043 | €7,154 | €38,033 | €20,148 | €1,052 | ▼ 94.8% |
| Financial income75/76B | - | - | - | €1,815 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €1,815 | €0 | ▼ 100% |
| Financial charges65/66B | - | €425 | €4,261 | €780 | €4,735 | ▲ 507% |
| Recurring financial charges65 | €962 | €425 | €4,261 | €780 | €4,735 | ▲ 507% |
| Profit (loss) for the period before taxes9903 | €9,082 | €6,729 | €33,772 | €21,183 | -€3,684 | ▼ 117% |
| Income taxes67/77 | - | €204 | €3,230 | €7,022 | €177 | ▼ 97.5% |
| Profit (loss) for the period9904 | €9,082 | €6,525 | €30,542 | €14,161 | -€3,861 | ▼ 127% |
| Profit (loss) for the period to be appropriated9905 | €9,082 | €6,525 | €30,542 | €14,161 | -€3,861 | ▼ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,958 | €59,590 | €100,940 | €109,942 | €94,463 | ▼ 14.1% |
| Fixed assets21/28 | €15,763 | €8,065 | €9,998 | €7,387 | €3,472 | ▼ 53.0% |
| Tangible fixed assets22/27 | €15,763 | €8,065 | €9,998 | €7,387 | €3,472 | ▼ 53.0% |
| Plant, machinery and equipment23 | - | €8,065 | €2,871 | €2,843 | €1,511 | ▼ 46.8% |
| Furniture and vehicles24 | - | - | €7,127 | €4,544 | €1,961 | ▼ 56.9% |
| Current assets29/58 | €42,195 | €51,525 | €90,942 | €102,555 | €90,992 | ▼ 11.3% |
| Amounts receivable within one year40/41 | €42,195 | €23,659 | €43,925 | €27,590 | €19,683 | ▼ 28.7% |
| Trade receivables40 | - | €21,902 | €43,769 | €26,823 | €16,875 | ▼ 37.1% |
| Other amounts receivable41 | - | €1,757 | €156 | €767 | €2,808 | ▲ 266% |
| Cash at bank and in hand54/58 | - | €27,319 | €45,202 | €66,336 | €64,635 | ▼ 2.6% |
| Deferred charges and accrued income490/1 | - | €547 | €1,815 | €8,629 | €6,674 | ▼ 22.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,958 | €59,590 | €100,940 | €109,942 | €94,463 | ▼ 14.1% |
| Equity10/15 | -€31,365 | -€24,840 | €5,703 | €19,864 | €16,003 | ▼ 19.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €12,400 | - | - | - | - |
| Reserves13 | €9,714 | €9,714 | €9,714 | €13,664 | €13,664 | = |
| Non-distributable reserves130/1 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Legal reserve130 | - | €1,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,000 | €1,000 | €1,000 | = |
| Distributable reserves133 | - | €8,714 | €8,714 | €12,664 | €12,664 | = |
| Profit (loss) carried forward14 | -€47,279 | -€40,754 | -€10,212 | €0 | -€3,861 | - |
| Amounts payable17/49 | €89,322 | €84,429 | €95,237 | €90,078 | €78,460 | ▼ 12.9% |
| Amounts payable within one year42/48 | €89,322 | €84,429 | €91,300 | €88,987 | €76,961 | ▼ 13.5% |
| Trade debts44 | €4,160 | €3,508 | €6,161 | €4,887 | €1,839 | ▼ 62.4% |
| Suppliers440/4 | - | €3,508 | €6,161 | €4,887 | €1,839 | ▼ 62.4% |
| Taxes, remuneration and social security45 | - | - | €5,497 | €8,314 | €536 | ▼ 93.6% |
| Taxes450/3 | - | - | €5,497 | €8,314 | €536 | ▼ 93.6% |
| Other amounts payable47/48 | - | €80,921 | €79,642 | €75,786 | €74,586 | ▼ 1.6% |
| Accrued charges and deferred income492/3 | - | - | €3,937 | €1,092 | €1,500 | ▲ 37.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,082 | €6,525 | €30,542 | €14,161 | -€3,861 | ▼ 127% |
| + Depreciation and write-downs630 | €5,659 | €5,974 | €5,817 | €6,256 | €3,915 | ▼ 37.4% |
| Operating cash flow (approximation) | €14,741 | €12,500 | €36,359 | €20,417 | €54 | ▼ 99.7% |
| Investment in fixed assets (approximation) | - | €1,724 | -€7,750 | -€3,645 | €0 | ▲ 100% |
| Change in cash | - | - | €17,883 | €21,134 | -€1,701 | ▼ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €30,542 ▲368%
Operating result €38,033, net result €30,542, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
30-06
Financial
Back to profitnet €9,082
Net result €9,082 after one loss-making year.
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
30-06
Financial
Weakest financial yearnet -€7,585
Net result drops to -€7,585, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 299 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2009
Ground area
155 m²
Building footprint
105 m²
Volume, LiDAR
592 m³
Parcel 46012D0520/00K000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KOALA STEIGERS
since 20092.178.927.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012D0520/00K000 | Flanders | 155 m² | 1 · 105 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 334 EUR awarded · 333 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 284 EUR | 333 EUR |
| 2022 | 1 | 50 EUR | 0 EUR |
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. 4,891 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2009
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
16230Manufacture of other builders' carpentry and joinery
25530Machining of metals
39000Remediation activities and other waste management service activities
43120Site preparation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811446768
Also
9925:BE0811446768
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.